Get a Home Loan up to Rs. 50 Lakh with flexible repayment options of up to 20 years to suit your financial needs.
BEST FOR
Aspiring home owners who want to achieve home ownership
Loan up to Rs. 50 Lakh
Tenure up to 20 years
Attractive interest rates
Easy Balance Transfer facility
How to get maximum benefits?
Adjust tenure for affordable EMIs.
Enjoy fast and smooth approvals.
Secure low interest rates for savings.
Avail up to Rs. 50 Lakh for your home.
Transfer loans for attractive rates.
Things you should know
Loans available for salaried and self-employed individuals.
You can avail up to Rs. 50 Lakh with the right eligibility.
Use the option of balance transfer from banks and NBFCs.
Applicants between 21 years and 70 years can apply.
Repayment Tenure
Up to 20 years with easy EMIs.
Things you’ll need to apply
The loan is available for both salaried and self-employed individuals. The list of required documents will vary accordingly. These are the mandatory documents
Income Proof
Identity proof
Address proof
Application form
Latest Photographs
About Pratham Home Loan
Pratham Home Loan is an affordable Home Loan designed for salaried and self-employed individuals, helping them purchase their dream home with flexible repayment options and attractive interest rates. It offers easy documentation and quick approvals for a hassle-free borrowing experience.
Applicants must be at least 21 years old to apply. Loan approval depends on various factors, including income, employment status, credit history, and financial stability. ICICI Bank evaluates these criteria to determine the suitable loan amount and repayment terms.
Borrowers can avail of a Home Loan of up to Rs. 50 Lakh with a repayment tenure of up to 20 years. This allows for manageable EMIs, making homeownership more affordable while ensuring long-term financial stability.
ICICI Bank offers a balance transfer option, allowing borrowers to shift their existing Home Loan from other banks or financial institutions to ICICI Bank. This facility helps in securing attractive interest rates and reducing overall financial burden
Salaried employees with a minimum salary of Rs. 10,000/month and self-employed individuals with 5 years of business experience and 3 years if in the same line of business are eligible.
You can use it for Home Loans, Home Improvement Loans, Non-Residential Premises Loans, Balance Transfers, Land +construction loans funded under EMI under construction
Pratham Home Loans offer loan amounts between Rs. 5 Lakh and Rs. 50 Lakh.
Apply online via ICICI Bank’s website or app, or visit a branch.
You must be at least 21 years old, with a minimum monthly salary of Rs. 10,000, with a minimum of 1 year of work experience, and a minimum of 6 months of work experience in the current organisation for salaried individuals, and a 5 year business vintage or 3 years if same line of business for self-employed.
Peddintli Rao Dodda
I want to express my sincere appreciation for the Relationship Manager who assisted me with my Home Loan application. His follow-up and guidance was instrumental in making the loan process fast and efficient. It took less than two days for the sanction. The disbursement was quick, covering the legal and technical aspects which is not possible with other banks. Thank you for such dedicated support and exceptional service.
Abhishek Gupta
I availed Home Loan from ICICI Bank and I will highly recommend it. The application process was simple, documentation requirements were clear and the Bank's team was responsive and professional. The loan approval and disbursal were on time and the transparency of the terms and conditions was commendable. Overall, I had a hassle-free and satisfying experience with ICICI Bank Home Loan team. I am grateful for the support and assistance I have received from the dedicated team of ICICI Bank. I am looking forward to a long and trusted relationship with ICICI Bank.
Suraj Srivastava
ICICI Bank and its Relationship Manager made my Home Loan process as simple as it could be. It just took 3 weeks right from the first enquiry call to the loan disbursement. Hats off to the team for their prompt actions, timely reminders for documents, closure of tasks etc. I will share my wonderful experience with others and strongly recommend ICICI Bank Home Loan to everyone. Thanks team.
