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Mobile Banking
How does one Block/Unblock a Credit Card, using iMobile
2 mins Read | 1 Week Ago
Previously, the process of managing all the features on your Credit Card was either not convenient or not fast. Even though Credit Card statements were mailed or sent to your address physically, every month, in case you wanted to access your current Bank Statements, you had to either log in to Internet Banking or visit a bank branch. Similarly, if you wished to modify certain features on your card, like the credit limit or make use of the ‘Convert to EMI’ option, you would have to call the bank or visit the branch.
By using the powerful iMobile app from ICICI Bank, you can do all that and more for your Credit Card. You can keep track of your Credit Card usage, access statements and manage Credit Cards, remotely, anytime, from anywhere. All you would need is to get the iMobile app installed on your Android or iOS smartphone and have an active internet connection.
One of the most important banking features is now available at your fingertips. You now have the ability to block or unblock your Credit Card, using the app. In the past, if you suspected theft of your Credit Card or simply lost it, you would have to immediately call the bank and request them to block your Card. But, even this facility has now been transferred online, through the iMobile app.
Let us look at how you can use the iMobile app to manage your Credit Card and block it, in case you lose it.
Managing Your Credit Card
With the iMobile app, you can perform the following tasks related to your Credit Card:
- Access the latest bill and card statements
- Reset the PIN
- Enable or disable your ATM withdrawals, online usage or international usage
- Control the credit limits (Min. Max)
- Convert to EMI
- Register for Auto Debit
- Manage Billing Cycle
- View and Redeem Reward Points
- Block your Credit Card.
How to Block a Credit Card
In case you accidentally lose your Credit Card or suspect that it has been stolen, you can immediately block your card through the iMobile app. Block your Credit Card through the following steps:
- Step 1: Log in to the ICICI Bank iMobile app, using your mPIN or Face ID/Fingerprint
- Step 2: On your Dashboard, tap on ‘Cards and Forex’ and select your card in the Card Carousal
- Step 3: Tap Unblock directly on the carousel or click Manage on the carousel, scroll down, and select the Block Card option
- Step 4: Fill in the details, as required in the form. Select the card that you wish to block and select the type of block, which can be ‘Permanent’ or ‘Temporary’. Select an appropriate reason for blocking your card and tap on ‘Proceed’
- Step 5: Authenticate the request with MPIN
- Step 6: You’ll be shown a message that your Credit Card has been blocked.
How to Unblock Your Credit Card
If you placed a temporary block and found your card, you can reactivate it instantly:
- Step 1: Log in to the iMobile app using your MPIN or or Face ID/Fingerprint
- Step 2: On your Dashboard, tap on ‘Cards and Forex’ and select your card in the Card Carousal
- Step 3: Tap Unblock directly on the carousel or click Manage on the carousel, scroll down, and select the Block Card option
- Step 4: Confirm your request to restore your card for immediate use.
Conclusion
Managing your Credit Card is seamless with the iMobile app. Whether you need to block a card immediately or temporarily pause it , you have full control to block and unblock your card in just a few taps.