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An Education Loan assists students in funding their studies by covering expenses such as tuition fees, living expenses and other costs. ICICI Bank offers flexible repayment options, competitive interest rates and income tax benefits, making higher education more accessible.

Whether you are studying in India or abroad, ICICI Bank's Education Loan covers tuition fees, accommodation, travel and other academic expenses. With a simple online application process, funding your studies is now easier than ever.

Secured Loan up to ₹3 crore. Unsecured loan up to ₹1 crore

Loan includes tuition fee, living expenses & other costs

0% TCS on remittance

Fast processing

Flexible repayment options

Pre-admission sanction letter

Tax benefit under Section 80E

ICICI Bank offers Education Loans of up to ₹3 crore based on eligibility, college & course, including options for education loan for overseas studies. Collateral free education loans are offered up to ₹1 crore based on eligibility, college & course.

Yes, you can avail tax benefits under Section 80E of the Income Tax Act on full interest paid.

ICICI Bank provides unsecured Education Loan of up to ₹1 crore.

You can repay your loan over a flexible tenure of up to 15 years, including the course period.

You can apply online by submitting the form, uploading the required documents and completing the verification process.

The processing fee starts at 0.5% (plus 18% GST) or ₹30,000 (plus 18% GST), whichever is lower.