Turn your property into an opportunity by availing loan against property for business or personal use. Get up to 75%* loan-to-value, special LTV for doctors, instant sanction, and minimal documentation with ICICI Bank.
BEST FOR
Quick funds for business & personal needs
Instant Sanction
Minimal Documentation
Special LTV for Doctors
LTV up to 75%*
Up to 75%* of the property value
Access funds for your big goals
Special LTV for Doctors
Higher eligibility tailored for doctors
Avail a Top-Up loan on your existing
Mortgage loan to meet your financial needs.
Instant Sanction*
Quick online sanction in a few simple steps
Minimal Documentation
Simple online application, less paperwork
Salaried, self-employed individuals and doctors can apply based on property ownership and income profile.
Basic KYC, income proof, property papers, and other minimal documents are needed for smooth processing.
Sanction depends on property value, applicant’s repayment capacity, and eligibility norms like credit score and income.
Exclusive Loan-to-Value (LTV) ratio offers doctors higher sanction eligibility compared to standard applicants
Check your loan details
Pay processing fee
Get instant sanction letter*.
Finance your dream home easily.
Instant sanction with minimal documentation.
About
Get up to 75%* of your property value as a loan. A higher sanction amount helps meet your personal and business funding needs with ease.
Get an instant sanction with minimal documentation
*T&Cs. Subject to verification and approval of information and documents submitted to the Bank.
Simplify your loan process with fewer documents
Available for property owners with a stable income. Self-employed professionals, self employed non professional and salaried individuals are eligible.
An Instant Loan Against Property allows eligible ICICI Bank customers to mortgage their residential or commercial property and access funds for personal or business needs, offered at attractive interest rates with minimal documentation and instant sanction.
You can apply easily through:
Internet Banking
iMobile App
Universal Customer Journey (UCJ)
Express Home Loan application
Existing ICICI Bank customers
Property owners with valid income proof
Residential or commercial property must be fully constructed and freehold
Only fully constructed, freehold residential or commercial properties owned by existing ICICI Bank customers are eligible for this loan.
Yes! You can select or reduce the loan tenure using the provided slider during application, subject to the maximum tenure set by ICICI Bank.
You can reduce the loan amount using the slider before finalising.
Once the final sanction amount is declared by ICICI Bank, enhancement is not possible.
The Sanction Letter remains valid for up to 6 months from the date of issue.
Peddintli Rao Dodda
I want to express my sincere appreciation for the Relationship Manager who assisted me with my Home Loan application. His follow-up and guidance was instrumental in making the loan process fast and efficient. It took less than two days for the sanction. The disbursement was quick, covering the legal and technical aspects which is not possible with other banks. Thank you for such dedicated support and exceptional service.
Abhishek Gupta
I availed Home Loan from ICICI Bank and I will highly recommend it. The application process was simple, documentation requirements were clear and the Bank's team was responsive and professional. The loan approval and disbursal were on time and the transparency of the terms and conditions was commendable. Overall, I had a hassle-free and satisfying experience with ICICI Bank Home Loan team. I am grateful for the support and assistance I have received from the dedicated team of ICICI Bank. I am looking forward to a long and trusted relationship with ICICI Bank.
Suraj Srivastava
ICICI Bank and its Relationship Manager made my Home Loan process as simple as it could be. It just took 3 weeks right from the first enquiry call to the loan disbursement. Hats off to the team for their prompt actions, timely reminders for documents, closure of tasks etc. I will share my wonderful experience with others and strongly recommend ICICI Bank Home Loan to everyone. Thanks team.
