Let your money work for you with flexible deposit options from ICICI Bank. Choose from short and long-term savings options with appealing returns. Grow your money with products like FD, RD and flexible iWish. Enjoy the convenience of 100% digital deposit accounts and start investing today.
When you bank with us, you can trust in complete transparency with no hidden costs or charges
Why choose our services
Multiple deposit solutions
Choose from a range of deposit accounts for both short-term and long-term financial needs.
Stable and attractive returns
Enjoy peace of mind with our deposit account solutions with the best interest rates.
Convenient digital solutions
Invest on-the-go with our secure, transparent and user-friendly digital platforms.
Secure investments
Your funds are safe, secure and continuously growing with ICICI Bank’s trusted services.
Deposits FAQs
What is a Fixed Deposit?
A Fixed Deposit (FD) can be understood as an account where you deposit a certain amount for a fixed period. In return, you earn a higher interest rate compared to a regular Savings Account. It is a secure way to grow your money with guaranteed returns, regardless of market changes.
What are the types of FDs offered by ICICI Bank?
ICICI Bank offers various types of Fixed Deposits, including Traditional FDs and Cumulative FDs.
Traditional Fixed Deposit
Earn regular interest payouts (monthly or quarterly) with the option to choose your payout frequency.
Cumulative Fixed Deposit
Accumulate interest quarterly, added to your principal amount, with a lumpsum payout at maturity.
Who can invest in ICICI Bank Fixed Deposits?
Here is a list of all the customer categories eligible for investing in an ICICI Bank FD:
Residents
Hindu undivided families
Sole proprietorship firms
Partnership firms
Limited companies
Trust Accounts
Non-resident Indians
Minors with Guardianship.
What is the rate of interest on ICICI Bank Fixed Deposits?
The interest rate on ICICI Bank Fixed Deposits varies based on the deposit tenure and the amount invested. ICICI Bank offers competitive rates to ensure attractive returns on your savings.
How do I open a Fixed Deposit Account online?
With ICICI Bank, opening an FD is easy and fast. You can easily open an FD anytime and from anywhere using options like ICICI Bank's iMobile app, Net Banking, visiting any ICICI Bank branch, using an ATM or contacting Customer Care.
As a senior citizen, I prioritize safety and consistent returns for my savings. Opening a Fixed Deposit has been the perfect choice—it offers attractive interest rates and ensures my money grows securely over time. The additional interest rate benefit for senior citizens is a big advantage, giving me peace of mind and financial stability for the future. I would definitely recommend ICICI Bank to anyone looking for FD as a reliable investment option!
S
Shweta Kumari
Rating: 2.5
stars
Opening an RD (Recurring Deposit) online was incredibly simple and convenient. The entire process took just a few minutes, and I didn’t have to visit the bank even once. The digital platform is user-friendly, and I could compare rates and choose the right RD tenure as my first investment with ICICI Bank. It’s a hassle-free way to secure my savings and earn great returns!
A
Apoorv Gupta
Rating: 5
stars
ICICI Bank iWish made saving for my goals fun and rewarding. The ability to customize my savings plan, along with the option to earn more interest.