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 Savings Account FAQs

Saving Account

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What is the interest rate offered on an ICICI Bank savings account?

ICICI Bank offers 2.50% p.a. interest on savings account.

Does an ICICI Bank savings account come with a debit card?

Yes, most ICICI Bank savings accounts come with a debit card, offering ATM access, online payments, and discounts on partner brands.

What are the charges applicable on an ICICI Bank savings account?

Click here to know about the applicable charges on your account

How can I update the nominee in my ICICI Bank savings account?

Click here to know about the steps to update nominee in your savings account

Who can open an ICICI Bank savings account?

Resident individuals (18+), HUFs, minors, NRIs (NRE/NRO accounts), and senior citizens are eligible to open a savings account with ICICI Bank.

What is the process for ICICI Bank savings account KYC update?

You can update your KYC by submitting identity and address proof at the branch or through online channels as per RBI guidelines. Periodic updates may be required.

What are the benefits of an ICICI Bank savings account?

Click here to explore the benefits of ICICI Bank Savings Account

What is the customer care number for ICICI Bank savings account related queries?

For any queries, call ICICI Bank’s 24x7 customer care at 1800 1080 or use the ‘Ask iPal’ chatbot on the official website.

Can I convert my ICICI Bank salary account to a savings account?

Yes, if your salary is not credited for a certain period (typically 3 months), the salary account is auto-converted to a savings account. You may also request the conversion formally at a branch.

Can I open a joint ICICI Bank savings account?

Yes, ICICI Bank allows you to open a joint account with one or more individuals, with either or survivor, jointly, or former/latter operational modes.

How can I get an account statement for my ICICI Bank savings account?

Account statements can be accessed via internet banking, iMobile App, email statement subscription, or by requesting a physical copy from the branch.

Is there a penalty for not maintaining the minimum balance in an ICICI Bank savings account?

Yes, non-maintenance charges may apply based on the type of account and location. The charges are outlined in the bank’s schedule of charges.

Can I open more than one ICICI Bank savings account?

Yes, you can open multiple savings accounts with ICICI Bank, though it’s advisable to maintain them actively and comply with KYC norms