ICICI Bank charges 1% + GST on transactions towards rent payments. This fee is applicable on all ICICI Bank credit cards.
As per RBI mandate, all debit cards issued before December 01, 2013 are blocked for international usage.
However, you can activate your debit card for international transactions at ATMs, retail outlets or international websites by calling our Customer Care from your registered mobile number.
To know the Customer Care numbers, please click here.
You may also visit the nearest ICICI Bank Branch along with the original photo ID proof. To locate the nearest ICICI Bank branch, please click here.
Please note, all chip debit cards issued to customers are active for transactions outside India.
The facility of airport lounge access is available on selected Debit cards. Please follow the below mentioned steps to check the comparison between debit cards.
www.icicibank.com> Products> Cards> Debit card > Choose your Debit Card > Compare Debit cards .
Alternatively, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
To know the local Customer Care numbers, please click here
You will receive the new debit card by 25th of the month in which the old card is getting expired.
In the event of non receipt of the new card by 25th, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
To know the local Customer Care numbers, please click here.
Alternatively, you may visit any ICICI Bank branch. To locate the nearest ICICI Bank Branch, visitmaps.icicibank.com/mobile
No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.
The DCARDFEE reflecting in your statement is the Debit Card Annual Fee.
You may check the details of the debit card annual fee by visiting our website www.icicibank.com > Rates and Charges (At the bottom of the page) > Service Charges and Fees.
The Debit Card annual fee is also mentioned in the Welcome Booklet that you have received along with your ATM/ Debit Card at the time of account opening.
You will receive the new debit card by 25th of the month in which the old card is getting expired.
In the event of non-receipt of the new card by 25th, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. Please prefix the number with the STD code of your city. Alternatively, you may visit any ICICI Bank branch.
To know the Customer Care numbers, we request you to check the below link:
Yes. There will be a fee of Rs. 200.00 plus 18% Goods and Services Tax (GST) which will be charged for replacement debit card.
If you are unable to transact on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
In this case you will have to follow the de-registration process for the old card by dialing 022 66126575 and register again for the new card with the new details.
You may also call the Movida Help desk Number at 91 22 6616 6575 for help.
An ICICI Bank Debit Card makes your payments much more convenient and secure through an electronic payment facility directly from your Savings or Current Account with ICICI Bank.
For all transactions in India you will be asked for a PIN. However, outside India, only if the POS terminal is enabled for PIN authentication, you will be asked for PIN. You will need to enter your debit card ATM PIN and complete the transaction.
The ICICI Bank Expressions Debit Card can be availed for at a joining fee of Rs. 499/- (Plus Goods and Service Tax ) only. Annual charges of Rs.499/-(Plus Goods and Service Tax ) from second year onwards will be applicable.
3D Secure is a service offered by ICICI Bank in partnership with the card networks . This service provides a way to protect your Card unauthorized usage on the Internet by adding an OTP that will be sent on your registered mobile number for all online transactions. Please click here to know more.
Charges applicable for a Sapphiro Debit Card are as follows:
Joining fee: Rs.1999 + Goods and Service Tax
Annual fee:Rs.1499 + Goods and Service Tax
Notes:
Please note that 18% Goods and Service Tax (GST) w.e.f. July 1, 2017 is applicable on the charges.
The limit of the debit card can be set by the customer through the below steps:
Customer Care:
Call ICICI Bank customer care or visit nearest branch. You may call our Customer Care on 1800 1080 between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
To know the Customer Care numbers, we request you to click here .
ICICI Bank branch:
To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile
Request for change in debit card daily cash withdrawal or transaction limit.
Inform if limit change needs to be done temporarily for one day or permanently.
A service request will be raised and your debit card limits will be changed within 24 hours.
Yes, you can change your PIN anytime you wish to. You can change it through any of our ICICI Bank ATMs or also through the IVR and Internet Banking.
As per international guidelines, the validity of the chip on the debit card is only 7 years. Due to which the debit card validity is 7 years.
Every ICICI Bank Debit Card has a Valid From date mentioned on the front of the card in MM/YY format. This date is the card issue date.
An ICICI Bank Debit Card comes as a part of the ICICI Bank Account Kit which is given to you at the time of account opening. In case, you were not given an ICICI Bank Debit Card with your new account kit, you can call ICICI Bank customer care and request for a new debit card.
To activate, use your card for PIN based transaction at any of the following:
For online merchants, system will prompt for 3D Secure PIN generation for first time usage..
You may be aware of the increasing global apprehensions regarding Bitcoins, cryptocurrencies and virtual currencies. The Reserve Bank of India (RBI) has cautioned the public regarding the potential economic, operational, legal and security related risks associated in dealing with such currencies. The RBI vide its Statement on Developmental & Regulatory Policies dated April 5, 2018 has announced that entities regulated by RBI shall not deal with or provide services to any individual or business entities dealing with or settling virtual currencies.
To ensure the security of our customers, the Bank will not allow usage of ICICI Bank Credit, Debit & Prepaid Cards and cross border remittances towards purchase or trading of such Bitcoins, cryptocurrencies and virtual currencies, at merchants suspected to be dealing in cryptocurrencies or online foreign exchange trading, or both.
No. You will be given a regular non Picture Debit Card on the expiry of the current Expressions Debit Card. If you need an ICICI Bank Expressions Debit Card on expiry of your current card, you can raise a new request at www.icicibank.com or at any ICICI Bank Branch.
It normally takes a few minutes from the moment the sender submits the transaction after paying the amount and fees.
Funds are made available in no later than 30 minutes on the outer limit.
Many property/real-estate management and payment portals/apps today offer customers (tenants/lessee) the facility of paying/transferring rent to the property owners /lessors' Bank Account/UPI ID from the customer's (tenants) Credit Card.
