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Choose ICICI Bank – The Smart Way to Insure

 

At ICICI Bank, we don’t just offer life insurance—we make it easy, reliable, and personalised. With our digital ecosystem and dedicated support, securing your future is just a few clicks away.

 

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How to Get Life Insurance through ICICI Bank

Things You Should Know

  • Eligibility

    You must be an Indian resident between 18–65 years of age.

  • Premiums

    Premiums vary based on age, cover amount, and medical history.

  • No physical documents

    No physical documents required for online applications.

  • Manage your policy

    You can manage your policy via ICICI Bank Internet Banking.

FAQs

What is term life insurance?

Term life insurance provides financial coverage for a specific period. If the insured passes away during this term, the nominee receives the sum assured.

Is a medical test required for term insurance?

It depends on your age, health profile, and the sum assured. Some plans may require medicals, while others may not.

Can I add riders to my base policy?

Yes, riders like critical illness cover (optional) and accidental death benefit (optional) can be added for enhanced protection.

What happens if I miss a premium payment?

A grace period is offered. If the premium remains unpaid beyond this, the policy may lapse.