In addition to the offline mode, users have numerous options to pay Credit Card bills online instantly, through UPI, Net Banking or Mobile Banking. However, the most popular, simple and convenient option is to pay using a Debit Card. Let’s get to know how Paying Credit Card Bills using a Debit Card
You can pay your Credit Card bills using a Debit Card, both online as well as offline. When paying online, you will need to use the Debit Card of that particular bank. For instance, if you are paying a bill for an ICICI Bank Credit Card, a Debit Card of the same bank needs to be used.
On the other hand, if you are paying offline, you can visit an ATM of the same bank that you own the Credit Card form. For an ICICI Bank Credit Card, you can visit an ICICI Bank ATM. To initiate the process, you will need to swipe any of your Debit Cards at any ICICI Bank ATM and go to the ‘more options’ section to pay the dues.
Benefits of paying Credit Card bills using a Debit Card
Credit Card bills can be paid using Debit Cards from anywhere in India, at any time, online or by visiting the nearest ATM
Paying online via a Debit Card is more convenient than paying offline as you don’t need to visit the ATM physically
All your sensitive data, such as your card number, PIN, CVV, etc., remain protected with advanced encryption technology, when you pay online via a banking channel
Most of the time, banks do not levy charges when you’re paying via Debit Card.
If you wish to pay an ICICI Bank Credit Card bill online through any other bank account, you can use the ‘Click To Pay’ option. The facility is available to both ICICI Bank and non-ICICI Bank customers. Apart from Debit Cards, customers can settle Credit Card dues using Internet Banking, scan to pay using UPI, or pay via the iMobile app.
Important tips while paying Credit Card bills:
Before you begin the online bill payment process, check your Credit Card Statement. Check whether the charges levied are correct and the amount due
Always double-check your card details, such as your Credit Card Number, Bank Account Number and other details, while paying online
Check with the bank how much time a particular online payment method would take for payment processing. Typically, online methods can take 1 to 5 working days.
FAQs
How to pay a credit card bill using a debit card online?
In order to pay a Credit Card bill using debit card, visit the ICICI Bank Net Banking or the iMobile App. Log in and choose ‘Credit Card Bill Payment,’ enter card details, select debit card,f and confirm payment securely.
Is it mandatory to use a debit card from the same bank?
No, you can easily use a debit card from any other bank to pay your ICICI Bank Credit Card bill online. However, if you have an ICICI Bank debit card, you can add it to automate payments and avoid missing the due date.
Will I be charged extra fees for debit card payments?
ICICI Bank doesn’t charge additional fees for paying Credit Card bills using debit cards through online payment portals like the Net Banking and the iMobile app.