Hello UK Banking FAQs

The Hello UK Account is a comprehensive banking solution offered by ICICI Bank to Indians moving to the United Kingdom for work, education or residency. It simplifies cross-border banking by providing both an Indian NRI account and a UK Personal current account through ICICI Bank UK plc, ensuring seamless access to funds in both countries.

The Hello UK Account is a comprehensive banking solution offered by ICICI Bank to Indians moving to the United Kingdom for work, education or residency. It simplifies cross-border banking by providing both an Indian NRI account and a UK Personal current account through ICICI Bank UK plc, ensuring seamless access to funds in both countries.

While a standard NRI account caters to general foreign-based Indians, Hello UK is designed specifically for those relocating to the UK. It integrates account setup, international money transfer, and onboarding assistance in one program.

While a standard NRI account caters to general foreign-based Indians, Hello UK is designed specifically for those relocating to the UK. It integrates account setup, international money transfer, and onboarding assistance in one program.

Indian citizens who are moving to the UK for employment, studies, or permanent residence are eligible. The service caters to first-time UK migrants as well as existing NRIs expanding their financial presence.

Indian citizens who are moving to the UK for employment, studies, or permanent residence are eligible. The service caters to first-time UK migrants as well as existing NRIs expanding their financial presence.

It includes assistance in opening a UK Personal current account with ICICI Bank UK plc even before you land, a linked Indian NRE/NRO account, preferential money-transfer rates, and digital tools for instant fund access between India and the UK.

It includes assistance in opening a UK Personal current account with ICICI Bank UK plc even before you land, a linked Indian NRE/NRO account, preferential money-transfer rates, and digital tools for instant fund access between India and the UK.

Yes. Applicants can start the process from India by providing required documents and verification.

• Please call our Phone Banking to express your interest for the account opening.

• Our team shall guide you to initiate the Online Account Opening journey

• Please have your original UK or India Passport ready, as it’s required for identity verification during the application process

• Your application (once initiated) is valid for 7 days, so please complete the application within this time frame to avoid expiration. If not completed within 7 days, your application will expire and your will need to restart the registration process again.

Yes. Applicants can start the process from India by providing required documents and verification.

• Please call our Phone Banking to express your interest for the account opening.

• Our team shall guide you to initiate the Online Account Opening journey

• Please have your original UK or India Passport ready, as it’s required for identity verification during the application process

• Your application (once initiated) is valid for 7 days, so please complete the application within this time frame to avoid expiration. If not completed within 7 days, your application will expire and your will need to restart the registration process again.

Yes. Indian students heading to the UK for higher education can open Hello UK accounts to manage funds for fees and living expenses, while parents in India can send money directly at low transfer costs.

Yes. Indian students heading to the UK for higher education can open Hello UK accounts to manage funds for fees and living expenses, while parents in India can send money directly at low transfer costs.

The program offers zero account-opening fees, preferential FX rates, linked India-UK accounts, dedicated support, and faster cross-border remittances. It eliminates the need to search for banking options after arrival in the UK.

The program offers zero account-opening fees, preferential FX rates, linked India-UK accounts, dedicated support, and faster cross-border remittances. It eliminates the need to search for banking options after arrival in the UK.

Your UK Personal current account is maintained in GBP while your Indian NRE/NRO account is in INR. Funds can be transferred instantly between the two through ICICI Money2World or ICICI Bank UK online banking.

Your UK Personal current account is maintained in GBP while your Indian NRE/NRO account is in INR. Funds can be transferred instantly between the two through ICICI Money2World or ICICI Bank UK online banking.

Yes. ICICI Bank UK plc is regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA), ensuring your UK account adheres to British banking standards.

Yes. ICICI Bank UK plc is regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA), ensuring your UK account adheres to British banking standards.

No. The services are available across England, Scotland, Wales, and Northern Ireland, with digital support accessible from any UK address.

No. The services are available across England, Scotland, Wales, and Northern Ireland, with digital support accessible from any UK address.