Such transactions are termed as rental payment transactions
The transaction facility gets disabled due to the following scenarios:
But, if you are still facing an issue, you may call our Customer Care from your registered mobile number, to activate grid authentication on your Debit Card. To know the local Customer Care numbers, please click here
The Card Verification Value (CVV) for Visa, MasterCard is the final three digits of the number printed on the signature strip on the back of your card. CVV for American Express appears as a separate 4-digit code printed on the front of your card, above the American Express logo. It is usually required for Online payment transactions.
No. Service fee, if any, is paid by the Sender. Also, as the transaction is immediate the sender gets to know the rate at which the transaction is settled. So the service is very transparent for both Sender and Beneficiary.
ICICI Bank Coral Debit Card is one of the privilege debit cards being offered by ICICI Bank. It comes with unique benefits such as special reward points program, book my show offer, culinary treats, fuel surcharge waiver, etc.
For more details, please visit our website www.icicibank.com > Products > Cards > Debit Card > Choose your Debit Card > Gemstone Debit Cards > Coral Debit Card.
Step1: The merchant swipes or dips your card at a Point of Sale (POS) terminal
Step2: The merchant enters the transaction amount on the POS terminal
Step3: The POS machine will prompt for the Credit or Debit Card PIN to be entered by you. Please do not disclose your PIN to the merchant.
Step4: Once you enter the correct PIN and sign the chargeslip, the transaction is confirmed and completed
Step5: Ensure that the card is returned to you
DMRC rules governing the use of this Card do not permit refund of any balance on the Delhi Metro Transit Chip.
This service is regulated by the RBI and the following rules apply
ICICI Bank additionally maintains its own risk and security profiling systems and reserves the right to decline suspicious transactions.
If the amount is debited from your account on an unsuccessful transaction, you may follow any of the below steps:
Internet Banking:
Logon to Internet Banking with your user ID and password > Customer Service > Service Request > Bank Accounts > More> Account Transaction Related > Inquiry on Debit Card Transactions Done at Merchant Outlets.
Customer Care:
You may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click here
Email:
We request you to write to us on customer.care@icicibank.com with the details to enable us to assist you
ICICI Bank branch:
Please visit the nearest ICICI Bank branch along with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile
You may block the Debit Card through any of the following channels:
Internet Banking:
Login to www.icicibank.com with user ID and password > Navigate to 'My Accounts > Bank Accounts > Service Requests > ATM/Debit Card Related > Block Debit / ATM card.
click here to block your debit card
iMobile:
Login to iMobile > Smartkeys & Services >Card Services> Block/Unblock debit card> Select the required details and Submit.
Customer Care:
You may call our Customer Care from your registered mobile number.
To know the local Customer Care numbers, we request you click here
You can also write to us at customer.care@icicibank.com for further assistance
ICICI Bank Branch:
Visit the nearest ICICI Bank branch along with original photo ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile
ICICI Bank Coral Paywave Debit Card is a unique and revolutionary debit card that you can be used to make faster and contactless payments. It also promises to deliver superior values through exciting features for shopping, dining, entertainment and more. Coral Paywave Debit Card opens a world of Speed, Security and Convenience.
Speed: Coral Paywave Debit Card works with a built-in Paywave technology to make contactless payments at retail outlets. Just Tap and Pay your Coral Paywave Debit Card at NFC enabled POS terminals.
Security: No need to hand over your card to make the payment. You can just wave your Coral Paywave Debit Card at a distance of 4 cm from the merchant terminal and make the payment in the blink of an eye.
Convenience: Get all the Coral benefits. Use Coral Paywave Debit Card to avail free movie tickets, free airport lounge access, dining discounts, fuel surcharge waiver, ICICI Bank reward points and many more exciting offers.
We request you to click here to know the benefits of Coral Paywave Contactless Debit Card.
Please track the status of your debit card deliverable through the below mentioned channels:
Internet Banking:
Please login to www.icicibank.com with your User ID and Password > Customer service > Service request > Track your deliverables > Track Your Shipment > Enter Courier AWB Number or Enter ICICI Bank Account Number > Submit.
Click here to Track deliverable
iMobile:
Login to iMobile > Smart keys and services > Check Status > Track deliverables
Once the Debit Card request is made, you will receive the new Debit Card within 10 working days. The delivery will be attempted by courier within 5 working days.
Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
To know the local Customer Care numbers, please click here.
To generate Pin number for your ICICI Bank Debit card please follow the below steps.
Pin generation through ATM:
Step 1: Insert your ATM / Debit Card
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option
Step 3: Select “Generate OTP” option.
Step 4: Enter the registered mobile number.
Step 5: Enter Date of Birth as registered with Bank in DDMMYYYY format
OTP will be delivered on your registered mobile number through SMS
Generation of ATM PIN after OTP is received:
Step 1: Insert your ATM / Debit Card.
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option.
Step 3: Select “Already have OTP, Generate ATM PIN” option.
Step 4: Enter OTP received on the registered mobile number.
Step 5: Enter your new ATM PIN.
Step 6: Re-enter your new ATM PIN.
PIN will be successfully generated.
Pin generation through Internet Banking:
Step 1: Please login to your Internet Banking Account using User ID and Password > Click on MY CARD PIN > Debit Card Pin > Generate now> Enter the required details and Submit.
Step 2: OTP will be sent on registered mobile number.
Step 3: Enter debit card grid values, OTP received and click on submit
Step 4: Enter 4 digit card PIN, re-confirm debit card pin and click on 'generate now'
click here to generate PIN for your debit card
Pin generation through iMobile:
Login to ICICI Bank iMobile app > Click on Smartkeys & Services > Click on Card Services > Generate Debit card Pin. Enter the required details and Submit.
Pin generation through Customer Care:
Please call our Customer Care from your registered mobile number.
To know the local Customer Care numbers, please click here.
Currently your Debit Card can be used to make purchases from online merchants who have the Verified by Visa/ MasterCard SecureCode certification displayed on their web site.
