Struggling to track inflows and outflows across accounts to understand your spending patterns? Know your spends brings everything together - view, analyse, and manage your finances with simple, data-driven insights.
Best for
Everything you need to know about your money
Consolidated view of your inflows, outflows & investments
Create and manage your budget at your fingertips
Personalized insights to make better financial decisions
Smart categorisation of your transactions
Say goodbye to switching between multiple ICICI Bank account statements. View all your transactions from your Savings Accounts and Credit Cards in one consolidated place.
Your transactions are categorized into easy-to-understand buckets, helping you instantly see where your money goes.
Get tailored product and service suggestions designed around your spending patterns and financial behaviour.
Explore your category-wise and merchant-wise spendings to identify top expenses and manage them better.
Visual overview of your money
Understand your income, expenses & investments through intuitive charts and visuals that make financial analysis effortless.
Set, manage, and track budgets across categories, helping you stay within limits and make informed financial decisions.
Discover customized and granular insights based on your transaction categories and merchants.
Receive Monthly Snapshots that highlight your key income and spending trends, a quick recap of your financial journey.
What is Know your spends?
Know your spends is ICICI Bank’s smart personal finance management (PFM) tool that gives you clear overview of your Inflows, Outflows and Investments across your ICICI Bank accounts.
Know your spends helps you understand where your money goes by giving a clear, category-wise view of your inflows, outflows and investments. It also helps in creating and tracking budget and have better understanding of your financial behaviour. It also offers insights and monthly summary making financial planning easier.
No, All your ICICI Savings accounts and Credit Cards are fetched automatically
Know your spends is accessible in:
iMobile app >> Accounts & FD/RD >> Know your spends
Retail Net Banking >> See Details on Spending Analysis (or)
Retail Net Banking >> Overview >> Know Your Spends
Know your spends was previously known as Discover. It is an enhanced version of Discover that helps you track and understand your financial flow and spending patterns with ease.
Snapshots in Know your spends gives you a quick recap of your financial patterns of the previous month helping you understand your financial behaviour and start making smarter financial decisions.
Financial Highlights provides granular and customised insights based on your transaction categories and merchants helping you manage your finances in different categories and merchants.
Login to iMobile
Click on Accounts & FD/RD Section
Click on Know your spends
Login to RIB
Click on “See details” in Spend Analysis
