Savings Account: One Account, Endless Possibilities

 Monthly Average Balance required in the new savings account is as follows:

• Metro and Urban locations - ₹ 15,000

• Semi-urban locations - ₹ 7,500

• Rural locations- ₹ 2,500

Following customers are exempted from the requirement of monthly average balance:

• Customers fulfilling programme eligibility criteria

• Pensioners receiving pension in their ICICI Bank Savings Accounts

• Students of Select Institutes

 Customers can enrol for any of the three programmes mentioned below:

• Private Banking

• Wealth Management

• Select Banking

Customer can fulfil any of the below criteria to qualify for the programme: 

Private Banking (Any one)

• Relationship value of ₹5 Cr
  (Deposits + Account balance + MF Value + Demat holdings)

• Deposits + Account balance = ₹ 50 L

Wealth Management (Any one)

• Relationship value of ₹50 L
  (Deposits + Account balance + MF Value + Demat holdings)

• Deposits + Account balance = ₹10 L

Select Banking (Any one)

• Relationship value of ₹25 L
  (Deposits + Account balance + MF Value + Demat holdings)

• Deposits + Account balance = ₹2 L

 Non-maintenance charges will be applicable, which is 6% of the shortfall amount or Rs. 500 whichever is lower.

This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

 It is applicable for new savings accounts opened on or after August 1, 2025. This new savings account is not applicable for the following customer segments:

• Salary Accounts

• Existing Savings Accounts opened before August 1, 2025

• Pradhan Mantri Jan Dhan Yojana Account

• Special Categories: Accounts for visually impaired, incapacitate, etc

An ICICI Bank Savings Account is considered as one of the best to manage and grow your savings. Get access to funds at competitive interest rates along with several bank and digital services.

• Aadhaar Card or e-Aadhaar
• PAN Card.

 There is no minimum balance requirement for Pension Account.  

 There is no minimum balance requirement for Student Savings Account.

ICICI Bank offers 2.50% p.a. interest on savings account.

Resident individuals (18+), HUFs, minors, NRIs (NRE/NRO accounts), and senior citizens are eligible to open a savings account with ICICI Bank.

Yes, you will receive a chequebook after completing your KYC through ICICI Bank Internet Banking or the iMobile app.

Log in to ICICI Bank's iMobile app or Internet Banking with your User ID and set up your Passcode/Password.

Update your mobile number at ICICI Bank ATMs, Branches or through the website (icicibank.com). Please note that mobile number update via Customer Care or Internet Banking is no longer available.

Generate your Internet Banking password through icicibank.com, Customer Care or any ICICI Bank Branch.

You can now transfer your Savings Account from any ICICI Bank Branch to another through Internet Banking, the iMobile app, Customer Care or by visiting any branch and submitting a request.

It is a regulation to prevent US citizens and residents from avoiding Tax through offshore accounts and is mandatory for opening a new Savings Account.

• Log in to the iMobile app
• Tap on ‘Debit Card’ on the home page
• View your Virtual Debit Card details and manage services.

Adding a nominee ensures your assets are managed correctly, in case of an unfortunate scenario. The nominee acts as a custodian and must provide a valid ID proof if needed.

An Account is classified as Dormant, if inactive for over 2 years that includes inability to transact or update details.

• Visit an ICICI Bank Branch and complete the Re-KYC form
• Provide address proof and PAN Card/Form 60
• Carry out a transaction.