To transact, the Beneficiary ONLY needs to share the ICICI Bank Visa Debit Card Number and his/her name as on the card.
Never share other confidential information on the card like expiry date, CVV value or passwords with the Sender or any other persons for this transaction.
Rent payment fee will be effective from Oct 20, 2022.
Yes, 1% fee will be in addition to the platform/convenience fee charged by various merchants facilitating rental payments with credit cards.
You may make a request to re-despatch your debit card through the below mentioned channels:
Internet Banking:
My Accounts > Bank Accounts > Service Requests (Left hand side of the page) > ATM/Debit Card Related > Request for re-dispatch of undelivered card/cheque book.
Click here to request for Re-dispatch of debit card
Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here
The first delivery attempt will be done within 5 working days from the date of request.
Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).
ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.
For list of fuel outlets pumps where surcharge will not be levied, click here
You may generate your ICICI Bank Debit Card PIN through the below channels:
PIN generation through ATM:
Insert your ATM / Debit Card On the Language screen, Select Generate PIN / Forgot PIN option Select Generate OTP option Enter the registered mobile number Enter Date of Birth as registered with the bank in DDMMYYYY format.
OTP will be delivered on your registered mobile number through an SMS.
Generation of ATM PIN after OTP is received:
Insert your ATM / Debit Card On the Language screen, Select Generate PIN / Forgot PIN option Select Already have OTP, Generate ATM PIN option Enter OTP received on the registered mobile number Enter your new ATM PINRe-enter your new ATM PIN.
PIN will be successfully generated.
PIN generation through Internet Banking:
Please login to Internet Banking with your User ID and Password > Click on MY CARD PIN > Debit Card PIN > Generate Now > Enter the required details and Submit.
OTP will be sent on your registered mobile number.
Enter debit card grid values, OTP received and click on submit
Enter 4-digit card PIN, re-confirm debit card PIN and click on 'Generate now'
PIN generation through iMobile:
Login to ICICI Bank iMobile app > Click on Smartkeys & Services > Click on Card Services > Generate Debit Card Pin. Enter the required details and Submit.
PIN generation through Customer Care:
You may also call our Customer Care on 1800 1080 from your registered mobile number > Select the language option > Press option 1 for 'Bank Accounts' > Enter your 16-digit ATM/Debit Card number > Press option 1 for generating a new PIN > Follow the instructions.
There is a daily limit on your debit card for ATM cash withdrawal as well as transactions at retail outlets and online merchants in India and abroad.
You may see this information in our website www.icicibank.com > Products > Cards > Debit Cards > Choose your debit card on the left hand side of the page > Select your Debit Card > Click on high withdrawal limit and transaction limit.
Please click here to know the details of daily limits as per each card type.
For security reasons, your debit card will be blocked if there are 3 consecutive wrong PIN attempts on the account. However, the card will be activated automatically after 12:00 a.m. and you can access it there on.
If you forgot the debit card PIN, please follow the below steps to generate the new PIN.
Pin generation through ATM:
Step 1: Insert your ATM / Debit Card
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option
Step 3: Select “Generate OTP” option.
Step 4: Enter the registered mobile number.
Step 5: Enter Date of Birth as registered with Bank in DDMMYYYY format
OTP will be delivered on your registered mobile number through SMS
Generation of ATM PIN after OTP is received:
Step 1: Insert your ATM / Debit Card.
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option.
Step 3: Select “Already have OTP, Generate ATM PIN” option.
Step 4: Enter OTP received on the registered mobile number.
Step 5: Enter your new ATM PIN.
Step 6: Re-enter your new ATM PIN.
PIN will be successfully generated.
Pin generation through Internet Banking:
Step 1: Please login to your Internet Banking Account using User ID and Password > Click on MY CARD PIN > Debit Card Pin > Generate now> Enter the required details and Submit.
Step 2: OTP will be sent on registered mobile number.
Step 3: Enter debit card grid values, OTP received and click on submit
Step 4: Enter 4 digit card PIN, re-confirm debit card pin and click on 'generate now'
Pin generation through iMobile:
Login to ICICI Bank iMobile app > Click on Smartkeys & Services > Click on Card Services > Generate Debit card Pin. Enter the required details and Submit.
Pin generation through Customer Care:
Please call our Customer Care from your registered mobile number.
To know the local Customer Care numbers, please click here
You can also write to us at customer.care@icicibank.com for further assistance.
The following Bangalore Metro stations are enabled for auto recharge:
| Purple Line | Green Line |
|---|---|
| M.G.Road | Peenya Industry |
| Trinity | Peenya |
| Halasuru | Yeshwanthpur Industry |
| Indiranagar | Yeshwanthpur |
| SV Road | Sandal Soap Factory |
| Baiyyapanahalli | Mahalaxmi |
| Rajaji Nagar | |
| Kuvempu Road | |
| Srirampura | |
| Sampige Road |
You will need to initiate the transaction again by calling back the IVR number because Movida will terminate the session for security reasons.
Visa Fast Funds is a funds transfer service offered by ICICI Bank using Visa's reliable, safe and global payment system. It enables the immediate transfer of money / funds into ICICI Bank Visa Debit Cards from abroad sent through Visa's international accredited partners. ICICI Bank has partnered with Visa to bring unparalleled advantage to its Debit Card holders as they can now receive remittances into their account from abroad within a matter of minutes.
ICICI Visa Debit Card is linked to ICICI Bank saving account. Please contact our customer care executive or visit our website to open an account with ICICI Bank.
Merchants/Platforms send these transactions to the Credit Card issuing banks as a specific merchant category code, which helps Banks identify rental payments.
For e.g., a rental payment transaction initiated at a merchant will come with a specific merchant category code compared to other transactions like a wallet load or bill payment.
