Offer:
Link your ICICI Bank RuPay Credit Card to UPI on PhonePe. Get Flat ₹100 Cashback* across your first 2 transactions with your UPI linked Credit Card on PhonePe
Minimum transaction amount to avail this Offer is ₹100
Users will receive a cashback of ₹50 per eligible transaction.
Eligibility criteria:
Payment must be made through UPI linked ICICI Bank RuPay Credit Card only. This offer is not applicable on any other payment instruments (Wallet/Credit Card/Debit Card)
For example, if out of a total payment of ₹300, ₹100 is paid through PhonePe Wallet/Gift Card balance and the remaining ₹200 is paid through UPI linked ICICI Bank RuPay Credit Card, then this Offer will not be applicable
Only Users who link ICICI Bank RuPay Credit Card to UPI on PhonePe for the first time and carry out their first 2 transactions via their ICICI Bank RuPay Credit Card on UPI are eligible for this offer.
Offer period: Jun 30 to Aug 31, 2025
T&Cs apply.
Terms and Condition :
Link your ICICI RuPay Credit Card to UPI on PhonePe. Get Flat ₹100 Cashback* across your first 2 transactions with your UPI-linked Credit Card on PhonePe.
Minimum transaction amount to avail this offer is ₹100
Users will receive a cashback of ₹50 per eligible transaction.
The offer can only be availed by clicking , linking and transacting with the URL sent to you by the banks via various communications channel and/or by PhonePe via PNs/Banners
Offer is only valid for ICICI RuPay Credit Card users
Payment to be made through UPI Linked ICICI RuPay Credit Card only. No other payment instruments (Wallet / Credit Card / Debit Card) are applicable on this offer
For example, if a payment of ₹300 is paid using ₹100 PhonePe Wallet / Gift Card balance and ₹200 through UPI Linked ICICI RuPay Credit Card, the offer will not be applicable
Users can avail the offer on payment with UPI Linked ICICI RuPay Credit Card
Users who link for the first time and are transacting for the first 2 times via their ICICI Credit Card via RuPay CC on UPI
Users who have already linked ICICI RuPay Credit Card on PhonePe will not be eligible for the offer. Offer is only applicable for users who are linking their Rupay Credit Card for the first time on PhonePe in the offer period
To make UPI payments using your RuPay credit card, users do not need to enter CVV or wait for OTP SMSes. Simply select your credit card, enter your UPI PIN and avail the offer
Offer applicable for select set of users
This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.
From 00:00 hrs 30th June 2025 to 23:59 hrs 31st August 2025
Offer can be availed 2 times (per device, per user) during the offer period
Go to Profile section by cliking on the top left corner of the PhonePe home page
Scroll to find “Link RuPay Credit Cards on UPI" under Payment Settings”
Select your RuPay Credit Card issuer bank and set 4/6 digit UPI PIN and start making payments
Note: in case you have wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use your wallet balance.
On a successful transaction via ICICI UPI Linked RuPay Credit Card you get the scratch card
In the PhonePe app, click on View My Rewards section
Find the unscratched card and swipe to redeem the rewards
Once redeemed scratch card cashback will be credited within 24 hours
Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / iOS version 5.0.31.1000 and above. Upgrade your app to redeem cashback
Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction
In case of any cancellations, the cashback processed post redemption on scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)
Refunded amount less of cashback will be credited to back to the source of funds used while making payment.
A user can earn up to ₹9,999 cashback in the PhonePe Gift Card per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe.
Redeem the Scratch Card within a month to avail the Cashback. Post that your Scratch Card will expire.
Your PhonePe Gift Card balance has a validity of 1 year from the date of issue, post which it will expire
Offer is applicable on both iOS and Android devices.
Cashback given against the scratch card can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.
Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.
Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.
The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
Customers' participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
In case of any dispute, PhonePe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.
ICICI Bank offers a selection of cards to perfectly complement your distinct lifestyle needs.
