Platinum Chip Credit Card

The Platinum Chip Credit Card has no joining fee or annual fee.

Flip your Platinum Chip Credit Card. The three-digit Security Code next to the signature panel is your CVV (Card Verification Value). You can also check it by logging in to your iMobile app or Internet Banking.

The ICICI Bank Platinum Chip Credit Card is an excellent choice. It has no joining fee or annual fee.

You must be between the ages of 21-65 years to be eligible to apply for an ICICI Bank Platinum Chip Credit Card.

You can know the payment due date of your Platinum Chip Credit Card through the monthly statement, iMobile app, Internet Banking or by calling our Customer Care on 1800 1080.

ICICI Bank issues the Platinum Chip Credit Card without any joining fee and annual fee. For more information, call on 1800 1080.

The Credit Card comes with an embedded microchip that provides enhanced security against counterfeiting and duplication. For transactions at merchant outlets, customers must enter a Personal Identification Number (PIN) to complete the payment. However, this PIN is not required for online transactions. To know more about Chip and PIN security, please click here .

Cardholders can avail of a 1% fuel surcharge waiver on all fuel transactions of ₹400 to ₹4,000 at HPCL fuel outlet in India. This benefit applies to both the primary Cardholder and the Plus (supplementary) cardholder, helping them save on regular fuel expenses. The waiver is automatically applied when the eligible transaction is completed using the Credit Card.

The chip and PIN provide robust protection against Card misuse by requiring a PIN for in-person transactions. This prevents unauthorized access even if the card is lost or stolen, significantly reducing the risk of fraudulent use.

The PIN is required for transactions made on POS terminals (swipe machines) at merchant outlets in physical locations. Customers must enter their PIN on the terminal to complete the transaction securely.

No, the PIN is not required for online transactions. Online payments can be completed without entering the PIN, but other security measures may still apply, such as OTP verification.