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Credit Card Balance Transfer - Ease Your Credit Burden

 

Transfer outstanding dues from other Bank Credit cards to ICICI Bank Credit Card. Enjoy up to ₹3 lakh transfer, easy 3 or 6 months EMIs, attractive rates and no documentation!



Credit Card Balance Transfer FAQs

What is Credit Card Balance Transfer?

Balance Transfer is a facility that allows ICICI Bank Credit Cardholders to transfer outstanding balances from other bank Credit Cards to the ICICI Bank Credit Card, helping reduce interest payments.

How much can I transfer through Balance Transfer?

You can transfer up to ₹3 lakh from other bank Credit Cards, provided you meet the eligibility criteria.

What are the repayment options for Credit Card Balance Transfer?

You can repay your transferred balance in easy EMIs of 3 or 6 months, ensuring flexibility in managing payments.

What is the eligibility to avail of the Balance Transfer?

To be eligible, you must have a good track record with ICICI Bank, a minimum outstanding of ₹15,000 on your other bank Credit Card, and meet the bank's internal policy checks.

How do I apply for a Credit Card Balance Transfer?

Simply SMS BT to 5676766 or call ICICI Bank Customer Care. An executive will contact you to process your request.

Are there any charges for a Credit Card balance transfer?

ICICI Bank may levy processing fees or interest for Credit Card balance transfer, depending on the card and offer. Always check Credit Card balance transfer offers before initiating.

How to monitor my Credit Card balance transfer status?

You can track the status of your Credit Card balance transfer request through the following channels:

Using the ICICI Bank iMobile App

1. Log in to the app

2. Navigate to Services

3. Select My Request to view the status of your balance transfer request

Using Net Banking

1. Log in to your Net Banking account

2. Go to Customer Service

3. Select Service Request to check the status of your request

You may also contact ICICI Bank customer care at 1800 1080 for assistance.