WhatsApp Banking safety tips

WhatsApp has become an important mode of communication for most of us. From personal to office chats, it's the most important tool of communication for a large number of people across the globe. Its over a billion user base has also made it a favourite of hackers and cybercriminals. Fraudsters often use this platform to dupe innocent users.

Here are a few simple safety tips that can keep us safe:

• Never send private information like bank account details, Debit/Credit Card PINs or Internet Banking passwords through WhatsApp

• Never respond to WhatsApp messages asking for OTP, however small the amount may be

• Never accept files or begin downloads from messages sent by strangers or from unknown numbers

• Deactivate WhatsApp if you lose your phone

• Always delete all WhatsApp and other data and restore factory settings on the phone before selling or discarding old smartphone

• Never respond to messages that come from unknown numbers on WhatsApp

• Don’t believe messages that claim they can connect your PC with WhatsApp and send messages from a desktop

• Keep automatic downloads on WhatsApp disabled, this ensures that you know what is being downloaded

• Avoid using WhatsApp when you are connected to open/public Wi-Fi networks.