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When you bank with us, you can trust in complete transparency with no hidden costs or charges

Things you should know

  • Eligibility

    1. Existing ICICI Bank Savings Account holders (KYC completed).
    2. Indian residents.

  • Tenure

    1. Minimum tenure is 6 months.
    2. Maximum tenure is 5 years.

  • Target Amount

    1. Minimum: ₹5,000.
    2. Maximum: ₹5 lakh.

  • Premature Withdrawal

    Penalty will be levied on premature withdrawal.

VIEW T&C

About iWish Goal-Based Savings

What is iWish?

iWish is a flexible deposit where you set a target amount to be saved, contribute towards it at any time and earn interest like a Fixed Deposit. Check rates here.

iWish FAQs

How does iWish work?

iWish lets you save for specific goals with flexible deposits (contributions) and gives you interest equal to a Fixed Deposit. Click here for rates.

How do I add money to my iWish?
  • iMobile: Accounts & FD/RD > Deposit > iWish > select the iWish of your choice and click ‘Add Booster funds’
  • Net Banking: Log in>Deposits > iWish > Fund your iWish

What is the interest rate for iWish?

How do I withdraw money from my iWish? 

Withdraw early by closing your goal. Interest will be adjusted and a penalty (0.5%–1%) will be applied, depending on the original tenure.

View all FAQs

Take a word from our Customers

  • M

    Ms. Supriya Rathi

    Rating: 4.2 stars

    iWish made saving much more enjoyable and different. My family contributed to my iWish goal and I am inching closer to it with each day

  • M

    Mr. Naresh Kumar

    Rating: 2.5 stars

    I have already achieved my first goal with iWish. Create iWish deposit, if you have the dream and passion to achieve your goal.

  • M

    Mr. Peruri Hemanth

    Rating: 5 stars

    I started saving for my goal with just ₹500 and added money whenever I had funds. The best feature of iWish is there are no penalties for missed payments.

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