Things you should know
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Processing fee
up to 2% + GST
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Eligibility Criteria
Age: 20-65 years
Personal Loan for all your financial Needs
From weddings and vacations to home upgrades and emergencies—ICICI Bank Personal Loans help you fund life’s important moments with ease, flexibility, and quick access to money.
Types of Personal Loans
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Wedding Loan
Need urgent cash for venue booking, catering, jewellery, shopping, or guest accommodation? A wedding loan is the best solution for you. Focus on making the big day unforgettable while staying financially prepared with an ICICI Bank Personal Loan.
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Holiday Loan
No destination is too far, when you have ICICI Bank personal loan with you. Take that much needed holiday and explore new places without worrying about your expenses. From flights and hotel stay to shopping and activities cover – all your travel cost instantly with personal loan funds.
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NRI loan
NRIs can now manage expenses back home with ease through ICICI bank’s NRI personal loan.
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Home Renovation
Want to give your home a fresh look? Use an ICICI Bank Personal Loan to renovate, fix important repairs, or buy a new furniture and home items – quickly and easily. Turn your house into a home with ICICI Bank Personal Loan.
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Top Up Loan
Need extra funds on top of your existing Personal Loans? Get a top-up loan at attractive interest rates to meet your additional financial needs with ease. You can either combine it with an existing personal loan or take it as a separate one – whichever works best for you
So, why wait? Check your eligibility , apply online and get the funds in your bank account quickly only with an ICICI Bank Personal Loan.
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Medical Emergency
Medical emergencies can be stressful. ICICI Bank provides quick and easy Personal Loan for medical emergencies with easy EMIs, ensuring you get the financial support you need without any collateral
How to get maximum benefits?
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Low Interest Rates
Click here to view interest rate
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Flexible Repayment Tenure
Choose between 12 to 60 months
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Instant Disbursement
Get funds when you need them most
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Pre-Payment Options
Pre-payment is allowed after the first EMI payment. No foreclosure charges after 12 EMIs. Click here to know more.
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100% Digital Process
Apply online anytime, anywhere
How to Apply?
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Enter your desired loan amount
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Provide your basic personal and work-related information
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Review your loan amount and tenure
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Confirm your loan application
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Get the loan disbursed
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Step 1: Download iMobile and log in using your MPIN or fingerprint
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Step 2: Navigate to ‘Get Instant Loan/Offers’ and click on 'Apply now' in the Personal Loan section
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Step 3: Enter your required loan amount
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Step 4: Validate all the details of your loan
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Step 5: Accept the Terms and Conditions by checking the box and click on ‘Disburse Now’
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Step 6: Authenticate through Aadhaar-based eSign and then click on ‘Submit’
FAQs
What can I use a Personal Loan for?
What can I use a Personal Loan for?
You can use it for weddings, travel, home renovation, medical needs, education, or any personal expense.
Is collateral required?
Is collateral required?
No, ICICI Bank Personal Loans are unsecured and require no collateral.
Can NRIs apply for Personal loans?
Can NRIs apply for Personal loans?
Yes, ICICI Bank offers Personal Loans tailored for NRIs with quick disbursal and easy documentation.
What is a Top-Up Personal Loan?
What is a Top-Up Personal Loan?
It allows existing Personal Loan customers to borrow additional funds, either combined or as a new loan.
Are there different types of Personal Loans?
Are there different types of Personal Loans?
Yes. Wedding loans, holiday loans, home renovation loans, fresher loans, NRI loans, and top-up loans are available to suit specific needs.