The following Mumbai Metro stations are enabled for auto recharge:
The existing card will be deactivated within 48 hours of doing first transaction on the new Coral debit card
The Expressions Debit Card is a personalized debit card where you can choose the design to be printed on your card.
The following are the transaction charges applicable when you use the Debit Card at:
Petrol pumps:
Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).
ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.
For list of fuel outlets pumps where surcharge will not be levied, click here.
IRCTC: Rs. 10 flat fees per transaction if transaction is done using ATM PIN. For all other IRCTC transactions, upto 1.8% Payment Gateway (PG) charges will apply.
Please note that there are no transaction fees applicable at other merchant locations.
Yes. All debit cards issued before December 01, 2013 are active for transactions at ATMs, online websites or retail outlets throughout the world. However, daily usage limits for transactions in India are transactions abroad.
We request you to apply for a new debit card through any of the below mentioned channels:
Internet Banking:
Login to Internet Banking > Customer Service > Service Requests > Select Reissue of Lost ATM/Debit Card under Bank Accounts.
iMobile:
Login to iMobile app > Services > Cards Services > Re issue Debit Card, enter the details and Submit.
Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. To know the Customer Care numbers, please click here.
ICICI Bank branch:
Please visit the nearest ICICI Bank branch, along with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile .
Once the request is made, the card will be delivered within 5 working days at your communication address updated in our records. Your existing card will be blocked on issue of your new card. The new ATM/ debit card is charged at Rs. 200 plus 18% Goods and Services Tax (GST).
No. It will be asked only for those merchants that have enrolled for this service. As per RBI mandate, all merchants located in India have to be mandatorily registered for this service for online transactions.
The Beneficiary receives the funds in Indian Rupees (INR)
As per the bank's policy, ICICI Bank does not allow credits into NR Accounts using this service. This service can be used to transfer money only in saving accounts of ICICI VISA Debit Card holders.
In most programs, the Sender receives an instant confirmation on payment status. However, this may vary by different sending programs, and it is advisable to refer to the service terms of the Visa accredited sending Bank / Financial Institution
All transactions towards payment of rent on any merchant/platform using ICICI Bank Credit Card will be applicable for the rent payment fee.
Auto recharge/Auto top up is a standing instruction facility on your ICICI Bank Unifare Mumbai Metro Debit Card to recharge the Mumbai Metro Transit chip. In this facility, the auto recharge amount is credited to the Mumbai Metro Transit Chip automatically when the balance on the chip drops below the threshold limit. The auto recharge amount is Rs. 200 i.e. every time the balance on your Mumbai Metro Transit chip drops below a certain limit, Rs. 200 will be debited to your Bank Account and credited on the Mumbai Metro Transit Chip.
Enjoy silver privileges while shopping with your ICICI Bank Smart Shopper Silver Debit Card. Get attractive discounts on shopping, dining and more. To know more details of ICICI Bank Smart Shopper Silver Debit Card, please visit our website www.icicibank.com > Personal > Cards > Debit Cards > Choose your Debit Card > Personal Cards > Smart Shopper Silver
1. To know the debit card offer winners list, please visit our website www.icicibank.com > Products > Cards > Debit Card > Debit Card Offer Winners (Left hand side of the page).
2. To know the credit card winners list as per the 'Mega Festive Delights offer', please visit our website www.icicibank.com > Products > Cards > Credit Card > Credit Card Offer Winners (Left hand side of the page).
To know the details of all the promos and offers on ICICI Bank Credit and Debit Cards, please check our offer zone and Click on 'Brands A- Z' and select the specified offer.
We request you to apply Expression debit card the below mentioned channels :
Internet Banking:
login www.icicibank.com > Personal >Apply online > Cards >Debit Cards > Choose your debit card > Expressions Debit Card
Click here to apply.
iMobile:
Login to iMobile app> Smart keys and services> Expression debit card
ICICI Bank branch:
Please visit the nearest ICICI Bank branch along with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile
Your ICICI Bank Debit Card is in active state for usage at ATMs. You can start using your debit card at any Visa/MasterCard enabled ATMs using the PIN given to you in the Bank account kit. For using the cards at online or retail merchants, you will have to activate your debit card by doing an ATM transaction.
The following information is available on the front of your ICICI Bank Debit Card:
The following information is available at the back side of your ICICI Bank Debit Card:
The ICICI Bank Unifare Debit Card is a dual purpose card that can be used for traveling on the Delhi Metro and for making ATM cash withdrawals, retail and online Debit Card transactions at over 22 million establishments worldwide. This is because the card contains a Delhi Metro Transit chip embedded along with the Debit Card Chip.
Auto Top-Up is a standing instruction facility on your ICICI Bank Unifare Debit Card for recharging the Delhi Metro Transit chip. In this facility the Auto Top-Up amount is credited to the Delhi Metro Transit chip automatically when the balance on the chip drops below the threshold limit. The Auto Top-Up amount is Rs.200 i.e. every time the balance on your Delhi Metro Transit chip drops below a certain limit, Rs. 200 will be debited to your Bank Account and credited on the Delhi Metro Transit chip.
The following Delhi Metro stations are enabled for Auto Top-up:
Please make sure to use the same card in entry and exit during a single journey to avoid inconvenience. Use of different cards for the same journey might attract penalty as per DMRC rules.
In case your ICICI Bank Unifare Card is not readable at the Metro stations, please visit the customer service window at the station for resolution of the issue. If the issue persists, please contact the ICICI Bank Customer Care. ICICI Bank will close your existing Debit Card and send you a new Debit Card. The balance on the Delhi Metro Transit Chip will however not be transferable to the new Debit Card.
This dual purpose card can be used for travelling in the Delhi Metro, ATM cash withdrawals and retail and online Debit Card transactions at over 22 million establishments worldwide. The card contains a Delhi Metro Transit chip embedded along with the Debit Card Chip.
Yes. You will receive SMS and e-mail alerts for all debit card transactions to your mobile number and e-mail ID registered with us. If you have not registered your mobile number and e-mail ID in your account, please update it.
