NRI Select
Programme
Experience convenient NRI Banking and financial solutions with UPI for NRIs, domestic lounge access, credit card with lifestyle benefits, Platinum debit card, digital home loan sanctions, demat and trading account benefits, and insurance benefits.
Digital solutions
Family banking
Special pricing
Exclusive Benefits
-
Competitive rates across remittances, loans, and lockers
-
Digital home loan sanctions
-
24*7 customer service at call centres
-
Seamless 3-in-1 (Savings, Trading, Demat) Account
Save and Invest easily with 3-in-1 Account
-
Invest in Stocks, Mutual Funds, FNO and IPOs
Using ICICI Bank Savings Accounts funds
-
Automated TDS Settlement
Automated TDS settlement with the pay-out being directly credited to bank account
-
Single Login Access
Single login Access to NRE/NRO and to access PIS/NON PIS investments
-
Systematic Equity Plan (SEP)
Just like an SIP, but investment in stocks. Leverage the power of compounding and make market timing irrelevant
Apply for NRI Account
-
Sign up for an NRE/NRO Account: Fill your details to receive a call.
-
Live Assistance: Get help over a call to fill the account opening form and KYC documentation.
-
Account Opened: Your account is opened after successful scrutiny of KYC documents.
-
Activation: Activate your account with the first fund transfer from your own overseas account.
-
Get Started: Choose the NRE/NRO account program that suits you.
-
Complete Your Application: Complete and submit the digital form with your details (Keep your self-signed copies of Passport, visa, and address proof ready).
-
Account Opened: Your account is opened after successful scrutiny of KYC documents.
-
Activation: Activate your account with the first fund transfer from your own overseas account.
*Only available for customers in USA.
Programme Eligibility
Individuals
- Maintain Deposits (Fixed Deposits/Recurring Deposits) + Account Balance of ₹5 Lakh OR
- Deposits (Fixed Deposits/Recurring Deposits) + Account Balance + Mutual funds AUM^ + Demat holdings of ₹50 Lakh
NRI Select Family Banking
- Maintain Deposits (Fixed Deposits/Recurring Deposits) + Balance of ₹7.5 lakh OR
- Deposits (Fixed Deposits/Recurring Deposits) + Balance + Mutual funds AUM^ + Demat of ₹75 lakh
^AUM - Assets under Management
- If the customer does not meet the programme eligibility criteria for 12 months, the customer will be re-graded.
- Customer needs to maintain a minimum Monthly Average Balance (MAB*) of ₹15,000 at Customer ID^ Level to avoid non-maintenance charge.
*MAB is the simple average of day-end balances for a calendar month.
^Customer ID includes all your savings account cumulative balances (except Fixed deposits/Recurring deposits)
Other products offered
-
NRI Premium Programme
BEST FOR
Save smarter with our most trusted and rewarding account
Dedicated RM | Concierge and assistance services
-
NRI Private Banking Programme
BEST FOR
Personalised assistance with global reach and expertise
Dedicated RM | Multi-Currency Account
BEST FOR
Save smarter with our most trusted and rewarding account
Dedicated RM | Concierge and assistance services
FAQs
Can I extend Select Banking benefits to my family members?
Can I extend Select Banking benefits to my family members?
Yes, you can extend Select Banking benefits to your family members by opting for Family Banking.
How to apply for an NRI Account?
How to apply for an NRI Account?
You can apply for an NRE/NRO Account either through our Assisted Journey with the help of a Relationship Manager or through a Do-It-Yourself (DIY) Journey online.
RM Assisted Journey
- Sign up for an NRE/NRO Account: Fill your details to receive a call.
- Live Assistance: Get help over a call to fill the account opening form and KYC documentation.
- Account Opened: Your account is opened after successful scrutiny of KYC documents.
- Activation: Activate your account with the first fund transfer from your own overseas account.
Do-It-Yourself (DIY) Journey
- Get Started: Choose the NRE/NRO account program that suits you.
- Complete Your Application: Complete and submit the digital form with your details (Keep your self-signed copies of Passport, visa, and address proof ready).
- Account Opened: Your account is opened after successful scrutiny of KYC documents.
- Activation: Activate your account with the first fund transfer from your own overseas account.
*Only available for customers in USA.
How many family members can be linked under Select Banking?
How many family members can be linked under Select Banking?
You can link up to 9 family members under Select Banking
Does the NRI Select Programme offer special benefits for my family members?
Does the NRI Select Programme offer special benefits for my family members?
Yes, the NRI Select Programme extends several benefits to your family members, including access to enhanced banking privileges, ease of maintaining balances and much more.
How does the NRI Select Programme help with managing my finances across borders?
How does the NRI Select Programme help with managing my finances across borders?
The NRI Select Programme offers convenient banking services, including easy access to both NRE and NRO accounts, competitive exchange rates and seamless international money transfers. It also provides an online platform and mobile app for effortless management of your finances from anywhere in the world.
How can I access the benefits of the NRI Select Programme through ICICI Bank's mobile app?
How can I access the benefits of the NRI Select Programme through ICICI Bank's mobile app?
You can access the benefits of the NRI Select Programme through ICICI Bank’s user-friendly mobile banking app and internet Banking, which allows you to manage your accounts, transfer money, track remittances, access your debit card offers, and more, all from the convenience of your smartphone.
How to access domestic airport lounge?
How to access domestic airport lounge?
Now wait in luxury before flying, with our Complimentary Domestic Airport Lounge Access.
Domestic airports: Get two complimentary lounge access per quarter at domestic airport/terminals in India.
Click here to see the list of lounges.
How can I upgrade my account to NRI Select programme?
How can I upgrade my account to NRI Select programme?
Existing NRI Saving account holder can upgrade to NRI Select programme upon agreement to the programme eligibility. You can upgrade from any of these options : Internet Banking, Mobile Banking, Branch and Phone banking etc. Upon upgrade, you shall be eligible for a debit card upgrade.
If you already hold the requisite balances in your account, you can upgrade your account by placing a request at your nearest ICICI Bank branch or calling our 24*7 Customer Care.
If you don’t hold the requisite balances in your account, fund your account to ensure required balances and then, place the request at your nearest ICICI Bank branch or call our 24*7 Customer Care.
You can continue with the existing card after account upgrade.
Alternatively, you can apply for a new card through any of the following ways :
- Call our 24-hour Customer Care.
- Place a request through your Internet banking account.
Visit you nearest ICICI Bank branch in India.
Is interest earned taxable?
Is interest earned taxable?
Interest earned on NRE accounts is tax-free in India whereas Interest earned on NRO accounts is taxable in India