What are the benefits of Cardless Cash Withdrawal?
24x7 Availability
Withdraw cash whenever you need it. The service works round the clock at enabled ICICI Bank ATMs across India.
No ATM Card Required
Access cash instantly without using a physical debit card. Complete the transaction using a temporary PIN and SMS code.
Secure Verification
Each withdrawal requires multiple authentication checks including your registered mobile number, a 4 digit temporary PIN and a 6 digit SMS code.
Wide ATM Network
Withdraw cash from a large network of more than ten thousand ICICI Bank ATMs nationwide.
Things you will need to apply
Daily withdrawal limit is up to Rs 20,000
Per transaction limit is Rs 20,000
The entire amount must be withdrawn in one attempt
The 6 digit SMS code expires in 6 hours
If SMS is not received, cancel and re initiate the transaction
Keep your temporary PIN confidential
Confirm the debit message before leaving the ATM
Check notes for damage or counterfeit
How to withdraw cash using Cardless Cash
Open iMobile on your phone
Go to Services
Select Cardless Cash Withdrawal
Enter amount
Select account
Set a 4 digit temporary PIN
Submit the request
Receive a 6 digit code on your registered mobile number
Code is valid for 6 hours only
Complete ATM withdrawal within this time
Visit any enabled ICICI Bank ATM
Select Cardless Cash Withdrawal
Enter registered mobile number
Enter temporary 4 digit PIN
Enter 6 digit SMS code
Enter withdrawal amount
Collect cash after successful authentication
FAQs
Can withdrawal be done at any ATM?
Cardless Cash Withdrawal is available only at ICICI Bank ATMs enabled for this service. You can view the list of supported ATMs on the ICICI Bank website.
What is the withdrawal limit?
You can withdraw up to Rs 20,000 per transaction. The daily limit is also Rs 20,000.
What if I do not receive the 6 digit SMS code?
This may occur due to delays in network delivery. Cancel the request in iMobile and create a new one.
How long is the SMS code valid?
The SMS code is valid for 6 hours. You must complete the ATM transaction within this time.
Is an ATM card required?
No. You only need your iMobile login, a temporary 4 digit PIN and the SMS code sent to your registered mobile number.
