ICICI Bank Logo, featuring the word 'ICICI Bank' in white text next to an orange and white 'i' icon, all on an orange background. ICICI Bank Logo, featuring the word 'ICICI Bank' in white text next to an orange and white 'i' icon, all on an orange background.

About Fund Transfer

How do I transfer funds to a new payee?

Add the payee, enter details, choose the mode (UPI/IMPS/NEFT/RTGS), and confirm using your MPIN (iMobile app) / OTP (Net Banking).

What are the fund transfer limits?

Limits vary based on your account type

  • On iMobile, the daily fund transfer limit is ₹20 lakh.
  • For Net Banking (RIB), the default limit is ₹10 lakh.

You can view or modify your transfer limit by visiting the "My Profile" section in Net Banking.


What is the UPI “Pay to Bank” option?

This feature allows transfers without adding a payee. Just enter the account number and IFSC.

Can I transfer funds internationally?

Use ICICI Bank's Money2World

FAQs

How much can I transfer in the first 24 hours after adding a payee?

It depends on your customer category:

  • Global Private Clients/NRI – ₹10 lakhs
  • Wealth/Wealth Select – ₹5 lakhs
  • Privilege Banking – ₹2 lakhs
  • General Banking – ₹1 lakh

Post iMobile activation, first-day limit is ₹10,000.

How can I send money instantly without adding a payee?

Use UPI's Pay to Account feature on iMobile, or select Quick Fund Transfer under Transfer to a New Payee on Net Banking (RIB).

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