You may get documents certified by

ICICI Bank Branch Employee

• An FCA (Financial Conduct Authority) authorised financial intermediary
• Staff of an FCA regulated banking institution
• A qualified practising lawyer or accountant
• Commissioner for Oaths
• Serving Member of Parliament
• Post Office Official (for UK / Germany as per the Post Office certification process)
• Embassy officials in the course of their duty
• Consular officials in the course of their duty
• A notary public.

Yes. The entire application can be completed digitally through ICICI Bank’s secure portal before you travel.

• Please call our Phone Banking to express your interest for the account opening.

• Our team shall guide you to initiate the Online Account Opening journey

• Please have your original UK or India Passport ready, as it’s required for identity verification during the application process

• Your application (once initiated) is valid for 7 days, so please complete the application within this time frame to avoid expiration. If not completed within 7 days, your application will expire and your will need to restart the registration process again.

You can start the application with a university admission or job offer letter. Your visa copy is required for final activation.

No. You can use your Indian mobile number during onboarding. You can update it to a UK number later to receive alerts and OTP messages.

No. Customer can open the account before travelling to UK.

Any Indian citizen aged 18 years and above with a valid UK visa for study, work, or residence is eligible. Existing NRIs residing in other countries can also apply when moving to the UK.

No. Applicants must be at least 18 years old to open a UK Personal current account.

Yes.

• Please call our Phone Banking to express your interest for the account opening.

• Our team shall guide you to initiate the Online Account Opening journey

• Please have your original UK or India Passport ready, as it’s required for identity verification during the application process

• Your application (once initiated) is valid for 7 days, so please complete the application within this time frame to avoid expiration. If not completed within 7 days, your application will expire and your will need to restart the registration process again.

To open an UK Personal Current Account, it takes 2-3 working days subject to all KYC clearances.

Yes. Dependents holding valid UK visas can open Hello UK accounts under the same program for easier family banking.

No minimum deposit is required to open UK Personal Current account.

No. You can apply even if you are already in the UK or another country, through ICICI Bank NRI services online.

Yes. Your Hello UK relationship links to existing NRE/NRO accounts and adds the UK account for integrated management.

Yes. Joint accounts are permitted with spouses or close family members residing in the UK

Yes. ICICI Bank has a 24×7 helpline and email support team specialized for Hello UK queries.

• Identity proof: Valid Indian Passport

• Address proof:

• If applying from India : Aadhaar Card details (Aadhaar number and postal code)

• If applying from the UK : We will attempt to validate UK address details electronically. If electronic authentication is unsuccessful, we will request you to provide acceptable address proof documents, duly attested or e-VISA Share Code details (right to immigration)

You may get documents certified by

ICICI Bank Branch Employee

• An FCA (Financial Conduct Authority) authorised financial intermediary
• Staff of an FCA regulated banking institution
• A qualified practising lawyer or accountant
• Commissioner for Oaths
• Serving Member of Parliament
• Post Office Official (for UK / Germany as per the Post Office certification process)
• Embassy officials in the course of their duty
• Consular officials in the course of their duty
• A notary public.

Yes. The entire application can be completed digitally through ICICI Bank’s secure portal before you travel.

• Please call our Phone Banking to express your interest for the account opening.

• Our team shall guide you to initiate the Online Account Opening journey

• Please have your original UK or India Passport ready, as it’s required for identity verification during the application process

• Your application (once initiated) is valid for 7 days, so please complete the application within this time frame to avoid expiration. If not completed within 7 days, your application will expire and your will need to restart the registration process again.

You can start the application with a university admission or job offer letter. Your visa copy is required for final activation.

No. You can use your Indian mobile number during onboarding. You can update it to a UK number later to receive alerts and OTP messages.

No. Customer can open the account before travelling to UK.

Any Indian citizen aged 18 years and above with a valid UK visa for study, work, or residence is eligible. Existing NRIs residing in other countries can also apply when moving to the UK.

No. Applicants must be at least 18 years old to open a UK Personal current account.

Yes.

• Please call our Phone Banking to express your interest for the account opening.