You can update the mobile number through any of the following channels:
ICICI Bank ATM:
Visit the nearest ICICI Bank ATM > Select ‘More options’ > Register your Mobile > Enter the mobile number. Your mobile number will be updated in 1 working day.
ICICI Bank branch:
Please visit the nearest ICICI Bank Branch along with your original photo ID proof. Once the request is made, your mobile number will be updated in 2 working days. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile
We have discontinued mobile number registration/ de-registration/ modification through our Customer Care and internet banking due to security reasons.
To change/ update your e-mail ID for your bank account, please follow the below steps.
Internet Banking:
Login to your Internet Banking Account > My Accounts > Bank Accounts > Account Statement by e-mail > Enter the required details and submit the request. The e-mail ID will be updated immediately.
iMobile:
Login to ICICI Bank iMobile app > SmartKeys & Services > Insta banking Services > Update E-mail id > Enter the new E-mail id and Submit.
Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here
ICICI Bank branch:
Please visit the nearest ICICI Bank branch along with your valid ID proof. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile
For security reasons, your debit card will be blocked if there are 3 consecutive wrong PIN attempts on the account.
If you have forgotten the debit card PIN, please generate the new PIN through the below mentioned channels:
ATM (before OTP is received):
Step 1: Insert your ATM/ Debit Card
Step 2: On the Language screen, Select 'Generate PIN/ Forgot PIN' option
Step 3: Select 'Generate OTP' option.
Step 4: Enter the registered mobile number.
Step 5: Enter Date of Birth as registered with Bank in DDMMYYYY format
OTP will be delivered on your registered mobile number through an SMS.
ATM (after OTP is received):
Step 1: Insert your ATM/ Debit Card.
Step 2: On the Language screen, Select 'Generate PIN/ Forgot PIN' option.
Step 3: Select 'Already have OTP, Generate ATM PIN' option.
Step 4: Enter OTP received on the registered mobile number.
Step 5: Enter your new ATM PIN.
Step 6: Re-enter your new ATM PIN.
PIN will successfully be generated.
Internet Banking:
Step 1: Please login to your Internet Banking Account > Click on MY CARD PIN > Debit Card PIN > Generate now > Enter the required details and Submit.
Step 2: OTP will be sent on registered mobile number.
Step 3: Enter debit card grid values, OTP received and click on submit
Step 4: Enter 4 digit card PIN, re-confirm debit card pin and click on 'generate now'
iMobile:
Login to ICICI Bank iMobile app > Click on Smartkeys & Services > Click on Card Services > Generate Debit Card Pin. Enter the required details and Submit.
Customer Care:
You may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, pleaseclick here
Or
Write to us at customer.care@icicibank.com for further assistance.
Auto recharge is a standing instruction facility on your ICICI Bank Unifare Bangalore Metro Debit Card to recharge the Namma Metro Transit chip. In this facility, the auto recharge amount is credited to the Namma Metro Transit Chip automatically when the balance on the chip drops below the threshold limit. The auto recharge amount is Rs. 200 i.e. every time the balance on your Namma Metro Transit chip drops below a certain limit, Rs. 200 will be debited to your Bank Account and credited on the Namma Metro Transit Chip.
The threshold limit is the balance amount (on the Namma Metro Transit Chip) at which the auto recharge instruction will be executed automatically. The threshold limit is Rs. 100 i.e. when the balance on the Namma Metro Transit Chip drops below Rs. 100, the auto recharge of Rs. 200 will be credited to the Namma Metro Transit Chip after automatic deduction from the Bank Account.
You will not receive an SMS when the auto recharge is triggered on the Namma Metro Transit Chip in your Debit Card, but you will receive an SMS once your Bank Account is subsequently debited with the auto recharge amount.
The Auto Recharge facility on the card remains active unless the customer has placed a request for deactivation of the same.
For deactivation, please visit the Customer Service window at any of the designated Bangalore Metro stations with your ICICI Bank Unifare Bangalore Metro Debit Card. Please note that once deactivated, the auto recharge facility cannot be reactivated on your card. If you wish to avail the auto recharge facility again, please place a request for a replacement card* by calling our Customer Care.
You need to maintain that balance as the debit process will be initiated immediately when the Coral debit card request is captured. If for some reason fee is not debited then the request will not move ahead to operations and card will not reach you.
You will receive the new Debit Card within 10 working days, the first delivery will be attempted by the courier within 5 working days.
The validity of ICICI Bank Expressions Debit Card is 7 years from the date of issue.
You will have to place a fresh request for an ICICI Bank Expressions Debit Card at www.icicibank.com or at an ICICI Bank Branch.
You can follow the below process to apply online:
You may change your debit card PIN anytime through ICICI Bank ATM, Internet Banking, iMobile app or Customer Care.
1. PIN generation through ATM:
Step 1: Insert your ATM/ Debit Card
Step 2: On the Language screen, select ‘Generate PIN / Forgot PIN’ option
Step 3: Select ‘Generate OTP’
Step 4: Enter the registered mobile number
Step 5: Enter the date of birth as registered with the bank in DDMMYYYY format.
OTP will be delivered to your registered mobile number through SMS.
Generation of ATM PIN after OTP is received:
Step 1: Insert your ATM/ Debit Card
Step 2: On the language screen, select ‘Generate PIN / Forgot PIN’
Step 3: Select ‘Already have OTP, Generate ATM PIN’
Step 4: Enter OTP received on the registered mobile number
Step 5: Enter your new ATM PIN
Step 6: Re-enter your new ATM PIN.
PIN will be successfully generated.
2. PIN generation through Internet Banking:
1. Login to Internet Banking
2. Select My Accounts > Bank Accounts. On the left panel, click 'Generate Debit Card PIN online'
3. Select account number, debit card number and enter CVV. Click on Submit.
OTP will be sent to the registered mobile number.
