ICICI Bank Insta Digital Car Loan makes it easy! Enjoy up to 100% on-road funding through a fully digital, paperless process. Apply via iMobile, Internet Banking, or the Car Loan portal. Customise your loan, eSign, download your delivery note, and hand it to your dealer — all from your home.
BEST FOR
Fast, paperless, hassle-free Car Loans
Up to 100% On-road Funding
Fully Digital Loan Process
Paperless, Quick, Convenient
Instant Delivery Note Access
Apply via App or Internet
How to get maximum benefits
Easy Application
Apply Anytime, Anywhere
Use iMobile, Internet Banking, or portal.
Paperless Digital Journey
No physical documents, fully online.
Customised Solutions
Select car, dealer, and loan terms.
Get More Value
Finance full car value, stress-free.
Loan credited directly to the dealer.
Choose amount and repayment tenure.
Eligible ICICI Bank customers meeting income and credit requirements.
Submit identity, address, income, and car details digitally for a smooth application process.
Finance the full on-road price of your chosen car.
No branch visits, no physical paperwork — everything is done online.
Download your delivery note after completing the digital process and hand it over to your dealer to drive away your dream car.
ICICI Bank Car Loan Eligibility
Select ICICI Bank customers
Identity Proof
Address Proof
Income Proof
Car Selection Details
Apply in 7 easy steps!
Log in via iMobile app, Internet Banking or ‘Apply Now’.
Customize your loan
Select your car and dealer.
Customise your loan.
eSign the agreement.
Loan disbursed to dealer.
Download the delivery note.
Share the note and collect your car.
About Insta Car Loans
Apply from anywhere using iMobile, Internet Banking or Car Loan Portal — complete your journey online, hassle-free.
Get up to 100% of your car’s on-road price financed, based on eligibility and approval.
Indian salaried or self-employed individuals meeting ICICI Bank’s credit and income standards can apply.
Identity, address, income proof, and car selection details ensure a smooth paperless application process.
Use the ICICI Bank Car Comparison Tool to compare models, features, and prices to find your ideal car.
FAQs
What is ICICI Bank Digital Car Loan?
ICICI Bank Digital Car Loan is a fully online, end-to-end car loan process, allowing you to apply, customise your loan, and receive funds directly to your dealer, all digitally.
How can I apply for the ICICI Bank Insta Digital Car Loan?
You can apply easily through the ICICI Bank iMobile app, Internet Banking, or the Car Loan portal.
Here is the process through the iMobile app:
ICICI Bank offers up to 100% funding of the on-road price of the car, depending on your eligibility and loan approval.
Yes! The entire process, from applying to disbursing funds, is fully digital. There’s no paperwork involved, making it a quick and hassle-free experience.
What Interest Rate Can I Expect on an EV Car Loan?
Interest rates for an EV Car Loan depend on several factors:
Criteria
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Influence on Interest Rate
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CIBIL Score
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Higher scores may offer better rates.
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Loan Tenure
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Longer tenure may affect the rate.
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Model & Loan Amount
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Influences the applicable interest bracket.
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For the latest rates, click here.
How Much Loan Can I Avail for an Electric Vehicle?
ICICI Bank offers up to 100% funding on eligible electric vehicles, subject to the vehicle valuation and applicant’s eligibility.
