ICICI Bank ICICI Bank

BEST FOR

For smart spenders: cashback, fuel, plans

  • 5% Cashback Brands

  • 1% Retail Cashback

  • Lounge Access Perks

  • 3 Flexi Monthly Plans

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About Millennial Credit Card

Flexible Monthly Plans

Choose from Starter, Pro, or Premium — tailored for your spending style. Enjoy cashback, lounge access, and exclusive brand offers based on the plan you select. Here are the details:

Starter Plan (₹0/Month)

  • 1% Cashback on Retail Spends
  • Fuel Surcharge Waiver at HPCL
  • Everyday Delight Offers
  • Cashback cap: ₹100/month

Pro Plan (₹49/Month)

  • 5% Cashback on Key Brands
  • 1% Cashback on Retail Spends • Rail Lounge Access (1/month)
  • Fuel Surcharge Waiver at HPCL
  • Cashback cap: ₹200/month

Premium Plan (₹149/Month)

  • 5% Cashback on More Brands
  • Retail & Dining Cashback • Rail + Airport Lounge Access
  • Exclusive Travel & Dining Deals
  • Cashback cap: ₹750/month

Simple Eligibility Criteria

Available for Indian students with valid ID and enrollment proof. Ensure you meet age and documentation requirements for a smooth application process.

Hassle-free Documentation

Keep PAN card, address proof, ID proof, and student enrollment certificate ready for quick and easy Credit Card approval without delays.

Rewarding Everyday Spends

Earn 5% cashback on top brands and 1% on retail spends. Fuel surcharge waiver and lounge access perks make everyday spending more rewarding.

Millennial Credit Card FAQs

What makes the ICICI Bank Mine Credit Card unique?

The ICICI Bank Mine Credit Card is India’s first Flexi-Plan Credit Card, offering three tailor-made monthly plans — Starter, Pro, and Premium — designed to match your spending habits and maximise cashback, fuel savings, and lifestyle benefits.

How can I apply for the ICICI Bank Mine Credit Card?

Eligible students can apply easily by submitting PAN card, identity proof, address proof, and valid student enrollment documents online or at any ICICI Bank branch for quick approval.

What are the cashback benefits offered on this Credit Card?

You earn 5% cashback on select key brands like Amazon, Swiggy, Zomato, Ola and more (under Pro & Premium plans) and 1% cashback on other retail spends, making every transaction rewarding.

Are there any additional perks apart from cashback?

Yes, apart from cashback, you enjoy fuel surcharge waivers at HPCL pumps, complimentary lounge access at airports and railway stations, and exclusive discounts on dining and travel bookings.

Can I switch between the Starter, Pro, and Premium plans?

Absolutely! ICICI Bank Mine Credit Card allows you to switch between plans anytime, giving you the flexibility to match your card features with your lifestyle and monthly spending.

Take a word from our Customers

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    Shushant Singh

    4.2

    The Amazon Pay ICICI card has been a game-changer for my Amazon shopping—no fees (LTF), instant Rs. 200 cashback upon joining, and up to 5% unlimited cashback on purchases as a Prime member. These benefits along with the benefits of credit cards have helped me to save even more on my purchase.

  • S

    Shushant Singh

    4.5

    The ICICI Bank Sapphiro Credit Card has been a great companion for rewards and lifestyle perks. I’ve enjoyed free movie tickets (BOGO) via BookMyShow, milestone reward points, and 24/7 concierge services that make planning trips a breeze and hassle free! Also the dual network feature of the card provides the benefit of Visa and Amex both.

  • S

    Soumy Dhawan

    5

    ICICI Credit Cards are surely one of the best cards out there with an unbeatable reward system. The best part, the quick services they provide.