4. Enter debit card grid values, OTP received. Click on Submit
5. Enter 4-digit card PIN, re-confirm debit card PIN and click on 'Generate Now'
6. Message will be displayed as ‘Debit Card PIN has been generated successfully’.
3. PIN generation through iMobile app:
Login to iMobile app > Services & Aadhaar > Card Services > Generate Debit Card PIN. Enter the required details and Submit.
4. PIN generation through Customer Care:
You may call our Customer Care on 1800 1080 from your registered mobile number > Select the language option > Press option 1 for 'Bank Accounts' > Enter your 16-digit ATM/ Debit Card number > Press option 1 for generating a new PIN > Follow the instructions.
You will not receive an SMS when the auto recharge is triggered on the Mumbai Metro Transit Chip in your Debit Card, but you will receive an SMS once your Bank Account is subsequently debited with the auto recharge amount.
In case your ICICI Bank Unifare Mumbai Metro Debit Card is not readable at the Metro stations, please visit the Customer Service window at the station for resolution of the issue. If the issue persists, please contact the ICICI Bank Customer Care. ICICI Bank will deactivate your existing Debit Card and send you a new Debit Card. The balance on the Mumbai Metro Transit Chip will however not be transferred to the new Debit Card.
The Auto Recharge facility on the card remains active unless the customer has placed a request for deactivation of the same.
No, Use of different cards for the same journey might attract penalty as per Mumbai Metro rules. Please make sure to use the same card at the entry and exit during a single journey to avoid inconvenience.
To close the Mumbai Metro Debit Card and to get a regular Debit Card, you will have to call our Customer Care. You will also need to deactivate the auto recharge facility on your Mumbai Metro Transit Chip by visiting the Customer Service window at any of the designated Mumbai Metro stations with your ICICI Bank Unifare Mumbai Metro Debit Card.
Simultaneously, a new request for a regular debit card will be taken and sent to your address. Standard reissuance charges of the new debit card will be applicable.
For deactivation, please visit the Customer Service window at any of the designated Mumbai Metro stations with your ICICI Bank Unifare Mumbai Metro Debit Card. Please note that once deactivated, the auto recharge facility cannot be reactivated on your card. If you wish to avail the auto recharge facility again, please place a request for a replacement card* by calling our Customer Care.
*Replacement charges as applicable will be levied.
The threshold limit is the balance amount (on the Mumbai Metro Transit Chip) at which the auto recharge instruction will be executed automatically. The threshold limit is Rs. 50 i.e. when the balance on the Mumbai Metro Transit Chip drops below Rs. 50, the auto recharge of Rs. 200 will be credited to the Mumbai Metro Transit Chip after automatic deduction from the Bank Account.
The ICICI Bank Unifare Mumbai Metro Debit Card contains a Mumbai Metro Transit Chip embedded along with the Debit Card Chip linked to your Savings Bank account. Hence it acts as a dual purpose card that can be used for traveling on the Mumbai Metro and for making ATM cash withdrawals, retail and online Debit Card transactions at over 22 million establishments worldwide.
Yes, but not at the same time. You can only use one card on Movida at a given time. You can de-register the current card and then register the other card with Movida following the registration process.
Images including any of the following elements would not be allowed for ICICI Bank Expressions Debit Card:
You can choose any image that belongs to you, be it the picture you clicked on your last vacation with your friends, or an image of your dog. You can also choose from a gallery of more than 150 images available at our Expressions gallery. You can refer to image upload guidelines to find out the basic rules of images allowed for Expressions Debit Card.
The service has already been launched with the following:
UAE Exchange, UAE: The sender can visit any of the 90+ UAE Exchange outlets in UAE to transact. The service is called "Visa Money Transfer" by UAE Exchange. UAE Exchange is the leading remittance house in UAE.
ICBC Bank, China: The Sender can visit online and transact at the ICBC net-banking site. ICBC is one of the world's largest banks and a leader in China.
More programs are being constantly added, and new programs are planned from markets in America, GCC and South East Asia.
If a transaction is declined at any Non-ICICI Bank ATM or Point of Sale (POS) due to insufficient balance in the account, charges of RS 25 plus 18% Goods and Service Tax (GST) w.e.f. July 1, 2017 will be applicable per transaction.
The charges will reflect in your account statement with narration as 'POSDEC CHRGS'.
You can expect the card to reach your communication address within 10 working days. You can also ask for the delivery of the card at the branch as a special request
To register/ update your new mobile number, follow the below steps:
Log on to www.icicibank.com> Personal > Apply online > Cards > 3D Secure PIN for Debit Card > Register > New User - Register Now> I Accept > Enter debit card number > Next > Select OTP > Next >
If your old mobile number reflecting under ' Below is the information stored in our database ' then select ' My details do not match' option under ' Please select your preferred option to receve the OTP ' > Next > your new mobile number will be updated.
The Coral debit card joining benefits will be sent once the debit of Rs.499 is successful alongwith the welcome kit.
To know step by step process of Creation/Change of 3D secure PIN, Click here.
For security reasons, your debit card will be blocked if there are 3 consecutive wrong PIN attempts on the account. However, the card will be activated automatically after 12:00 a.m. and you can access it there on.
If you forgot the debit card PIN, please follow the below steps to generate the new PIN.
Pin generation through ATM:
Step 1: Insert your ATM / Debit Card
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option
Step 3: Select “Generate OTP” option.
Step 4: Enter the registered mobile number.
Step 5: Enter Date of Birth as registered with Bank in DDMMYYYY format
OTP will be delivered on your registered mobile number through SMS
Generation of ATM PIN after OTP is received:
Step 1: Insert your ATM / Debit Card.
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option.
Step 3: Select “Already have OTP, Generate ATM PIN” option.
Step 4: Enter OTP received on the registered mobile number.
