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    The Orange Book

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A bouquet of exclusive offerings for Employees of Cgi Information Systems & Management Consultan
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Explore banking solutions based on your unique needs
Retirement Solutions
Family Banking
Campus Power
NRI Banking
Retail Forex Solutions
Loan Against Securities
Retirement Solutions
Retirement Solutions
  • Smart Retirement Planning tailored to your income goals and risk appetite
  • Monthly Pension with Tax Benefits
  • Health Protection Plans for peace of your mind
  • Safe and Secure Banking with SmartLock
  • Lifestyle Benefits with our Premium Credit and Forex cards
Family Banking
Family Banking
  • Share Account benefits, maintain privacy
  • Debit card with airport lounge access on spends of Rs.10,000 per quarter
  • Minimum balance requirement waiver for you and up to 5 family members
  • Complimentary Insurance cover same as primary member, basis salary credits
  • Waiver of charges for online fund transfer through NEFT/RTGS/IMPS
  • Maintain Privacy-Linked accounts stay independent - balance and transactions remain private

Enrol for Family banking via iMobile App or visit your nearest branch

Campus Power
Campus Power
  • Digital Platform for enabling Higher education journey
  • A comprehensive 360 degree coverage for all your Higher Educational needs
  • Specially curated solutions for Top Study Destinations such as Canada, US, UK and Germany
  • Value added services on test prep, admission counselling, travel and accommodation
NRI Banking
NRI Banking
  • NRI Accounts - Easily convert your Resident Savings Account into an NRO Account to manage income earned in India. You can also open an NRE Account to enjoy tax-free interest and full repatriation of funds.
  • Global Services - Open and manage your ICICI Bank NRI accounts digitally from anywhere in the world. Access a wide range of products such as NRE/NRO/3-in-1 Accounts, Fixed Deposits, and Foreign Currency Deposits, Investments and Loans.
  • Remittances - Transfer money abroad or to India through ICICI Bank Wire transfer/SmartWire/ Money2India/Money2World platforms, ensuring secure and fast remittances with competitive exchange rates.
Retail Forex Solutions
Retail Forex Solutions

Forex Prepaid Card:

Browse through our range of forex prepaid cards and pick the perfect travel companion for all your international trips.

 

Money2World

Transfer money overseas online from India to any bank around the world using Net Banking or the iMobile app via Money2World for residents as well as non-resident customers.

Loan Against Securities
Loan Against Securities

Loan Against Shares: Get loan against your shares without selling them!

  • Up to 50% of share value (Limit of Rs.20 Lakhs)
  • Interest on amount used only

 

Loan Against Mutual Fund: No need to sell your Mutual Funds for urgent needs. Take a loan against it.

