| Deposit Tenure – Minimum | 12 Months |
| Deposit Tenure – Maximum | 60 Months |
| Type of Rate | Fixed |
| Minimum Deposit Amount | Annual or Cumulative income Plan minimum ₹10000/-, Monthly income plan minimum ₹20000/-, and quarterly income plan minimum ₹40000/- |
| Maximum Deposit Amount | ₹50 Million |
| Interest Frequency | Monthly,Quarterly,Annual and Compounded Annually |
| No of Depositors | Minimum 1 and Maximum 3 |
| Credit Rating | CARE- AAA & ICRA-MAAA |
| Nomination Facility | Allowed |
| Premature Withdrawal | Allowed |
| Tax Deducted at Source (TDS) On interest on Deposit | NO Tax deduction at source on interest |
| Eligible Depositors | Individuals,HUF,AP,NRI,Trusts,Foundation,Co-op Societies,Firms and Corporates |
| Sr Citizen | Additional ROI – 0.35% |
| Deposit Mobilization | Direct and Through Brokers |
| Brokerage and Incentives | Yes (tenure based and deposit amount based) |
