Documentation

 

 

Pre-sanction documents

  • Filled-in application form


  • Last 3 years' IT returns


  • Last 3 years' audited balance sheet


  • Last 12 months' bank statements for all operative accounts


  • Proof for signature verification - passport / driving licence / PAN card / Bank's verification


  • Identity proof


  • Address proof


  • Constitutional documents


  • Business licenses etc


Pre-disbursement documents

  • Duly executed loan documents


  • Property documents as applicable


  • Title deeds (sale deed, lease deed, share certificates, etc) and prior title deeds


  • Land revenue records


  • Property tax receipts


  • Approved construction/building plan


  • NOC from development authorities for lease properties


Sanction and Limit Set up Process

  • Contact our Sales/ Relationship Manager


  • Submit a filled-in application form and pre-sanction documents


  • Once eligibility is assessed, a credit arrangement letter (CAL) is dispatched


  • Applicants submit property documents, Legal and technical assessment of the property is undertaken by ICICI Bank


  • Limit is set and the customer is ready to use his account


Benefits

  • Minimum documentation and speedy loan sanction


  • One-stop solution with bouquet of products


  • Attractive rate of interest


  • At-par multi-city cheque book


  • Internet banking facility


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