ICICI Bank ICICI Bank

Best For

Lifestyle & Retail Discounts

  • Airport Lounge Access based on eligibility

  • Earn Reward Points

  • Zero Liability Protection

  • dreamfolks dreamfolks
  • p p

 

*Refer FAQs

 

 

 

Wealth Management Debit Card FAQs

How many airport lounge visits do I get each quarter with the ICICI Bank Platinum Debit Card? 

 

If you are enrolled in Wealth Mangement Programme and have opened Savings Account on or after 1st August 2025, you get a maximum of 2 complimentary domestic airport lounge visits each quarter, with minimum spends of Rs. 10,000 quarterly or meeting program eligibility criteria of Relationship value of ₹50 lakh (Deposits + Account balance + Investments + Demat holdings) or Deposits + Account balance = ₹ 10 L. Spends cycle: Spends incurred between 1st - 31st of the 3 months of a calendar quarter will be considered and lounge access will be provided starting 5th of the next month following the quarter end.

Can my Debit Card be used for transactions outside India?

Yes, the ICICI Bank Wealth Management Mastercard Wealth Management Debit Card can be used for transactions outside India.

What is the daily withdrawal limit on the Wealth Management Debit Card?

For domestic ATMs, the daily cash withdrawal limit of the Wealth Management Mastercard Wealth Management Debit Card is ₹1,00,000. The limit is ₹1,00,000 for withdrawals at international ATMs. Monthly withdrawal limits will be dependent on the account segment of customer.

What is the daily purchase limit on the Wealth Management Debit Card?

The daily limit for transactions within India of the Wealth Management Mastercard Wealth Management Debit Card is ₹7,50,000. It is ₹1,50,000 for international transactions.

How can I track my spends on the Wealth Management Debit Card?

You get real-time SMS alerts when you make transactions using the Wealth Management Mastercard Wealth Management Debit Card . You can also track your spends easily using iMobile, ICICI Bank's mobile banking app, which provides a detailed history of your transactions.

What is the lounge access criteria for Salary Account holders?

Individual spends of Rs. 10,000 on the Debit Card in the previous quarter will be considered.

What is the lounge access criteria in case of Family Banking?

For Savings Family

If customers have opted for family banking, then they will have to maintain 1.5X of the programme eligibility criteria at Family ID level. If 1.5X is maintained at family level, all family members will enjoy lounge access. If criteria is not met at family ID level, then individual spends criteria of Rs.10,000 in the previous quarter shall apply.

For Salary Family

Individual spends of Rs. 10,000 on the Debit Card in last quarter is to be checked for all. If criteria is not met and family members with Savings Account are part of Select Banking, Wealth Management or Private Banking programme, individual programme eligibility criteria will be considered to provide lounge access. For Salary Account holders, only Rs. 10,000 spends on Debit Card in the previous quarter will be considered.

What is the lounge access criteria for Salary Account holders?

Individual spends of Rs. 10,000 on the Debit Card in the previous quarter will be considered.

What is the lounge access criteria in case of Family Banking?

For Savings Family

If customers have opted for family banking, then they will have to maintain 1.5X of the programme eligibility criteria at Family ID level. If 1.5X is maintained at family level, all family members will enjoy lounge access. If criteria is not met at family ID level, then individual spends criteria of Rs.10,000 in the previous quarter shall apply.

For Salary Family

Individual spends of Rs. 10,000 on the Debit Card in last quarter is to be checked for all. If criteria is not met and family members with Savings Account are part of Select Banking, Wealth Management or Private Banking programme, individual programme eligibility criteria will be considered to provide lounge access. For Salary Account holders, only Rs. 10,000 spends on Debit Card in the previous quarter will be considered.

Take a word from our Customers

  • M

    Manisha Shimpi

    4.2

    The debit card was straightforward to activate and use, both for online and in-person transactions.