Home loan disbursement will need certain documents like papers of the property (sales deed, NOC and possession certificate) disbursement papers, details of the co-applicant and any other as mentioned in the sanction letter. You will have to submit the following documents during the loan application process.
Basic documents like identity and address proof
Latest salary slip, Form 16, and bank account statement for last 3 months for salaried individuals.
Business PAN, GST registration certificate and profit and loss statement audited by a CA for self-employed individuals.
You can either submit hard copies or upload soft copies. Make sure that the documents have not expired.
Documents needed for Home Loan Applicable
1. KYC Documents (For all applicants)
Identity Proof
Address Proof
2. Income Documents ( For financial applicants)
For salaried individuals
Latest Salary Slip
Form 16
Bank account statement of last 3 months
For self-employed individuals
Business PAN
GST registration certification
Profit and Loss statement audited by a CA
Bank statement
3. List of Property documents
NOC from housing society/builder
Sales agreement or allotment letter
Occupancy certificates (for ready to move in houses)
Sales Deed
Khata certificate