• Our team shall guide you to initiate the Online Account Opening journey

• Please have your original UK or India Passport ready, as it’s required for identity verification during the application process

• Your application (once initiated) is valid for 7 days, so please complete the application within this time frame to avoid expiration. If not completed within 7 days, your application will expire and your will need to restart the registration process again.

To open an UK Personal Current Account, it takes 2-3 working days subject to all KYC clearances.

Yes. Dependents holding valid UK visas can open Hello UK accounts under the same program for easier family banking.

No minimum deposit is required to open UK Personal Current account.

No. You can apply even if you are already in the UK or another country, through ICICI Bank NRI services online.

Yes. Your Hello UK relationship links to existing NRE/NRO accounts and adds the UK account for integrated management.

Yes. Joint accounts are permitted with spouses or close family members residing in the UK

Yes. ICICI Bank has a 24×7 helpline and email support team specialized for Hello UK queries.

• Identity proof: Valid Indian Passport

• Address proof:

• If applying from India : Aadhaar Card details (Aadhaar number and postal code)

• If applying from the UK : We will attempt to validate UK address details electronically. If electronic authentication is unsuccessful, we will request you to provide acceptable address proof documents, duly attested or e-VISA Share Code details (right to immigration)

No. There is no minimum balance requirement for operating UK Personal Current account

Typically No. ICICI Bank UK does not levy monthly fees on standard Hello UK accounts, though premium variants may have added services with fees.

The UK current account is non-interest bearing, while linked Indian accounts earn interest as per ICICI Bank India’s savings rate.

Yes. Transfers between ICICI Bank India and ICICI Bank UK accounts are usually free or offered at discounted exchange rates.

Minimal charges may apply when using non-ICICI ATMs in the UK or outside network countries.

Yes, you can open a fixed deposit or savings variant with ICICI Bank UK to earn interest on GBP balances.

You enjoy preferential exchange rates on INR-GBP transfers and zero hidden markup on linked-account remittances.

No, transfers through ICICI Money2India or ICICI Bank UK are free for Hello UK customers within defined limits.

Yes. Your ICICI Bank UK Personal current account functions like a regular UK personal current account and can receive salary from UK employers.

No. Both your UK and Indian accounts are opened free under the Hello UK program.

No. There is no minimum balance requirement for operating UK Personal Current account

Typically No. ICICI Bank UK does not levy monthly fees on standard Hello UK accounts, though premium variants may have added services with fees.

The UK current account is non-interest bearing, while linked Indian accounts earn interest as per ICICI Bank India’s savings rate.

Yes. Transfers between ICICI Bank India and ICICI Bank UK accounts are usually free or offered at discounted exchange rates.

Minimal charges may apply when using non-ICICI ATMs in the UK or outside network countries.

Yes, you can open a fixed deposit or savings variant with ICICI Bank UK to earn interest on GBP balances.

You enjoy preferential exchange rates on INR-GBP transfers and zero hidden markup on linked-account remittances.

No, transfers through ICICI Money2India or ICICI Bank UK are free for Hello UK customers within defined limits.

Yes. Your ICICI Bank UK Personal current account functions like a regular UK personal current account and can receive salary from UK employers.

No. Both your UK and Indian accounts are opened free under the Hello UK program.

The daily cash withdrawal limit is typically GBP 300, while POS and online purchase limits can go up to GBP 5000 per day.

Yes. Your ICICI Bank UK card can be used at internationally enabled ATMs in India, and your Indian card works abroad as well.

Yes. Limits can be temporarily or permanently increased by requesting through Internet Banking or customer care

Yes. It is NFC-enabled for quick tap payments under the UK’s contactless transaction limit.

Yes. You receive real-time SMS and email alerts for each transaction made through your card or online account.

Yes. You can add your ICICI Bank UK debit card to Google Pay, for seamless digital transactions.

At present, Hello UK focuses on current and savings accounts ICICI Bank UK plc is currently not offering any credit card related products.

Currently there is no such option exists in mobile app or Internet banking.

