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Popular Fixed Deposits Interest Rates
Domestic Fixed Deposit
| Tenure | General Citizen | Senior Citizen | ||
|---|---|---|---|---|
| Less than 3Cr | 3Cr to less than 5Cr | Less than 3Cr | 3Cr to less than 5Cr | |
| 3 Years 1 Day to 5 Years | 6.5% | 6.5% | 7.1% | 7.1% |
| 5 years 1 day to 10 years | 6.5% | 6.5% | 7% | 7% |
How are interest rates calculated?
Savings Bank Account interest is calculated on a daily basis on the daily closing balance in the Account, at the rate specified by ICICI Bank in accordance with Reserve Bank of India directives. The interest amount calculated is rounded off to the nearest rupee. With effect from March 30, 2016, interest will be paid quarterly in March, June, September and December.
Popular Cards Interest Rates
Credit Cards rates and charges
| Type | |
|---|---|
| Schedule of fees and Charges | VIEW MORE |
Forex Cards rates and charges
| Type | |
|---|---|
| Forex Card - Fees and Charges | VIEW MORE |
Popular Loan Interest Rates
MCLR Rates
| Fixed Rate Loan | 1 Yr MCLR | Spread | Effective ROI | Reset |
|---|---|---|---|---|
| Personal Loan | 8.4% | 1.64% to 7.90% | 9.99% to 16.25% | No Reset |
Marginal Cost of funds based Lending Rate (MCLR)
| MCLR effective September 22, 2026 | |
|---|---|
| Tenures | I-MCLR |
| Overnight | 7.80% |
| One Month | 7.85% |
| Three Months | 8.10% |
| Six Months | 8.35% |
| One Year | 8.40% |
- The interest on PPF is compounded annually and calculated on the minimum account balance between the 5th and the last day of each month. The interest is credited to the account at the end of the financial year. As of now, the PPF interest rate is 7.10%, providing a safe and attractive option for long-term savings.