| Types of Fees and Charges | Corporate Gold Credit Card |
| Corporate Platinum Credit Card |
|
| Joining Fees for Primary Cardholder and Add on Cardholder | NIL. |
| Rs.999 + GST |
|
| Annual Membership Fees | NIL |
| Rs 999 + GST |
|
| Add-on card: Not Applicable |
| Add-on card: Not Applicable |
|
| Interest Free (grace) Period | CCIL:Up to a max of 48 days. CCSL/CCCL: Up to a max of 50 days (Applicable only on retail purchases and if the previous month's outstanding balance is paid in full) |
| CCIL: Up to a max of 48 days CCSL/CCCL: Up to a max of 50 days (Applicable only on retail purchases and if the previous month's outstanding balance is paid in full) |
|
| Overdue interest charges on a monthly and annualised basis | Monthly Rate- 3.4% (Applicable only for CCIL cases) |
| Monthly Rate- 3.15% (Applicable only for CCIL cases) |
|
| Annual Rate- 40.8% (Applicable only for CCIL cases) |
| Annual Rate- 37.8% (Applicable only for CCIL cases) |
|
| Late Payment Charges | CCSL/CCCL : |
| CCSL/CCCL : |
|
| 3% of the Total amount due subject to minimum of ₹1000 |
| 3% of the Total amount due subject to minimum of ₹1000 |
|
| CTA : 3% of the Total amount due subject to maximum of ₹20,000 |
| CTA : 3% of the Total amount due subject to maximum of ₹20,000 |
|
| CCIL : |
| CCIL : |
|
| Outstanding Amount | Late Payment Charge | Outstanding Amount | Late Payment Charge |
| Less than ₹100 | None | Less than ₹100 | None |
| Between ₹100 to ₹500 | ₹ 100 | Between ₹100 to ₹500 | ₹ 100 |
| Greater than ₹500 to ₹1,000 | ₹ 500 | Greater than ₹500 to ₹1,000 | ₹ 500 |
| Greater than ₹1,000 to ₹5,000 | ₹ 600 | Greater than ₹1,000 to ₹5,000 | ₹ 600 |
| Greater than ₹5,000 to ₹10,000 | ₹ 750 | Greater than ₹5,000 to ₹10,000 | ₹ 750 |
| Greater than ₹10,000 to ₹25,000 | ₹ 900 | Greater than ₹10,000 to ₹25,000 | ₹ 900 |
| Greater than ₹25,000 to ₹50,000 | ₹ 1,100 | Greater than ₹25,000 to ₹50,000 | ₹ 1,100 |
| Greater than ₹50,000 | ₹ 1,300 | Greater than ₹50,000 | ₹ 1,300 |
| Cash Advance Fees | 2.5% on advanced amount, subject to minimum of ₹500 |
| 2.5% on advanced amount, subject to minimum of ₹500 |
|
| Interest on Cash Advance is 2.5% Per Month or 30% Per Annum |
| Interest on Cash Advance is 2.5% Per Month or 30% Per Annum |
|
| For cash advances, interest is charged from the date of the transaction until the date of payment |
| For cash advances, interest is charged from the date of the transaction until the date of payment |
|