Separate debit card will be issued to the joint account holder.

Yes, a small markup may apply on non-GBP transactions, but Hello UK customers receive preferential rates through ICICI Bank’s FX desk.

Yes. Your ICICI Bank India NRE/NRO debit card remains active for international use However, it operates independently of the UK debit card; each follows its own currency and transaction rules.

Yes. You can withdraw INR at any international-enabled ATM in India The conversion from GBP to INR will occur automatically at prevailing exchange rates.

Yes. Your ICICI Bank UK debit card is accepted for online shopping, subscriptions, and university fee payments across UK and EU-based platforms.

Under FEMA, you can freely remit education, maintenance, or investment-related funds between linked ICICI accounts.

Yes. Using ICICI Money2India, you can set up standing instructions for EMI payments or recurring domestic bills directly from your UK account.

ICICI Bank UK plc is currently not offering an overdraft facility on Personal Current accounts.

Yes. The ICICI Money2World and ICICI UK apps display live FX rates and confirm conversion details before you authorize a transfer.

Immediately block the card using online banking or the mobile app and contact the 24 × 7 ICICI Bank UK helpline.

There is no fraud liability insurance on the card In case of any such unwanted events, customer must report it to the bank asap for it to intervene and to stop any further unauthorised deduction of funds.

Yes. You receive a contactless ICICI Bank UK Visa debit card that can be used globally for ATM withdrawals and POS purchases.

The daily cash withdrawal limit is typically GBP 300, while POS and online purchase limits can go up to GBP 5000 per day.

Yes. Your ICICI Bank UK card can be used at internationally enabled ATMs in India, and your Indian card works abroad as well.

Yes. Limits can be temporarily or permanently increased by requesting through Internet Banking or customer care

Yes. It is NFC-enabled for quick tap payments under the UK’s contactless transaction limit.

Yes. You receive real-time SMS and email alerts for each transaction made through your card or online account.

Yes. You can add your ICICI Bank UK debit card to Google Pay, for seamless digital transactions.

At present, Hello UK focuses on current and savings accounts ICICI Bank UK plc is currently not offering any credit card related products.

Currently there is no such option exists in mobile app or Internet banking.

Separate debit card will be issued to the joint account holder.

Yes, a small markup may apply on non-GBP transactions, but Hello UK customers receive preferential rates through ICICI Bank’s FX desk.

Yes. Your ICICI Bank India NRE/NRO debit card remains active for international use However, it operates independently of the UK debit card; each follows its own currency and transaction rules.

Yes. You can withdraw INR at any international-enabled ATM in India The conversion from GBP to INR will occur automatically at prevailing exchange rates.

Yes. Your ICICI Bank UK debit card is accepted for online shopping, subscriptions, and university fee payments across UK and EU-based platforms.

Under FEMA, you can freely remit education, maintenance, or investment-related funds between linked ICICI accounts.

Yes. Using ICICI Money2India, you can set up standing instructions for EMI payments or recurring domestic bills directly from your UK account.

ICICI Bank UK plc is currently not offering an overdraft facility on Personal Current accounts.

Yes. The ICICI Money2World and ICICI UK apps display live FX rates and confirm conversion details before you authorize a transfer.

Immediately block the card using online banking or the mobile app and contact the 24 × 7 ICICI Bank UK helpline.

Yes. You receive a contactless ICICI Bank UK Visa debit card that can be used globally for ATM withdrawals and POS purchases.

Yes. ICICI Bank UK partners with education, travel, and utility service providers to offer discounts on student accommodation, SIM cards, and flight bookings for new arrivals.

Certain eligible spends on ICICI Bank India linked cards can earn Reward Points The UK current account itself does not carry a points program but participates in seasonal promotions.

Yes. You can access the ICICI Rewards portal online globally and redeem points for internationally valid e-vouchers or travel benefits.

Yes. Customers who route regular salary credits through ICICI Bank UK may qualify for bonus interest offers, zero-fee transfers, or priority service tiers.

