Family Banking: Bank together, Benefit together

A minimum of 2 and a maximum of 10 family members (including Primary member) can form a Family ID for Select Banking, Wealth Management and Private Banking families.

A minimum of 2 and a maximum of 6 family members (including Primary member) can form a Family ID for Salary Family.

Only Savings Account under Select Banking, Wealth Management and Private Banking Programmes and Salary Accounts under Power Pay, Select Banking, Wealth Management and Private Banking are eligible for Family Banking.

Yes, two Savings Account holders can form a Savings Account Family ID.

Any member of the Family ID is eligible to become the Primary Member, except for minor, student and NRI Account holders.

Yes, you can add multiple family references under ICICI Bank’s Family Banking program. This allows you to manage various family members’ accounts and banking services more effectively.

If the Primary Member holds a Salary Account with ICICI Bank and wants to extend the same benefits to their family members, then they can create a Family ID by raising a request.

Yes, a new member can be added to the Family ID later. The Family Banking Form must be filled in and signed by the new entrant and primary member of the family.

Parents, spouse and children can be added to the Family ID under Salary Family Banking.

6 members can be added to the Family ID under Salary Family Banking.

To avail insurance benefits for the family members, there should be at least one salary credit in the last three months in the Primary Member’s Salary Account, prior to the date of loss.

Primary member of the family can request for Family upgrade post which all members in the Family ID will be upgraded to respective programme.

If salary stops getting credited to the Primary Member’s Account for the last 3 months, but the Program Eligibility Criteria is maintained, then the Family ID will be maintained. 

Family Banking is an exclusive benefit which is available only for customers enrolled in Select Banking, Wealth Management and Private Banking for Savings Account. For Salary Account holders, this is available for Power Pay, Select Banking, Wealth Management and Private Banking.

For Family Banking customers, MAB requirement is ₹15,000 across all locations to avoid non maintenance in case family banking programme criteria is not met at family level.

Yes, on programme upgradation (for eg from Select to Wealth or Wealth to Private Banking) each member will be issued new debit cards. Old debit cards would be blocked upon successful activation of the new debit cards.   

Yes, all family members will receive card benefits on their individual debit card along with complimentary lounge access as applicable on the enrolled programme.

Yes, joint savings account customers can enrol into Select Banking, Wealth Management and Private Banking programmes.