Open a Joint Savings Account with ICICI Bank to manage shared finances, get Debit Cards for both Account holders (basis Mode of Operation), enjoy seamless digital banking, budgeting tools, and personalised investment options.
Debit Cards for Primary and Joint Account holders (for ‘Either or Survivor’ or ‘Anyone or Survivor’ mode of operations)*
*T&Cs
Digital Banking access for both Account holders (for ‘Either or Survivor’ mode of operations)
Plan and invest together with 3-in-1 Account, FDs and curated investment options
Manage budgets together with iDiscover on iMobile for intelligent spend analysis
Combine expenses in a single Account with add-on Debit Cards and Net Banking access
Achieve your shared dreams with Home Loan, Car Loan or Personal Loan
Inter-generational wealth planning | Dedicated relationship team
Private Banking & Family Office
Priority Assistance | Personalised solutions
Wealth Management
Family Banking | Preferential offerings on loans
Select
Banking
Inter-generational wealth planning | Dedicated relationship team
Private Banking & Family Office
Both A/c holders can operate account independently
More than two holders can operate, limited digital access
Only primary holder can access and transact
Can be operated with consent of all account holders
Equal financial control
Shared responsibilities
Easy budgeting
Achieving financial goals as a team
Transparency and trust
Click here to go to the ‘Get User ID’ page
Select ‘Joint Account (Secondary Holder)’
Enter the values for ‘Joint Account Number’ and ‘Mobile Number of Secondary holder’
If the Secondary holder in Joint Savings Account does not have any relationship with ICICI Bank, then a new login ID will be created and shared on the registered mobile number
If the Secondary holder in Joint Savings Account has existing digital banking access, the Account will be linked to existing login credentials
Seamless transfer of money anytime, anywhere
Pay bills from the comfort of your home
Manage Credit Card limits, block / unblock Cards, change PIN and more
Check your loan eligibility and get instant sanctions
Apply, track and manage your investments.
Real-time access to all your Accounts with 350+ services
Feature-rich dashboard with a seamless user interface for convenient banking
Track and manage all your finances anytime, anywhere
Customisable dashboard to set up shortcuts for frequently used features
Targeted features for your unique requirements
Set your own transaction limits and experience an added level of security
Available 24 X 7 X 365 days (even on holidays)
Send ‘Hi’ to +91 86400 86400 and begin WhatsApp Banking
Check Account balance and mini statement
Avail services like Manage Card Limit, Block / Unblock Cards, View EMIs, Set Auto-Debit and much more
Check your loan eligibility and apply instantly!
A Joint Account is an Account held by two or more individuals together to manage their finances, make joint investments, share expenses and more.
You can avail privileges like access to a Premium Card, Add-on Debit Card for the Joint Account holder*, Digital Banking for the Joint Account holder* and more.
*As per the Mode of Operation
Yes, you and the Joint Account holder will both receive a Debit Card each after opening a Joint Savings Account.
*Debit Cards are issued to Primary and Secondary Account holders when the Mode of Operation is ‘Either or Survivor’ / ’Anyone or Survivor’. A Debit Card is issued only to the Primary Account holder in case the Mode of Operation is ‘Former or Survivor’.
Yes, digital banking services (Internet Banking & iMobile) are available for Joint Savings Account basis the Mode of Operation.
Yes, a Joint Account can be opened by more than 2 individuals.
You can update the mobile number of the Joint Account holder through any ICICI Bank Branch.
The Joint Account holder can visit any Branch along with original photo ID proof. The mobile number will be updated in 2 working days after the request is placed. To locate the nearest ICICI Bank Branch, visit https://maps.icicibank.com/mobile
Note: We have discontinued mobile number registration / de-registration / modification through our Customer Care and Internet Banking due to security reasons.
You will be able to generate a User ID for the Secondary holder in Joint Savings Account by following these steps:
● Visit the Get User ID page > Select ‘Joint account (Secondary Holder)’
● Enter values for ‘Joint Account Number’ & ‘Mobile Number of Secondary holder’
● If the Secondary holder in Joint Savings Account has existing digital banking access, the Account will be linked to existing login credentials
● If the Secondary holder in Joint Savings Account does not have any relationship with ICICI Bank, then a new login ID will be created and shared on the registered mobile number
●Please watch this video for the process to create a User ID : How to get Internet Banking User ID?
Note: The above process for creating User ID for Secondary holder in Joint Savings Account is applicable only where Mode of Operation is ‘Either or Survivor’
Yes, Joint Account holders can be added or removed with the mutual consent of the existing Account holders and with updated documentation.
To enhance your experience,
we use cookies.