Yes. Hello UK clients enjoy preferential FX rates and reduced fees on transfers between ICICI Bank India and ICICI Bank UK accounts.

We issue debit cards for each individual account holder for operating UK personal current account.

No. Add-on cards are issued only to residents of the UK Dependents in India can instead use linked NRE/NRO debit cards.

No. The first add-on card is free; nominal charges apply for additional cards or courier deliveries.

Yes. Joint accounts are available for spouses or dependents residing at the same UK address Both holders must complete identity verification.

We issue debit cards for each individual account holder for operating UK personal current account.

No. Add-on cards are issued only to residents of the UK Dependents in India can instead use linked NRE/NRO debit cards.

No. The first add-on card is free; nominal charges apply for additional cards or courier deliveries.

Yes. Joint accounts are available for spouses or dependents residing at the same UK address Both holders must complete identity verification.

Yes. Pre-arrival onboarding ensures you have an active UK account and debit card ready soon after landing.

Yes. Hello UK customers receive priority support through dedicated branches and helplines of ICICI Bank UK

Yes. Linked accounts enable instant transfers through ICICI Money2World and ICICI Bank UK Online Banking, typically within minutes.

Yes. You receive preferential GBP-INR conversion rates on both remittances and card transactions, helping you save on fees and markup.

Yes. Students receive low-minimum-balance accounts, fee waivers, and easy fund transfer options for tuition and living expenses.

Select Hello UK customers receive complimentary travel or accidental insurance coverage on their debit cards.

Yes. Maintaining an ICICI Bank UK account and using it for salary credits can help you build local credit records faster.

Yes. You can open GBP fixed deposits jointly with spouse or family members after verification.

Yes. Customers sending monthly remittances enjoy zero transfer fees and automatic favourable FX rates based on volume.

It connects your Indian and UK financial lives under one relationship, enabling you to transfer funds, pay bills, and access accounts instantly without multiple banks or paperwork.

Yes. Pre-arrival onboarding ensures you have an active UK account and debit card ready soon after landing.

Yes. Hello UK customers receive priority support through dedicated branches and helplines of ICICI Bank UK

Yes. Linked accounts enable instant transfers through ICICI Money2World and ICICI Bank UK Online Banking, typically within minutes.

Yes. You receive preferential GBP-INR conversion rates on both remittances and card transactions, helping you save on fees and markup.

Yes. Students receive low-minimum-balance accounts, fee waivers, and easy fund transfer options for tuition and living expenses.

Select Hello UK customers receive complimentary travel or accidental insurance coverage on their debit cards.

Yes. Maintaining an ICICI Bank UK account and using it for salary credits can help you build local credit records faster.

Yes. You can open GBP fixed deposits jointly with spouse or family members after verification.

Yes. Customers sending monthly remittances enjoy zero transfer fees and automatic favourable FX rates based on volume.

It connects your Indian and UK financial lives under one relationship, enabling you to transfer funds, pay bills, and access accounts instantly without multiple banks or paperwork.

Yes. Through ICICI Money2India, you can pay bills, insurance premiums, and EMIs in India directly in INR.

Yes. Standing instructions can be set for monthly remittances using ICICI Bank UK Online Banking.

No. Standing orders and direct debits within the UK are free of cost.

Yes. You can use online banking to pay any UK credit card bills and view confirmations instantly.

Yes. For GBP 50 and above get SMS alerts

Yes. You can authorize regular payments for utilities, rent, and subscriptions from your Hello UK account just like any local UK bank account.

Yes. Through ICICI Money2India, you can pay bills, insurance premiums, and EMIs in India directly in INR.

Yes. Standing instructions can be set for monthly remittances using ICICI Bank UK Online Banking.

No. Standing orders and direct debits within the UK are free of cost.

Yes. You can use online banking to pay any UK credit card bills and view confirmations instantly.

Yes. For GBP 50 and above get SMS alerts

Yes. You can authorize regular payments for utilities, rent, and subscriptions from your Hello UK account just like any local UK bank account.

