Fees and Charges:
| Types of Fees and Charges | Corporate Gold Credit Card | Corporate Platinum Credit Card | ||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Overdue interest charges on a monthly and annualised basis | Monthly Rate- 3.4% Annual Rate- 40.8% |
Monthly Rate- 3.15% Annual Rate- 37.8% |
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| Interest Free (grace) Period | CCIL:Up to a max of 48 days. CCSL/CCCL: Up to a max of 50 days Gold (Insurance Premium) Card: Up to a maximum of 40 days. (Applicable only on retail purchases and if the previous month's outstanding balance is paid in full) | CCIL: Up to a max of 48 days CCSL/CCCL: Up to a max of 50 days (Applicable only on retail purchases and if the previous month's outstanding balance is paid in full) | ||||||||||||||||||||||||||||||||
| Joining Fees for Primary Cardholder and Add on Cardholder | NIL.( Except Gold (Insurance Premium) Card: Rs.100+ GST) | Rs.999 + GST | ||||||||||||||||||||||||||||||||
| Annual Membership Fees | NIL Add-on card: Not Applicable |
Rs 999 + GST Add-on card: Not Applicable |
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| Late Payment Charges | CCSL/CCCL : 3% of the Total amount due subject to minimum of ₹1000
CTA : 3% of the Total amount due subject to maximum of ₹20,000
CCIL :
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CCSL/CCCL : 3% of the Total amount due subject to minimum of ₹1000
CTA : 3% of the Total amount due subject to maximum of ₹20,000
CCIL :
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| Cash Advance Fees | 2.5% on advanced amount, subject to minimum of ₹500 | 2.5% on advanced amount, subject to minimum of ₹500 | ||||||||||||||||||||||||||||||||
| Interest on Cash Advance is 2.5% Per Month or 30% Per Annum For cash advances, interest is charged from the date of the transaction until the date of payment |
Interest on Cash Advance is 2.5% Per Month or 30% Per Annum For cash advances, interest is charged from the date of the transaction until the date of payment |
- Fee on Educational Tranactions: 1% of the transaction amount, if payment is done via third-party apps.
- Fee on Utility Tranactions: 1% of the transaction amount for a single tranaction above ₹50,000
- Fee on Fuel Transactions: 1% of the transaction amount for a single tranaction above ₹10,118
- Replacement Card Fees : ₹200, Fees on Cash Payment at branches: ₹100
- Cheque/ECS return Fees: ₹500
- Foreign Currency Transactions : 3.5% , Railway Booking Surcharge: 1.8% for Internet transaction and 2.5% for other bookings
- Rent pay fees: 1% of transaction amount + GST, DCC: 1%, Reward redemption handling fee: Rs.99+GST
- Goods and Service Tax (GST) of 18% w.e.f. July 1, 2017 will be levied on all fee & charges