Select Banking for Business
For growing businesses that need more than just transactions, avail flexible lending solutions like working capital finance and term loans, smart collection tools like POS and QR and efficient trade solutions - all crafted to help your business run smarter, faster, and stronger.
Lending Solutions
Merchant Solutions
Trade Solutions
Exclusive Benefits
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Cutting edge platform for seamless import-export transactions
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Unified view & management of all linked Current Accounts
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Access to digital solutions: InstaBIZ and Trade Online
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High limit business spends with the Gold Business Debit Card
Cards
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BEST FOR
Convenience in your pocket
Cashback on transactions | Lounge access | Concierge services
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Best for
Exclusive American Express (AMEX) lifestyle offers for Small and Medium-sized Enterprises (SMEs)
Reward points | SME exclusive benefits | Fuel surcharge waiver
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BEST FOR
Everyday essentials and lifestyle benefits
Reward points | Fuel surcharge waiver | SME offers
BEST FOR
Convenience in your pocket
Cashback on transactions | Lounge access | Concierge services
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BEST FOR
Smart Business Spending
Reward points | Lounge access | Track expenses
Gold Business Debit Card
BEST FOR
- Daily purchases with high limits
- Tracking business expenses easily
- Earning reward points on spends
- Zero surcharge on fuel purchases
BEST FOR
Smart Business Spending
Reward points | Lounge access | Track expenses
Gold Business Debit Card
BEST FOR
- Daily purchases with high limits
- Tracking business expenses easily
- Earning reward points on spends
- Zero surcharge on fuel purchases
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BEST FOR
Benefits
Multi-Currency Loading | Manage Online | Robust Security
BEST FOR
Benefits
Multi-Currency Loading | Manage Online | Robust Security
Tailored Solutions for Every Need
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Merchant solutions
Best for
- Instant payment and collections with Point of Sale (POS) and Quick Response (QR)
- Payment sound alerts on your phone
- Personalized QR codes, payment tracking and set-up for multiple counter
- Unified dashboard with single view
- Seamless integration with e-commerce platforms
- Smart Point of Sale (POS), Equated Monthly Instalment (EMI) options and billing integration
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Trade proposition
Best for
- Trade Online: Initiate trade transactions digitally anytime, anywhere through web or mobile
- Transact in 35+ currencies
- Single view dashboard for all trade transactions
- Settle inward remittance in less than 1 hour
- Regularise export and import bills online
- Instant disbursement of export packing credit
Digital Solutions
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Flexibility to pay via Fund Transfer, UPI & Pay to Contact
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Import-Export solutions allowing 24x7 transaction
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Manage all merchant products and services at one place
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Instant sanction for Loans and Overdrafts
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Seamless GST and Bill Payments on the go
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BizPay360 for bulk payment
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Integrated banking and accounting for easy auto-reconciliation
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Import-Export transactions 24x7, with Trade Online
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Maker-checker facility for secure transactions
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Error-free GST payments with auto-fetch option
Eligibility & Service Charges
Eligibility Criteria (Any one of the below)
- Relationship value of ₹25 lakh
(Deposits + Account balance + Investments + Demat holdings) - Deposits + Account balance = ₹2 L
- Monthly trade transactions of $25K
- Click here to know about the detailed schedule of charges.
Select Banking for Business FAQs
I am an existing ICICI Bank Current Account holder. Can I enrol myself for Select Banking programme?
I am an existing ICICI Bank Current Account holder. Can I enrol myself for Select Banking programme?
Yes, you can get yourself enrolled into the program and continue enjoying benefits by meeting the eligibility criteria.
What is the eligibility to enter this programme?
What is the eligibility to enter this programme?
Please find the eligibility criteria for the programme
- Relationship value of ₹25 lakh (Deposits + Account balance + Investments + Demat holdings)
- Deposits + Account balance = ₹2 L
- Monthly Trade Transactions = $25K
Will I be charged anything if I don’t maintain the required eligibility criteria?
Will I be charged anything if I don’t maintain the required eligibility criteria?
Non-maintenance charge is applied if customer does not maintain any of the below:
- Quarterly Average Balance of Rs 50,000
- Deposits + Account balance = ₹ 2 L
Does this programme offer merchant and trade services?
Does this programme offer merchant and trade services?
Yes, this programme offers merchant and trade services.
How do I contact customer service for any query or issue?
How do I contact customer service for any query or issue?
You can call us at 1800 1080 for any queries.