Yes, a small interest reduction applies as per ICICI Bank UK’s deposit policy.

Funds are typically credited within one working day of request approval.

Yes. You can break your deposit anytime through ICICI Bank UK Branch banking,

Yes, a small interest reduction applies as per ICICI Bank UK’s deposit policy.

Funds are typically credited within one working day of request approval.

Yes. You can break your deposit anytime through ICICI Bank UK Branch banking,

Yes. You can load ICICI Forex Cards directly from your GBP account using online banking.

Yes. You can load ICICI Forex Cards directly from your GBP account using online banking.

No. UK lenders rely on local credit records, but having an ICICI Bank UK account can help you establish creditworthiness faster.

Yes. Students can apply for ICICI Education Loans in India before departure and manage repayments via their Hello UK accounts.

Yes. You can load ICICI Forex Cards directly from your GBP account using online banking.

Yes. Students can apply for ICICI Education Loans in India before departure and manage repayments via their Hello UK accounts.

Refunds usually reflect within 5–7 working days once the merchant initiates them.

Yes. Funds can be transferred to their NRE/NRO account instantly for card reloads.

Yes. You can load ICICI Forex Cards directly from your GBP account using online banking.

Refunds usually reflect within 5-7 working days once the merchant initiates them.

Yes. Funds can be transferred to their NRE/NRO account instantly for card reloads.

Yes. You can load ICICI Forex Cards directly from your GBP account using online banking.

Yes. Your Indian NRE/NRO account continues independently even if you close the UK account.

Usually 2–3 working days after verification and settlement of pending transactions.

No. Hello UK accounts can be closed without any charges

Submit a written or email request to ICICI Bank UK After clearing pending transactions, balances are transferred as per your instruction.

Immediately block your card and report the incident to the Hello UK helpline.

No such feature exists in Mobile app.

Yes. You receive immediate notifications of unusual transactions or login attempts.

Yes. Deposits in ICICI Bank UK are protected up to the FSCS limit (currently £120,000 per person per bank).

Yes. Both ICICI Bank India and ICICI Bank UK use advanced encryption, multi-factor authentication, and fraud-monitoring systems to protect your data and funds.

Immediately block your card and report the incident to the Hello UK helpline.

No such feature exists in Mobile app.

Yes. You receive immediate notifications of unusual transactions or login attempts.

Yes. Deposits in ICICI Bank UK are protected up to the FSCS limit (currently £120,000 per person per bank).

Yes. Both ICICI Bank India and ICICI Bank UK use advanced encryption, multi-factor authentication, and fraud-monitoring systems to protect your data and funds.

Yes. Through the linked-banking interface, you can see balances and initiate transfers between the two accounts seamlessly.

Yes. Nomination facilities are available independently for your Indian and UK account.

E-statements are sent monthly via email and can also be downloaded through Internet Banking and Mobile app

Yes. Once you have an established relationship, you may open additional GBP savings or fixed-deposit accounts online.

You can update your address and phone number via ICICI UK by visiting a branch with valid proof of address.

Yes. Through the linked-banking interface, you can see balances and initiate transfers between the two accounts seamlessly.

Yes. Nomination facilities are available independently for your Indian and UK account.

E-statements are sent monthly via email and can also be downloaded through Internet Banking and Mobile app

Yes. Once you have an established relationship, you may open additional GBP savings or fixed-deposit accounts online.

You can update your address and phone number via ICICI UK by visiting a branch with valid proof of address.

You can continue your NRE/NRO relationship with ICICI Bank India and close or retain the UK account depending on residency status and regulations.

Yes. ICICI Bank UK has branches in Birmingham, East Ham, Harrow, Southall, Tooting, Wembley, Manchester, Milton Keynes and Reading.

Yes. ICICI Bank UK hosts periodic events for NRIs covering tax planning, investments, and India-UK banking guidance.

Yes. A dedicated helpline and email desk are available round the clock for queries and emergencies.

UPI is currently enabled only for Indian mobile numbers, but you can use Money2India for equivalent instant transfers.

