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Tell us About your Relationship with ICICI Bank

Apply for Personal Loan of up to Rs 50 lakh at interest rates starting from 10.45% per annum and meet personal urgencies that can crop up anytime in life. The quick approval process of Personal Loans from ICICI Bank ensures you have an easy borrowing experience. 

 

CHECK YOUR ELIGIBILITY

 

  • Complete your application faster
  • Benefit from reduced documentation

 

CHECK YOUR ELIGIBILITY

  • Apply Online in 3 simple steps

 

CHECK YOUR ELIGIBILITY

 

 

**Terms and conditions apply.

The products, services and offers referred to herein are subject to the terms and conditions governing them as specified by ICICI Bank from time to time at www.icici.bank.in All loans, associated benefits, features etc stated herein are by way of example and offered at the sole discreation of ICICI Bank.

FAQ's

How is Personal Loan Eligibility Calculated?

ICICI Bank offers Personal Loan to salaried individuals. You may check your Personal Loan eligibility criteria instantly if you are an existing ICICI Bank customer. 

How can I check Personal Loan eligibility?

Personal Loan eligibility is determined basis various factors including income, age and experience in the job/profession. Click here to know your Personal Loan Eligibility.

What is the minimum salary eligibility for a Personal Loan?

The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

Are self-employed individuals eligible for a Personal Loan?

Self-employed individuals can apply for a Business Loan, a Collateral/Security-free Loan. It can be availed for any business upgrade or equipment purchase, which is repaid in equal instalments at fixed intervals.

What is the minimum and maximum age criteria for Personal Loan eligibility?

Salaried individuals between 20 years - 58 years will be eligible for Personal Loan.

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