One Family, One Card- Family Debit Card

The ICICI Bank Family Debit Card is a versatile debit card designed to facilitate convenient and secure banking for your family members. It offers features like online and offline transactions, reward points, complimentary airport lounge access, zero surcharge on fuel purchases at select outlets, and enhanced security with Zero Liability Protection.

You can use your ICICI Bank Family Debit Card for a variety of online transactions, including:

• Booking travel and movie tickets
• Paying utility bills
• Shopping on e-commerce websites

Important:

• For online transactions, a 3D Secure PIN (Verified by Visa/Mastercard Secure Code) is required. You can generate this PIN during your first online purchase on the merchant’s website.
• The daily online transaction limit is ₹3,00,000 (effective from August 1, 2018).

• No fuel surcharge will be charged on transactions made using your ICICI Bank Debit Card at ICICI Bank swipe machines located at selected government fuel outlets (HPCL, IOCL, BPCL).
• Transactions made at non-ICICI Bank swipe machines at fuel outlets may attract a surcharge, as per the acquiring bank’s discretion.
• Any surcharge charged will be reversed after ICICI Bank receives a refund from the acquiring bank.

Click here for the list of fuel outlets where no surcharge applies.

Access Details:

Complimentary access for the cardholder plus up to 3 guests per quarter.

Earn 1 Reward Point for every ₹200 spent on:

• Merchant establishments in India
• Merchant establishments outside India
• Indian websites

Note: Reward points are not earned on transactions related to:

• Mutual funds
• Telecom
• Education
• Utilities
• Insurance premiums
• Government payments
• Fuel purchases
• Post Office payments

The ICICI Bank Family Debit Card includes Zero Liability Protection, which safeguards you against unauthorised transactions resulting from loss, theft, or misuse of your card.

How it works:

• Report loss or unauthorised use to ICICI Bank Customer Care within 15 days.
• Submit the necessary documents as required.
• The balance lost due to such unauthorised transactions will be restored to your account.

Note: Terms and conditions for Zero Liability Protection changed effective August 1, 2011. For details, refer to the official terms.

You will receive instant SMS alerts for every transaction carried out using your Family Debit Card. This helps you monitor your spending in real-time and enhances security.