Step 5: Enter your new ATM PIN.
Step 6: Re-enter your new ATM PIN.
PIN will be successfully generated.
Pin generation through Internet Banking:
Step 1: Please login to your Internet Banking Account using User ID and Password > Click on MY CARD PIN > Debit Card Pin > Generate now> Enter the required details and Submit.
Step 2: OTP will be sent on registered mobile number.
Step 3: Enter debit card grid values, OTP received and click on submit
Step 4: Enter 4 digit card PIN, re-confirm debit card pin and click on 'generate now'
Pin generation through I-Mobile:
Login to ICICI Bank I-Mobile app > Click on Smartkeys & Services > Click on Card Services > Generate Debit card Pin. Enter the required details and Submit.
Pin generation through Customer Care:
Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
To know the local Customer Care numbers, please click the below mentioned link.
https://www.icicibank.com/customer-care.page
You can also write to us at customer.care@icicibank.com for further assistance.
For online transactions you will go through the Verfied by VISA/Mastercard Secure code channel. This itself is an additional authentication for your transactions.
3D Secure PIN is a 6 digit numeric PIN which provides a way to protect your Debit Card usage on the Internet.
To know step by step process to Reset/Change your 3D Secure PIN,Click here.
We require few more details of your transaction. We request you to call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. Please prefix the number with the STD code of your city.
To know the Customer Care numbers, we request you to check the below link:
https://www.icicibank.com/customer-care.page
Alternatively, you may write to us at customer.care@icicibank.com for further assistance.
The auto recharge will automatically get triggered when you tap the card at the entry gate at Bangalore Metro stations, if the balance on your Namma Metro Transit Chip is lower than the threshold limit. You will be able to view the updated balance on your Namma Metro Transit Chip at the station gate when you exit at your destination station.
In case of authorization failure on the ICICI Bank Unifare Debit Card because of any reason, the Auto Top-Up facility on the Delhi Metro Transit chip in the Card will be suspended. To continue using this facility, please visit the customer service window at Delhi Metro stations where Auto Top-Up can be enabled* and pay an amount of Rs.200 in cash, towards the previous Auto Top-Up transaction.
For deactivation, please visit the customer service window at any of the designated Delhi Metro stations*, with your ICICI Bank Unifare Debit Card. Please note that once deactivated, the Auto Top-Up facility cannot be reactivated on your card. If you wish to avail the Auto Top-Up facility again, please place a request for a replacement card** by calling our Customer Care.
To close the Debit Card and to get a regular Debit Card, you will have to call our Customer Care. You will also need to deactivate the Auto Top-Up facility on your Delhi Metro Transit Chip by visiting the customer service window at any of the designated Delhi Metro stations* with your ICICI Bank Unifare Debit Card. Post deactivation of the Auto Top-Up facility, the Delhi Metro Transit Chip will remain usable for Delhi Metro travel till such time that the balance on the Delhi Metro Transit Chip is exhausted.
If the Auto Top-Up facility is not deactivated within 24 hours of placing the closure request for the Debit Card, the Delhi Metro Chip will be automatically blocked and will not be usable at Delhi Metro. Simultaneously, a new request for a regular debit card will be taken and sent to your address. Standard re-issuance charges of the new debit card will be applicable.
Auto top-up is a standing instruction on your credit card for loading of the DMRC smart card. In this facility the auto top-up amount is credited to the DMRC smart card automatically when the balance on the DMRC smart card drops below the threshold limit.
Threshold limit is the balance amount lying on DMRC smart card at which the auto top-up instruction will be executed. The threshold limit is INR 100 i.e. when the balance on the DMRC smart card drops below INR 100, auto top-up amount of INR 200 will be credited in your DMRC smart card.
Threshold limit is the balance amount (on the Delhi Metro Transit chip) at which the auto recharge instruction will be executed automatically. The threshold limit is ₹50 i.e. when the balance on the Delhi Metro Transit chip drops below ₹50, an auto recharge amount of ₹200 will be credited to the Delhi Metro Transit chip after the automatic deduction from the Bank Account.
The following Delhi Metro stations are enabled for Auto Recharge:
For deactivation, please visit the Customer Service window at any of the designated Delhi Metro stations with your ICICI Bank Unifare DMRC Coral Debit Card. Please note that once deactivated, the Auto Recharge facility cannot be reactivated on your card. If you wish to avail the Auto Recharge facility again, please make a request for a Replacement Card** by calling our Customer Care.
<**Replacement charges as applicable will be levied./p>
In case your ICICI Bank Unifare DMRC Coral Debit Card is not readable at the Metro stations, please visit the Customer Service window at the station for resolution of the issue. If the issue persists, please contact ICICI Bank Customer Care. ICICI Bank will close your existing Debit Card and send you a new Debit Card. You will also need to deactivate the Auto Recharge facility on your existing Delhi Metro Transit Chip by visiting the Customer Service window at any of the designated Delhi Metro stations. The balance on the Delhi Metro Transit Chip will however not be transferable to the new Debit Card.
No, there is no such requirement
There is no specific handset requirement for using the Movida service. You do not require any GPRS / internet / data connectivity on your phone. You need not download any application to get started.
If you are currently receiving transaction alerts related to your ICICI Bank account / Card on the mobile phone it means that your mobile number is already registered with ICICI Bank.
You may also call our Customer Care on 1800 1080 between 7:00 a.m. and 9:00 p.m. from your registered mobile number to obtain this confirmation.
To know the Customer Care numbers, we request you to click here.
For Voice Based Service no. 022 6612 6575 – Charges shall be as per the plan you have subscribed for with your Mobile Operator.
For SMS – Standard SMS charges shall apply.
If you have an issue with a biller or a specific charge on a bill, you will need to contact your biller directly.
If you have paid through Movida and have a question about the payment you made, contact Movida on the Movida Help desk Number 91 22 6616 6575.
