Features of NRI Wealth Program
Open an NRI Wealth Banking Account
If you are in India, Please visit nearest ICICI Bank Branch or Click here to know more
If you are overseas follow below 3 easy steps
Step 1
Sign up for an NRI Account:
Fill your details to receive a call from ICICI Bank.
Step 2
Live Assistance from Team ICICI Bank!
ICICI Bank will call and assist you in filling the Account Opening form and KYC documentation.
Step 3
NRI Account Opened!
Account is opened post free courier pick up and successful scrutiny of KYC documents.
Enjoy seamless UPI Payments to India in INR, on iMobile
- Get started with UPI on iMobile with your registered International or Indian mobile number Click here to know more
- Every payment backed with Bank-level security
- 24x7 support for isall transactions
Exclusive banking benefits for your family
As NRI Wealth banking customer, you enjoy a host of privileges that enrich your lifestyle and banking services. Now make it more rewarding by extending these advantage to your family members.
- A single bank to all members in the family
- Extend benefits of wealth program to your family by linking their saving accounts.
- Family includes spouse, parents, children, siblings, in-laws, grandparents and grandchildren. A maximum of 10 members can enjoy these perks.
- Allows flexibility to maintain balances across Saving Account & Fixed Deposit Accounts under one family
NRI Wealth World Debit Card
With master world debit card, enjoy higher benefits and rewards
- Higher withdrawal, transaction limits, reward Points
- Complimentary Domestic & International Airport Lounge accesses with our feature-rich Mastercard World Debit Card
- Exciting offers on dining, shopping, travel etc
- For detailed card features, Click here
Digital Convenience
- Access to your account through Internet Banking and Imobile
- Easy re-designation of your account when you change status from resident to NRI account through Internet Banking
- Whats App Banking: ‘Available’ – 24/7 x 365 (even on holidays)!
Competitive rates on remittance & loans
Offers on money transfers via Money2India, Money2World, & Wire Transfer, discounts on loan processing fees & more.
- Eligible currencies under Money2India are USD,AED & SGD. For more information Click here
- For offers on Wire Transfer to India, the eligible currencies are: USD, GBP, EUR, AUD, CHF, SGD, AED & CAD
Transfer money online from any bank in India to any bank around the world, with ICICI Bank Money2World. Click to Know More
Loans and Credit Cards
- Cashbacks and instant discounts from a plethora of offers available on your ICICI Bank Credit Card. Click here
- Special rates & offers on Home Loans, Auto Loans, etc
- Discounts on Locker and loan processing fees
Dedicated RM
- Exclusive service for NRI Wealth Banking Programme customers.
- Single RM to manage entire Family’s Banking need
- Connect with your Relationship Manager (RM) in just few minutes.
You can use the RM Connect Service in below Ways:
Email id: myrm@icicibank.com
Phone number: 91-22-4440-0000
3in1 account
- Trading with 3in1 integrated account is fast ,easy and convenient Completely online and real time trading on NSE and BSE
- Access a vide range of products – equities ,derivatives (F&O),mutual funds,IPOs,ETFs
- Facility to invest through repatriable and as well as non repatriable
Priority Services for NRI
ICICI Bank 24 x 7 Phone Banking platform provides personalised solutions for all your banking needs. Contact Us - ICICI Bank NRI Banking Services
Using this platform, you can:
- Open Savings/Deposit accounts
- Request for new cheque book
- Request for Stop Payment
- Update Contact details
- Update your Pan Number
- Renew fixed deposits
- Register for Internet Banking
- Closure of Fixed Deposits
Eligibility
You are eligible for the ICICI Bank NRI Premia Program if you :
Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and Minimum monthly average balance of INR 5 Lacs (effective Sept’2021) in your Current & Savings (CASA) accounts
- Or INR 25 Lacs in CASA + FD
- Or INR 50 Lacs in your CASA + Deposit + Loans* + Demat**+ Credit card Spends***
- Or INR 100 Lacs in Home Loan~
*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,
~ICICI Disbursed value of Home Loans
**Only equity portfolio.
***Average spends of credit cards of last 12 months.
CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.
Documents required for the application
- Passport Copy
- Visa Copy
- Overseas Address proof
Forms to download for the application
- Existing Customer - Upgrade form
- Family Banking - Family ID Creation form
- The NRI Premia Program can be opened under both NRO & NRE Account variants.
- For Product term and condition Click here
Service & Penal Charges
To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.
Click here for product terms and conditions.
NRI PREMIA FAQ's
Only Savings Account holders, with the exception of the No Frills, HUF and current Account holders are eligible to form the Family ID. Account holders who have only Term Deposit or Recurring Deposit Accounts are not eligible to form a Family ID under NRI Family. Only Savings Account, Advantage Woman Savings Account, Senior Citizen Savings Account and Youngstars Savings Account are eligible to form the Family ID, under Savings Family.
Yes, two Savings Account holders can form a Savings Account Family ID. However, the NRI Premia customer ID has to be the primary customer ID in NRI Premia Family ID.

