Best For

Frequent Flyers

  • Airport Lounge Access

  • Save up to 10% on Emirates flights

  • BookMyShow and INOX offers

  • Dining discounts

Emirates Rubyx Credit Card: Fees and Charges

  • Joining Fee

    ₹1,000 + GST

  • Annual Fee

    ₹1,000 + GST

  • ATM Withdrawal

    Pay 3.75% interest per month

  • If only minimum due is paid

    Pay 3.75% interest per month

  • For late bill payment

    Ranging from ₹100 to ₹1300

  • Most Important Terms & Conditions

    Please refer to the Most Important Terms & Conditions (MITC) for other charges.

     

    Click here for applicable Terms & Conditions (T&Cs)

Emirates Rubyx Credit Card FAQs

What are the ways to get an Emirates Rubyx Credit Card?

You can apply online through the ICICI Bank website or by visiting an ICICI Bank branch.

Does Emirates Rubyx Credit Card offer international airport lounge access?

No, the Emirates Rubyx Credit Card offers 1 complimentary domestic lounge visit per quarter. and is available only on a spend of ₹75,000 in the preceding quarter.

How can I avail discount on Emirates flight bookings using my ICICI Bank Emirates Rubyx Credit Card?

To avail upto 10% discount on Emirates flight bookings, please follow the below steps

  • Visit www.emirates.com or open the Emirates App.
  • Click on “Book Now”
  • Enter promo code “INICI26” before searching for flights.
  • Complete your booking using your Emirates Skywards ICICI Bank Rubyx Credit Card at the time of payment.

How can I redeem the Skywards Miles earned?

You can redeem the miles for flight bookings, upgrades, hotel stays, and more through Emirates and its partners.

Does Emirates Rubyx Credit Card offer an annual fee waiver?

No, the annual card charges cannot be waived. However, the complimentary Emirates Skywards Blue Tier Membership gets automatically renewed after the annual fee payment.

What is the criteria for being eligible for the movie benefits offer with BookMyShow?

Starting Apr 1, 2026, to be eligible for availing complimentary tickets offer on movie/ events tickets with BookMyShow, you must spend ₹25,000 or more on your Emirates Rubyx Credit Card within the preceding spends quarter. This entitles you to avail the offer in the following calendar quarter. Please go through the illustration below to understand spends and offer eligibility period. 

Please go through the below illustration to understand the spends period along with the lounge eligibility period:

Spends period offer -  eligibility period

  • Spend ₹25,000 between Dec 26, 2025 and Mar 25, 2026 - Get movie offer benefit between Apr 01, 2026 and June 30, 2026.

  • Spend ₹25,000 between Mar 26, 2026 and June 25, 2026 - Get movie offer benefit between July 01, 2026 and Sep 30, 2026.

Customers with Credit Card on dual networks (Mastercard & Amex | Visa & RuPay) can avail one movie offer per month, per variant. Any additional bookings beyond the complimentary benefit will be charged as per the rates decided by the service provider. To book your movie ticket and for detailed terms & conditions, please click here .

Add-on/Plus card members need to individually spend ₹25,000 in the preceding spends quarter, to be eligible for the offer in the subsequent calendar quarter

Is there any cashback offer on American Express Credit Card variant while booking movie tickets on BookMyShow?

Cashback offers on the Amex variant have been revoked effective from 01 Jan 2025.

Customers can avail upfront offers while booking tickets on BookMyShow by following the steps below-

  • Navigate to ‘Apply Offers’ section

  • Click on the tab - Credit/ Debit/ Net Banking

  • Choose ICICI Bank Credit Card 25% Discount Offer on selected ICICI Bank Credit Cards

  • Enter the Card Number and click ‘Apply Offer’

  • Once the success message shows up, the offer will be applied on the billing page.

What are the entertainment and lifestyle benefits of this card?

You can avail of discounts while dining out in select restaurants and movie ticket bookings.

How is the maximum credit limit for the Emirates Rubyx credit card determined?

The credit limit is determined by the bank and depends on several factors like your credit score, income, and repayment history.

Who is this card best suited for?

You are a frequent Emirates flyer and want to earn Skywards Miles on your spending, but are looking for an affordable credit card with valuable benefits.

Take a word from our Customers

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    Shushant Singh

    Rating: 5 stars

    The ICICI Bank Sapphiro Credit Card has been a great companion for rewards and lifestyle perks. I’ve enjoyed free movie tickets (BOGO) via BookMyShow, milestone reward points, and 24/7 concierge services that make planning trips a breeze and hassle free! Also the dual network feature of the card provides the benefit of Visa and Amex both.