Welcome to ICICI Bank Home Solutions
.png){kind=icon}
.png){kind=icon}
Instant Balance Transfer
Switch to ICICI Bank and transfer your Home Loan, Loan Against Property (LAP) or Commercial Property Loan from other banks or financial institutions. By doing so, you can save on your EMI (Equated Monthly Instalment) and utilise the savings towards long-term goals like funding education, retirement planning, investments, etc. Enjoy instant sanction and minimal documentation for Loan Top-ups, giving you easy access to funds whenever needed.
Features
-
Instant sanction
-
Special processing fee*
-
Minimal documentation
-
Top-up facility
-
Long tenure
-
Nil foreclosure charges*
*T&Cs. Applicable to floating interest rate
-
Attractive interest rates
-
Sanction for multiple loans
Transfer Existing Home Loan to ICICI Bank
Transfer Existing Home Loan to ICICI Bank
Why choose a Loan Top-up with the Balance Transfer?
You can take a Top-up Loan for business and personal needs
Minimal documentation
No additional collaterals are needed for loan approval
Simple and swift process for urgent funds with reduced EMI benefits
Recommended Products
FAQs
Instant Balance Transfer is a facility for Salary & Savings Account holders of ICICI Bank. You can get an instant sanction for the transfer of outstanding balances for your existing Home Loan or LAP at low interest rates.
Select customers of ICICI Bank can enjoy numerous benefits by getting a Home Loan Balance Transfer online. These include Instant Online Sanction, Attractive Interest Rate, Long Tenure, Quick Processing and Affordable EMIs. The Instant Balance Transfer is the best facility that saves you money for future purposes.
As per ICICI Bank, the maximum tenure for a Home Loan is 20 years. For Loan Against Property or Commercial Property Loan, the maximum tenure is 15 years*.
The Instant Balance Transfer facility follows a floating interest rate. The customer cannot opt for a fixed rate.
No, ICICI Bank does not offer funding for specialised or under-construction properties.