Yes. The funds are available for use as soon as they are credited to the Beneficiary's account
No, both are the same. When you use Visa Fast Funds, the money is transferred into your bank account. Your ICICI Bank Visa Debit Card number only acts as an address to your bank account.
Using Visa Fast Funds offer additional benefits -
Faster - Receive money immediately any time – 24hours a day, 7 days a week
Simpler - Transaction only requires beneficiary's ICICI Bank Visa Debit Card number
Safer - No more hassles for Beneficiary to visit a location and carry / store cash at home
Convenient - Immediate SMS alert for Beneficiaries registered for mobile alerts
Transparent - Charges paid by Sender, no fees payable by Beneficiary
Better - It is the convenience of a normal bank credit, only faster. Use your ICICI Bank Visa Debit Card directly at a merchant POS or withdraw the money at the nearest ATM
ICICI Bank sends an SMS alert to all customers who are registered for mobile alerts. Alternatively, the Beneficiary can also check the status by visiting our net-banking site online or through branch or ATM.
Beneficiary can also call us at our helpline number.
The service fee is solely determined by the accredited Sending Bank or Financial Institution. In most markets the service is extremely competitive on fee as well as exchange rates.
Please ask the Sender to consult the Sending Bank / Financial Institution (Exchange Houses etc.) for more information
ICICI Bank gives you another reason to use your Visa Debit Card. As our Visa Debit Card holder, you avail the following advantages:
Faster - Receive money immediately any time – 24hours a day, 7 days a week
Simpler - Transaction only requires beneficiary's ICICI Bank Visa Debit Card number
Safer - No more hassles for Beneficiary to visit a location and carry / store cash at home
Convenient - Immediate SMS alert for Beneficiaries registered for mobile alerts
Transparent - Charges paid by Sender, no fees payable by Beneficiary
Better - It is the convenience of a normal bank credit, only faster. Use your ICICI Bank Visa Debit Card directly at a merchant POS or withdraw the money at the nearest ATM
Only the ICICI Bank Visa Debit Card number is required to transact. The Beneficiary must never share other confidential information on the card like expiry date, CVV value or passwords with the Sender or any other persons for this transaction.
All data is stored securely as per best-in-class data security standards (PCI-DSS). The information is stored and transmitted securely through ICICI Bank and Visa networks.
While ICICI Bank, Visa and other partners take steps to ensure the safety of your data, Beneficiary is also advised to take adequate care in managing and handling their own information.
Loss of card must be reported immediately to the bank. ICICI Bank will take adequate steps in keeping with its policy to block the use of the card. Please refer to the debit card section at www.icicibank.com for more details.
You can still access the funds through other channels like branch or by issuing a cheque.
You may block the debit card through any of the below mentioned channels:
Internet Banking:
Login to Internet Banking > My Accounts > Bank Accounts > Service Requests > ATM/Debit Card Related > Block Debit / ATM card.
iMobile:
Login to iMobile > Services > Cards Services > Block/Unblock Debit Card > Select the required details and Submit.
Customer Care:
You may call our Customer Care from your registered mobile number.
To know the local Customer Care numbers, please click here.
You may also write to us at customer.care@icicibank.com for further assistance.
ICICI Bank Branch:
Visit the nearest ICICI Bank branch along with original photo ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile.
Presently this service is available from international origination programs. The service can be available for domestic use in future. ICICI Bank will update its information accordingly.
You may use your Debit card for POS (Point of Sale) and for online transactions.
You may also use your Debit card to fund any e-wallet (Paytm, Pockets, Mobikwik, etc.,.)
If you are unable to view the grid values on your card, you may raise a request for replacement of debit card through any of the below mentioned channels:
Internet Banking:
Login to Internet Banking > Customer Service > Service Requests > Reissue of Lost ATM/Debit Card.
iMobile:
Login to iMobile > Services > Cards Services > Re issue Debit Card and enter the details and Submit.
ICICI Bank branch:
Please visit the nearest ICICI Bank branch along with your original valid ID proof. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile .
Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
Once the request is made, the card will be delivered within 10 working days to your communication address updated in our records. The new ATM/ debit card is charged at Rs. 200 plus 18% Goods and Services Tax (GST) w.e.f. July 1, 2017 will be applicable.
You will not get the non chip variant of the coral debit card
Yes. You can get a replacement ICICI Bank Expressions Debit Card with the same image as your last Expressions Debit Card in case of loss or damage.
As of now, you can choose an image only from the design gallery available with ICICI Bank branches and on ICICI Bank website.
You can choose any image from a gallery of more than 175 images available at our Expressions gallery.
All images uploaded are scrutinized to check for violation of image checking guidelines. If image is as per the guidelines, the card is produced and dispatched to you. If the image is rejected, an alert will be sent to your registered mobile number.
You will not receive an SMS when the Auto Recharge is triggered on the Delhi Metro Transit chip in your Debit Card, but you will receive an SMS once your Bank Account is subsequently debited with the Auto Recharge amount.
In case of authorisation failure on the Card due to any reason, the Auto Recharge facility on the Delhi Metro Transit chip in the Card will be suspended. To continue using this facility, please visit the Customer Service window at Delhi Metro stations where the Auto Recharge facility can be enabled* and pay an amount of ₹200 in cash, towards the previous Auto Recharge transaction. *List of stations mentioned above
Please make sure to use the same card at the entry and exit during a single journey to avoid inconvenience. Use of different cards for the same journey might attract penalty as per Delhi Metro rules.
To close the Delhi Metro Debit Card and to get a regular Debit Card, you will have to call our Customer Care. You will also need to deactivate the Auto Recharge facility on your Delhi Metro Transit Chip by visiting the Customer Service window at any of the designated Delhi Metro stations.
Simultaneously, a new request for a regular Debit Card will be taken and sent to your address. Standard reissuance charges of the new Debit Card will be applicable.