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About iWish Goal-Based Savings

What is iWish?

iWish is a flexible deposit where you set a target amount to be saved, contribute towards it at any time and earn interest like a Fixed Deposit. Check rates here .

Round-off feature to fund iWish automatically

Easily round off your daily spends anytime, anywhere

Choose to round off to the nearest ₹ 50, ₹ 100 or ₹ 500 and accelerate reaching your savings goal. For example, if you spend ₹ 121 in one transaction, it will be rounded up to ₹ 150, and the extra ₹ 29 will be added to your iWish (the transaction is rounded off to nearest ₹ 50 in this case)

Simplify your savings and watch your iWish grow with every transaction!

iWish FAQ’s

How does iWish work?

iWish lets you save for specific goals with flexible deposits (contributions) and gives you interest equal to a Fixed Deposit. See rates here .

How do I add money to my iWish?
  • Mobile: Log in, go to ‘Accounts & FD/RD > iWish Goal Based Savings’, select the iWish of your choice and click ‘Fund Now’ or set up an auto-debit. 
  • Internet Banking: Log in, go to ‘Bank Accounts > iWish Goals’ and fund your iWish.

What is the interest rate for iWish?

How do I withdraw money from my iWish? 

Withdraw early by closing your goal. Interest will be adjusted and a penalty (0.5%-1%) will be applied, depending on the original tenure.

VIEW ALL FAQ’S

Take a word from our Customers

  • M

    Ms. Supriya Rathi

    4.2

    iWish made saving much enjoyable and different. My family contributed to my iWish goal and I am inching closer to it with each day

  • M

    Mr. Naresh Kumar

    2.5

    I have already achieved my first goal with iWish. Create iWish deposit, if you have the dream and passion to achieve your goal.

  • M

    Mr. Peruri Hemanth

    5

    I started saving for my goal with just Rs. 500 and added money whenever I had funds. The best feature of iWish is there are no penalties for missed payments.

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