Other Fees and Charges:

 

Below are the charges that will be levied on retail borrowers (wherever applicable)

 

S. No.

Types of Charges

Cost Incurred

1

Charges incurred in Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI) proceedings

At actuals

2

Charges incurred in sending different notices

At actuals

3

Enforcement charges

At actuals

4

Overdue handling charges (Delinquent Accounts)

  1. Loan Recall Notice (LRN) will be issued and ₹200 charge plus GST as applicable will be levied in the gold loan account for issuance of the said notice

  2. Auction Notice issuance Charge ₹300 charge plus GST as applicable will be levied in the gold loan account for issuance of the said notice

  3. Paper Publication Notice ₹950 Charge plus GST as applicable will be levied in the gold loan account for issuance of the said notice

  4. Auction handling charges of ₹750 plus GST as applicable will be levied once the account is listed for auction

5

Paper advertisement charges

At actuals

6

Repossession charges

At actuals

7

Security guard charges

At actuals

Disclaimer

PROCEED