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Shop Smart with Low EMI Options

 

Discover ICICI Bank’s Low Interest EMI products, designed to make your shopping affordable and stress-free. Convert purchases above ₹3,000 into 3–12 month EMIs or opt for instant EMI conversion. Enjoy financial flexibility with Balance Transfer, Personal Loan on Credit Card, and more.



FAQs

How do I convert a transaction into EMI?

You can convert eligible transactions of ₹3,000 or more into EMIs using the ‘EMI on Call’ service or directly at partner outlets through Instant EMI. You may also log in to iMobile or Internet Banking to check and convert eligible transactions into EMI with just a few clicks.

Are there any charges for EMI conversion?

Yes, EMI conversions may attract a nominal processing fee and interest rate, depending on the transaction amount and selected tenure. These charges will be clearly displayed before you confirm the conversion, ensuring transparency and informed decision-making.

What is a loan on a Credit Card (PLCC)?

Personal Loan on Credit Card allows you to avail an instant personal loan on your ICICI Bank Credit Card in case of emergencies or immediate cash needs. The loan is disbursed quickly and repaid in easy EMIs, with competitive interest rates and minimal documentation.

How does Balance Transfer help save money?

The Balance Transfer feature lets you transfer outstanding amounts from other bank credit cards to your ICICI Bank Credit Card at lower interest rates. It helps you reduce the interest burden and repay your dues more efficiently over a structured plan.

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