Get a discount of up to ₹12,500 at Croma

•  ‘Alliance Partner’ shall mean Infiniti Retail Limited, who has entered into an alliance agreement with ICICI Bank for the purpose of providing the Offer

• ‘Customer/s’ for the purpose of this Offer shall mean a person/s who hold/s a valid ICICI Bank VISA/Mastercard/Amex Credit Card issued by ICICI Bank and who has / have received communication from ICICI Bank with respect to the Offer

• ‘Card’ shall mean a Credit Card which has been issued by ICICI Bank and is valid and subsisting during the Offer Period

• ‘Cardholder’ shall mean a customer to whom a Card has been issued and who is authorised to hold the Card

• ‘Offer’ shall mean instant cashback / discount / benefit provided by the ‘Alliance Partner’ on the purchase of Products / Services using an ICICI Bank Credit Card during the Offer Period at participating stores

• ‘Offer Period’ shall mean the period commencing from Apr 01, 2026 to Jun 30, 2026

• ‘Products/Services’ shall mean the goods / benefits / facilities offered by the Alliance Partner

• ‘Void Transaction’ shall mean the transaction that has taken place but has been rejected /declined / been unsuccessful from the side of the ‘Alliance Partner’.

All capitalised terms used but not defined herein shall have the respective meanings prescribed to them in the Primary Terms and Conditions. These terms shall be in addition to and not in derogation of the Primary Terms and Conditions. To the extent of any inconsistency between these Terms and Primary Terms and Conditions, these Terms shall prevail.

• Offer: Flat ₹2,000 / 3,000 / 4,000 / 7,000 / 10,000 / 12,500 instant discount on a minimum purchase of ₹25,000 / 50,000 / 75,000 / 1 lakh / 1.5 lakh / 2 lakh respectively, using ICICI Bank Credit Card EMI transactions at Croma retail stores pan India.
• Customers eligible for the Offer: ICICI Bank Credit Cardholders who carry out transactions through ICICI Bank Credit Card EMI (excluding Amazon Pay Credit Card).
• Offer Period: Apr 01, 2026 to Jun 30, 2026

• Visit any Croma retail store, as per applicability. To locate your desired Croma retail outlet, click here .

• Choose the products as per your preference

• Receive the benefit of the Offer using ICICI Bank Credit Card EMI to pay for your purchase.

• An ICICI Bank Credit Cardholder must transact at any Croma retail store pan India for a minimum of ₹25,000 (Net Transaction Value) to qualify for the Offer during the campaign period
• The Offer is valid from Apr 01, 2026 to Jun 30, 2026
• The Offer will be applicable on ICICI Bank Credit Card EMI transactions only, as per the below details:
• Flat ₹2,000 / 3,000 / 4,000 / 7,000 / 10,000 / 12,500 instant discount on a minimum purchase of ₹25,000 / 50,000 / 75,000 / 1 lakh / 1.5 lakh / 2 lakh respectively, on eligible Credit Card EMI transactions
• The Offer is not applicable on ICICI Bank Credit Card Non-EMI transactions, Amazon Pay Credit Cards, Debit Cards, UPI, Net Banking, Business, Commercial & Corporate Cards
• The Offer will be applicable for ICICI Bank Credit Cardholders at a frequency of one transaction per month, i.e., a customer can avail the discount for the first valid transaction only during each month of the offer period. Subsequent transactions during the month shall not be applicable for the discount
• Net Transaction Value shall mean the retail price of the products purchased, less the discount offered to the cardholders at the Croma retail outlets
• The Offer is applicable on a single transaction and bills cannot be clubbed to avail the same
• The Offer cannot be clubbed with any other offer
• The Offer cannot be combined with any brand EMI offer
• The Offer will not be applicable on an advanced invoice
• The Offer will be applicable on eligible transactions carried out only on the days mentioned in the offer details and will not be applicable on any other days during the week
• Instant discount will not be extended to the Cardholder if he / she fails to select the Bank offer
• Under no circumstance will the discount being offered under this Offer be settled with cash by ICICI Bank or by Infiniti Retail Limited (Croma)
• The Offer will be valid during the Offer Period only, which will be at the sole discretion of Infiniti Retail Limited (Croma) and ICICI Bank
• Infiniti Retail Limited (Croma) and ICICI Bank have the right to change or discontinue the offer at any time during the promotion period
• The decision of Infiniti Retail Limited (Croma) and ICICI Bank will be final and binding and any correspondence in this regard will not be entertained.

• Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank makes no representation about the quality, delivery, usefulness or otherwise of the goods / services offered by the third party. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products / services of ICICI Bank / third party

• Images used in all the communications pertaining to the Offer are for representation purposes only.

• If the Customer/s ceas(es) to be Customer/s at any time during the subsistence of the Offer, all the benefits under the Offer shall lapse and shall not be available to the Customer/s

• All disputes are subject to the exclusive jurisdiction of the competent courts / tribunals of Mumbai

• In all matters relating to the Offer, the decision of ICICI Bank shall be final and binding in all respects

• These Terms and Conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the relationship between the Customer/s and ICICI Bank. All capitalised terms used but not defined herein shall have the respective meanings ascribed to it in the Primary Terms and Conditions

• ICICI Bank reserves the right to modify / change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever

• All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Offer shall be borne solely by the Customer/s and ICICI Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues

• The Customer/s shall be bound by the Terms and Conditions stipulated by the Alliance Partner in this regard

• No substitutions or exchange of Offer, other than what is detailed in the communication sent to the Customer/s shall be allowed. However, ICICI Bank reserves the right to substitute and / or change the Offer or any of them, without any intimation or notice, written or otherwise to the Customer/s

• ICICI Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered by the Alliance Partner. Any dispute or claim regarding the goods, services and assured gifts / prizes must be resolved by the Customer/s with the Alliance Partner directly without any reference to ICICI Bank.

• ICICI Bank shall not be liable in any manner whatsoever for any loss / damage / claim that may arise out of use or otherwise of any goods / services / offer availed by the Customer/s under the Alliance offered by the Alliance Partner

• ICICI Bank reserves the right to disqualify the Alliance Partner/s or Customer/s from the benefits of the alliance if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the alliance

• The Offer is sponsored by the Alliance Partner and the Customer/s shall be bound by the Terms and Conditions stipulated by the Alliance Partner in this regard

• ICICI Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and services

• The Offer is not available wherever prohibited and / or on products / services for which such alliances cannot be offered for any reason whatsoever

• Notwithstanding anything contained in this document, ICICI Bank shall not be held liable for any default or delay in performance of any obligation pertaining to these offers, due to unavoidable situations, beyond the reasonable control of ICICI Bank and not attributable to ICICI Bank including but not limited to fire, flood, casualty, epidemic or outbreak of any disease, lockout, strike, labour disputes, industrial action of any kind, unavoidable accident, national calamity, riot, Act of God, any enactment by a law-making authority or the act of any other legally constituted authority, changes in the applicable law, or default of third party or any cause or event arising out of or attributable to war, other than shortage or lack of money.