Best For

Individuals aged 56 to 75 

  • ICICI Bank customers

  • Retirees seeking financial protection

  • People with pre-existing conditions

  • Those looking for private hospital rooms

  • Planners seeking tax savings

Things You Should Know

  • Coverage

    Includes hospitalisation, AYUSH treatment, and pre-existing diseases.

  • Eligibility

    Only for ICICI Bank customers aged 56 to 75 years.

  • Add-on Benefits

    Room upgrades, quick approvals, and annual policy tenure. 
     

  • Claim Process

    4-hour cashless approval upon submitting complete documents. 

  • Free Look Period

    15 days to review and cancel the policy if unsatisfied. 

About the Product

Hospital Fund Benefits

Receive a fixed daily payout of ₹7,000 or ₹10,000 for up to 30 days in case of hospitalisation due to illness or accidental injury. Also includes payouts for ICU hospitalisation and day-care procedures requiring less than 24 hours of admission. 

Outpatient Benefits (OPD Cover) 

Access a wide range of outpatient services including 4 to 10 general consultations, pharmacy and diagnostic test coverage up to ₹5,000 or ₹10,000, and more all through network providers. 

Tele-Consultation Services 

Enjoy unlimited 24x7 access to qualified MBBS doctors via the ILTakeCare app. Doctors may recommend over-the-counter (OTC) medication based on your condition.

Emergency Ambulance Assistance

Avail unlimited in-city ambulance services through the ILTakeCare app. This service is available 24x7 in case of medical emergencies, subject to policy terms and conditions.

Wellbeing & Preventive Care 

Get support for your overall health with unlimited mental and emotional counselling, annual Health Risk Assessments (HRA), one comprehensive health check-up per year, and pneumococcal vaccination for seniors.

Policy Highlights

Designed for individuals aged 51 to 75 years, this policy is offered on an individual basis and has a one-year tenure. Most services and features are easily accessible through the ILTakeCare mobile app, offering convenience at your fingertips.

FAQs

Who is eligible for this policy? 

ICICI Bank customers aged between 56 and 75 years. 

Is medical screening mandatory?

Yes, based on age and health declaration, as per the underwriting rules.

Can I use the policy in any hospital?

You can use it at a wide network of cashless hospitals and AYUSH facilities.

Are pre-existing conditions covered?

Yes, with applicable waiting periods and disclosures.

 

 

 

 

Disclaimer

Insurance is underwritten by ICICI Lombard General Insurance Co. Ltd. ICICI Bank Limited (IRDAI Regn No.: CA0112) acts as a Corporate Agent. Read all terms, conditions, and exclusions carefully before purchasing.

Disclaimer

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