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Why Should You Use ICICI Bank Debit Cards?

 

Debit Cards from ICICI Bank allow you to carry your Bank Account in your wallet. The advantages of Debit Cards include reward points, complimentary airport lounge access based on spends on the Card and discounts on movie tickets, for a low joining fee and annual fee.

 

Benefits

 

  • Spends-based complimentary airport lounge access

  • High transaction limits
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  • Reward points 

 

Set Your Own Limit

FAQs

Do Debit Cards improve online security?

Debit Cards offer advanced security features like two-factor authentication for online transactions. This reduces chances of fraud.

What are the benefits of using a Debit Card instead of a Credit Card?

Debit Cards allow you to limit your spending based on the balance in your Account. This helps you maintain better financial control and avoid overspending, making them a great option for managing day-to-day expenses.

Do Debit Cards provide the same benefits or rewards as Credit Cards?

Yes, the advantages of Debit Cards include reward points and exclusive discounts on dining, shopping etc. These features make Debit Cards a convenient and rewarding choice for everyday purchases.

Can I link my Debit Card to more than one Account?

No, ICICI Bank Debit Cards can only be linked to one Account at a time. For multiple Accounts, you will need a separate Debit Card for each Account.

What happens if I forget my Debit Card PIN?

If you forget your PIN, you can easily reset it by logging into your Internet Banking account or visiting an ICICI ATM for a quick and secure reset process.

What can I do if my Debit Card is stolen or lost?

If your Debit Card is lost or stolen, you should inform ICICI Bank and block it. ICICI Bank provides ‘Zero Liability’ insurance to shield you from future transactions made on your lost / stolen Card.

What are ICICI Bank Debit Card reward points?

ICICI Bank Debit Cards allow you to earn reward points on every transaction. For every ₹ 200 spent on the Card, you earn a minimum of 1 reward point. The reward points earned can be redeemed for various benefits.