  • Loan up to Rs. 20 Lakhs loan on Equity Funds
  • Loan up to Rs. 1 crore loan on Debt Funds
Explore our wide range of products
Salary Accounts
Deposits
Instant Credit
Cards
Loans
Investments
Insurance
Power Pay Account
    • Get a Titanium/Platinum Debit Card with unlimited ATM access
    • Access to 3-in-1 Salary, Demat & Trading account with first-year AMC waiver
    • Extend Salary Account benefits to up to five family members
    • Waiver of charges on online transactions through NEFT/RTGS/IMPS
    • Enjoy air and personal accident insurance with no hidden clause
Select Banking
    • Extend benefits to up to 9 family members with Family Banking
    • Enjoy domestic lounge access on your debit card*
    • Preferential offerings on Demat & Loans
    • Air & Personal accidental death cover
Wealth Management Account
    • Dedicated relationship team
    • Suitable investment solutions based on risk profiling
    • Experience priority service at branches & phone banking
    • Enjoy domestic lounge accesses with your debit card*
    • Access to consolidated financial summary statement
Fixed Deposit
    • Simple investment product, which offers safety, liquidity, flexibility and assured returns.
    • Multiple FD variants available, which caters wide range of customers
    • Available on multiple Channels like iMobile, Net Banking, ATM, etc.
    • FD can be opened with amount as low as ₹10,000 and FD tenure starting from just 7 days
    • Get loan up to 90% of your FD amount.
Recurring Deposit
    • Recurring deposit (RD) help you save up consistently and conveniently from today, so you can reap benefits tomorrow.
    • With ICICI bank RD facility, you can keep a track of your recurring transactions to plan and track your long-term invest goals.
    • You have an option to avail a loan against your RD account.
iWish
    • A goal based savings product offered to ICICI Bank savings account users
    • Create goals and save for your specific wishes.
    • iWish offers flexibility, by allowing to deposit any amount anytime, gives assured returns.
    • A goal in iWish can be made ranging from ₹ 5000 - ₹ 500000 with tenure ranging from 6 months to 5 years
Flexicash
    • Apply for instant Flexicash. Eligible customers can get up to 4X of their salary without any documentation
    • Monthly interest payable only on utilised amount
    • 100% digital process
Loan against Properties
    • Sanction of up to 75%* of the property value
    • Overdraft facility available
    • Pre-approved offer.
Amazon Pay ICICI bank Credit Cards
    • Enjoy upto 5%* Cashback on your spends, with zero fee
    • No joining fee or annual fee
    • No limit or expiry date on the rewards earned using this card
ICICI Bank Coral Credit Card
    • 4 complimentary Domestic Airport Access in a year
    • 25% off on BookMyShow and INOX (2 times per month)
    • 1% fuel surcharge waiver on all transactions below ₹4,000 at HPCL fuel stations
    • 4 complimentary Domestic Railway Lounge access in a year
    • Upto 10,000 ICICI Bank Reward Points per year
ICICI Bank Rubyx Credit Card
    • Welcome vouchers worth over ₹ 5000
    • 25% off up to ₹ 150 on BookMyShow and INOX (2 times per month)
    • 2 complimentary domestic airport & railway lounge visit per quarter
    • 2 Complimentary rounds of golf (on spend of every ₹ 50,000 in previous month)
    • Air accident insurance cover of up to ₹ 1 Crore
ICICI Bank Sapphiro Credit Card
    • Welcome vouchers worth ₹ 9000+ on payment of Joining Fees.
    • Complimentary international airport lounge access with Priority Pass Membership Card.
    • Complimentary domestic airport lounge access basis eligible spends in the previous quarter.
    • Buy One, Get One offer: Up to ₹ 500 off, 2 times a month on BookMyShow. 
    • Earn 20,000 ICICI Bank Milestone Reward Points on spends of up to ₹ 12 lakh, every year.
ICICI Bank Emeralde Credit Card
    • Unlimited complimentary international & domestic lounge access
    • Unlimited complimentary spa access at airports in India
    • No cancellation charges on any domestic flight, hotel travel and movie ticket bookings
    • Buy 1 ticket and get up to ₹750 off on purchase of second ticket through BookMyShow (4 times a month)
Home Loan
    • Instant sanction
    • Minimal documentation
    • Nil foreclosure*
    • Vast Database of Builder projects
Personal Loan
    • Attractive interest rates with quick processing
    • A completely digital and contactless process with Loan Up to ₹50 Lacs (* for selected corporates only)
    • No Security or Guarantor required
    • No Fore-closure charges applicable after 12 EMIs paid*
Auto Loan
    • Loan up to 100% of on-road price
    • End-to-end instant Digital loan disbursement/ sanction
    • Flexible loan tenure up to 7 years
    • Customized Repayment Schemes
    • Funding on accessories and extended warranty / AMC
    • No foreclosure and part-prepayment charges after 24 EMIs
Education Loan
    • Loan up to ₹3 Cr.
    • Income Tax benefit under Section 80E
    • 0.5% TCS (Tax collected at source) on Remittance through Education Loan
    • Flexible repayment options
    • Pre-admission Sanction Letter
Loan Against Shares
    • Loan up to 50% of the value of pledged shares with a maximum limit of ₹ 20 lakh.
    • Complete online process
    • Interest charged on the utilised amount and for the utilised period only
    • Loan through an Overdraft facility
    • Long list of approved shares
Loan Against Mutual Funds
    • Loan up to ₹ 20 lakh against Equity Funds and up to ₹ 1 crore against Debt Funds.
    • Pay interest only on the utilised loan amount and duration
    • Paperless disbursement
    • Loan through an Overdraft facility
    • Flexible repayment
3-in-1 Demat & Trading
    • Integrated Savings+Demat+Trading account for hassle free investing experience
    • Open online account in few minutes with zero account opening charges
    • Instant payout of 75% within 5 minutes of selling shares at no extra cost
    • Diversify your investments in theme based baskets of stocks and ETFs
    • Choose from Prime & Neo brokerage plan to suit your investment style
    • Enhance your buying power upto 4 times with Margin Trade Funding for 360 days
Mutual Funds
    • Invest anytime , anywhere in Mutual Fund with iMobile and Internet Banking
    • Completely paperless process that takes less than a minute
    • Choose from thousands of schemes from leading fund houses
    • ‘Import Fund’ feature available on iMobile to consolidate all held away folios and start investing
National Pension System
    • Market linked retirement plan with multiple tax benefits
    • Portability and flexibility between retail, corporate and multiple fund managers and asset allocation
    • Up to ₹ 2 lakh tax exemption. Tax benefit under Section 80CCD (1B) of up to ₹ 50,000 can be claimed over and above the deductions available under Section 80CCD(1) of up to ₹ 1.5 lakh
    • Additional tax benefits under Corporate Model - up to 10% of basic pay in old tax regime and up to 14% in new tax regime
    • Up to 60% tax free lump sum withdrawal on maturity
Pradhan Mantri Jeevan Jyoti Bima Yojana
    • An insurance scheme that offers life insurance cover
    • Apply online & get a life cover of ₹ 2 lakhs
    • Enrol in PMJJBY with an annual premium is ₹ 436
    • Customers between the age group of 18-50 years can apply for the scheme
Pradhan Mantri Suraksha Bima Yojana
    • An insurance scheme that offers accidental insurance cover
    • Apply online & get a life cover of ₹ 2 lakhs (1 lakh for partial disability and 2 lakh for permanent disability)
    • Enrol in PMSBY with an annual premium is ₹ 20
    • Customers between the age group of 18-70 years can apply for the scheme

Digital Banking at your convenience

  • Mobile Banking
    • Download iMobile app
    • Activate iMobile app
    • Authenticate and Login
  • Net Banking
    • Call Customer Care and authenticate yourself
    • Choose 'Self Banking' or click' I want my User ID'
    • Generate your password instantly, online
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