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Best For

Smart Business Spending

  • Daily purchases with high limits

  • Tracking business expenses easily

  • Earning reward points on spends

  • Zero surcharge on fuel purchases

 

*Refer FAQs

 

 

 

Gold Business Debit Card: Fees & Charges

  • Annual Fee**

    ₹350+GST

     

    **The charges will be only applicable on new accounts opened from August 2025

     

    Click here for applicable Terms & Conditions (T&Cs)

  •  Replacement Fee

    ₹350+GST

Gold Business Debit Card FAQs

Who is eligible for the Gold Business Debit Card?

This card is ideal for self-employed professionals, small business owners and entrepreneurs with a valid source of income. Basic documentation is required for application.

What are the benefits of the Gold Business Debit Card?

Key benefits include high cash withdrawal limits, reward points for every eligible spend, fuel surcharge waivers at select outlets and itemised billing for better expense tracking.

Are there any fees for using the card?

The card comes with a nominal annual fee of Rs. 300 + GST. 

What is the daily withdrawal limit?

The card offers a daily domestic ATM withdrawal limit of ₹1,00,000 and an international withdrawal limit of ₹2,00,000. Limits help cater to both local and international business needs.

How do I earn reward points?

ICICI Bank Reward Points are earned on every eligible purchase made with the Gold Business Debit Card. These points can be redeemed for a variety of products and services.

* How many airport lounge visits do I get each quarter with the ICICI Bank Gold Business Debit Card?

If you are enrolled in Select Banking Program and have opened Current Account on or after 1st August 2025, you get a maximum of 1 domestic airport lounge visits each quarter, with minimum spends of Rs. 10,000 quarterly or meeting program eligibility of deposits & balances of Rs. 2 Lakhs quarterly or Relationship value of ₹25 lakhs (Deposits + Account balance + Investments + Demat holdings) quarterly. Spends cycle: Spends incurred between 1st - 31st of the 3 months of a calendar quarter will be considered and lounge access will be provided starting 5th of the next month following the quarter end.

Take a word from our Customers

  • M

    Manisha Shimpi

    Rating: 4.2 stars

    The debit card was straightforward to activate and use, both for online and in-person transactions.

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