Power your business growth with our Current Account

Current Account is a bank account for people who run businesses, specially designed for carrying out day-to-day business transactions easily. The deposit in a Current Account can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account multiple times a day. This account is generally opened by entrepreneurs, firms, companies and traders. Click here

You can open a Current Account with ICICI Bank using any of the below ways:

• Apply for a Current Account online by clicking here
• Open a Current Account by filling out the Current Account opening form at any ICICI Bank Branch.

Current Accounts do not pay interest on your balance. They are designed to facilitate transactions and provide easy access to funds. If you are looking to earn interest, you may opt for a Savings Account or a Fixed Deposit.

Yes, you can enroll in any programme if you fulfil the eligibility criteria for that programme.

No, there is no separate account for merchants and traders. Merchant and Trade solutions are embedded in the current account and programmes.

Yes, individuals are eligible to open a Current Account with ICICI Bank. A Current Account is useful for those who need to handle multiple transactions and maintain liquidity. The Bank offers both business and individual accounts with different features and advantages.

Absolutely. You can have more than one Current Account as it can help manage financial aspects like segregating personal and business transactions. Just ensure that you fulfil the balance criteria for each of your Current Accounts.

Yes, an ICICI Bank Current Account includes an ATM Card. With this Card, you can withdraw cash, check your balance and carry out transactions at ATMs and Point-of-Sale (POS) terminals.

The CAA (Current Account with Advantages) is a specialized type of current account offered by ICICI Bank. This account type is designed to provide enhanced features and benefits such as higher transaction limits, access to multiple banking services, and tailored solutions for businesses that require advanced financial management. It is ideal for businesses looking for additional perks and features beyond the standard current account.

Documents required for Current Account opening generally include identity proof, address proof, PAN, business registration documents and photographs of authorised signatories. Additional documents may be required depending on the constitution of the business entity. To know the details of required documents for Current Account, click here.

Current account opening is available for proprietorships, partnership firms, LLPs, private limited companies, public limited companies, trusts and other registered business entities. Individuals engaged in business activity may also be eligible as per bank guidelines. To know more about the eligibility criteria, click here.

Yes, individual and sole proprietor businesses registered under Udyam can open a Crrent Account by submitting the Udyam registration certificate along with other required KYC and business documents, subject to the bank’s verification process.