The linked accounts ensure transparency of income and remittances across jurisdictions, simplifying filing under Indian and UK laws.

Support is offered in English, Hindi, and regional Indian languages through both UK and India-based call centers.

The Hello UK benefits and partner offers are reviewed every quarter to align with exchange-rate trends and customer feedback.

 Visit icici.bank.in/nri-banking/global-banking/hello-uk or reach out to your Relationship Manager. You may also contact the 24×7 helpline for personalized guidance.  

No. It is designed for personal use only.

You can continue your NRE/NRO relationship with ICICI Bank India and close or retain the UK account depending on residency status and regulations.

Yes. ICICI Bank UK has branches in Birmingham, East Ham, Harrow, Southall, Tooting, Wembley, Manchester, Milton Keynes and Reading.

Yes. ICICI Bank UK hosts periodic events for NRIs covering tax planning, investments, and India-UK banking guidance.

Yes. A dedicated helpline and email desk are available round the clock for queries and emergencies.

UPI is currently enabled only for Indian mobile numbers, but you can use Money2India for equivalent instant transfers.

The linked accounts ensure transparency of income and remittances across jurisdictions, simplifying filing under Indian and UK laws.

Support is offered in English, Hindi, and regional Indian languages through both UK and India-based call centers.

The Hello UK benefits and partner offers are reviewed every quarter to align with exchange-rate trends and customer feedback.

Visit or reach out to your Relationship Manager You may also contact the 24×7 helpline for personalized guidance.

No. It is designed for personal use only.

Yes. Hello UK clients enjoy preferential FX rates and reduced fees on transfers between ICICI Bank India and ICICI Bank UK accounts.

Yes. ICICI Bank UK partners with education, travel, and utility service providers to offer discounts on student accommodation, SIM cards, and flight bookings for new arrivals.

Certain eligible spends on ICICI Bank India linked cards can earn Reward Points The UK current account itself does not carry a points program but participates in seasonal promotions.

Yes. You can access the ICICI Rewards portal online globally and redeem points for internationally valid e-vouchers or travel benefits.

Yes. Customers who route regular salary credits through ICICI Bank UK may qualify for bonus interest offers, zero-fee transfers, or priority service tiers.

There is no fraud liability insurance on the card In case of any such unwanted events, customer must report it to the bank asap for it to intervene and to stop any further unauthorised deduction of funds.

Yes. Your Indian NRE/NRO account continues independently even if you close the UK account.

Usually 2-3 working days after verification and settlement of pending transactions.

No. Hello UK accounts can be closed without any charges

Submit a written or email request to ICICI Bank UK After clearing pending transactions, balances are transferred as per your instruction.

Any customer who is 18+ and has a valid Indian Passport.

You can open a Hello UK account by downloading our mobile application called ICICI Bank UK iMobile which is available on IOS and Android. You have to register yourself using your Passport and by providing other basic details.

Valid Indian Passport (containing your full name, address and photograph)

You will get your debit card at your registered address. However for cheque book you need to apply separately using your internet banking or through our customer care.

You don’t need UK visa to apply for Hello UK Account.

There is no minimum amount required to open a Hello UK Account.

There is no minimum balance requirement to maintain in a Hello UK.

Yes, you can open a joint account. You have to visit any one of our branch of ICICI Bank UK PLC with a copy of the Indian passport for the joint applicant(s).

Any individual who is 18+ and has a valid Indian Passport can open this account.

A resident Indian or NRI holding a valid Indian passport is eligible for opening a UK account.

Yes, there is a limit for transfer of funds into your account is as per the RBI's permissible outward remittance limit. You are required to mention the source of funds along with the purpose of remittance when performing a wire transfer (SWIFT).

The funds will be credited into the account within 2-3 business days

You can send money to your Hello UK Account any time after you receive the account number.

You are permitted to perform any regular banking transactions through your UK account.

Hello UK Account is a current account offered by ICICI Bank UK PLC in GBP for Indians migrating to UK . One can open this account even before leaving for UK.