BEST FOR

Ideal for Indian Defence & Paramilitary Personnel

  • Defence Services Title embossed on Card

  • Airport Lounge Access

  • Accelerated Reward Points

  • Complimentary Golf Access

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Parakram Select Credit Card: Fee & Charges

  • Joining fee & Annual fee

    Joining fee- Nil

    Annual fee- Nil

     

  •  Forex Markup

    3.5%

  • ATM withdrawal

    Pay 3.75% interest per month

  • If only minimum due is paid

    Pay 3.75% interest per month

     

  • For late bill payment

    Ranging from ₹100 to ₹1300

     

  • Most Important Terms & Conditions

    Please refer to the Most Important Terms & Conditions (MITC) for other charges

     

    Click here for applicable Terms & Conditions (T&Cs)

Parakram Select Credit Card FAQs

Who should use the Parakram Select Credit Card?

The ICICI Bank Parakram Select Credit Card is designed for Indian Defence and Paramilitary personnel.

What are the benefits of the Parakram Select Credit Card?

The ICICI Bank Parakram Select Credit Card gives benefits like reward points on CSD purchases, complimentary golf access & airport lounge access, insurance benefits and fuel surcharge waiver, specially for Defence personnel.

How to avail Complimentary International Airport lounge access?

Enjoy 2 complimentary accesses to international airport lounges with ICICI Bank Emeralde Metal Credit Card. Complimentary benefits are applicable only for the primary cardholder.

Priority Pass Membership

  • Complimentary Priority Pass Membership for the primary cardholder with ICICI Bank Parakram Select Credit Card
  • Access 1,400+ lounges in 145+ countries worldwide
  • Present your Priority Pass Membership Card at the participating international lounges.
  • For complete list of international airport lounges visit https://www.prioritypass.com/airport-lounges

What rewards can be earned on everyday purchases with the Parakram Select Credit Card?

Earn 2 ICICI Bank Reward Points for every ₹100 spent using the Card on certain categories of spends. Also earn 10 ICICI Bank Reward Points per ₹100 spent at grocery stores, department stores and CSDs, with maximum 1,000 reward points earned per month.

 

Can I make an online purchase with the ICICI Bank Parakram Select Credit Card?

Yes. You can easily make online purchases across India and in select overseas stores using the ICICI Bank Parakram Select Credit Card.

What are the lounge benefits that the Parakram Select Credit Card offers?

The ICICI Bank Parakram Select Credit Card gives 2 complimentary lounge accesses at international airports every year and 2 lounge accesses at domestic airports every quarter. 

What are the golf round benefits?

The ICICI Bank Parakram Select Credit Card offers a complimentary golf round every month on spends of
₹50,000 the previous month.

What are the insurance benefits of the Parakram Select Credit Card?

The ICICI Bank Parakram Select Credit Card gives personal accident insurance cover of ₹2 lakh and Air Accident cover of ₹20 lakh to the Cardholder.

What are the criteria for availing domestic lounge access?

To enjoy domestic lounge access, you must spend ₹75,000 or more on your Parakram Select Credit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.

Please note that the airport lounge access benefit is available only for primary Cardholders. For more details on the criteria, click here. To view the complete list of lounges, click here.

What fraud protection benefits are available to Cardholders?

Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.

What security features are provided by the chip and PIN?

The Credit Card comes with an embedded microchip that provides enhanced security against counterfeiting and duplication. For transactions at merchant outlets, customers must enter a Personal Identification Number (PIN) to complete the payment. However, this PIN is not required for online transactions. To know more about Chip and PIN security, please click here

What is the fuel surcharge waiver offered to Cardholders?

Cardholders can avail of a 1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet in India. This benefit applies to both the primary Cardholder and the Plus (supplementary) cardholder, helping them save on regular fuel expenses. The waiver is automatically applied when the eligible transaction is completed using the Credit Card.

What are the golf privileges and eligibility criteria?

As a Parakram Select Credit Cardholder, you are eligible for a round or lesson of golf for every ₹50,000 spent on retail purchases in the previous calendar month. You can avail of a maximum of 1 rounds per month. The benefit can be booked through the Golftripz website. Simply visit https://teetimes.truztee.com/ and create a Golftripz account using the same e-mail ID as registered against your ICICI Bank Credit Card. Benefits will be credited to your account by the 10th day of the following month, available for use in the next two months.

To view the updated list of golf courses, please click here. For complete details on the Golf programme and the associated terms and conditions, please click here. You may also call iAssist, the 24x7 concierge service on 1800-26-70731 (toll free for MTNL/ BSNL lines) or 022-67872016 (standard call charges applicable) for assistance with online booking.

How do I make the booking for Golf Rounds?

Eligible ICICI Bank Credit Card members can book their Golf Rounds by following the below steps:

  • Log in to the ICICI Bank Golf platform https://teetimes.truztee.com/ with your registered mobile number.
  • Choose your preferred golf course and select your preferred date and tee time.
  • Submit your booking request and await confirmation.
  • Check your Booking History to view all bookings and details.

You may also call i-Assist, our 24X7 concierge service on 1800 26 70731 (toll free for MTNL/BSNL lines) or 022 6787 2016 (standard call charges applicable), for assistance with online booking. An authorisation amount of ₹2 shall be taken for each eligible Card.

Take a word from our Customers

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