About 

Multiple Facility Types

Choose from Cash Credit, Overdraft, Export Credit, Letters of Credit, Buyer’s Credit, Bank Guarantees, Term Loan etc.- tailored to meet day-to-day and trade-related business needs.

Simple Digital Application

Apply online by submitting financial documents like ITRs, audited reports, bank statements, and KYC.

Collateral

Provide residential, commercial, industrial property, or liquid securities as collateral.

Looking for something else?

  • Insta Secured Overdraft

    OD facility against collateral basis banking transactions

  • Superbiz – Flexi Credit for Business

    Working capital basis combined cash flows and property of applicant and co-applicant

  • Insta OD

    Instant unsecured overdraft for Current Accounts

FAQs

Which entities are eligible for a Working Capital Loan?

Entities that are eligible for a Working Capital Loan are:

  • Sole Proprietorship
  • Partnership
  • Private/Public Limited Company
  • Limited Liability Partnership (LLP).

Who can benefit from a Working Capital Loan?

If you are a manufacturer, service provider, retailer/wholesaler or a trader engaged in imports/exports, you can apply for our Working Capital facility and benefit from our products and services.

T&C Apply