Get your Joining Fee back!

For the purpose of these terms and conditions "Terms and Conditions":

"Card" shall mean Debit card, which has been issued by ICICI Bank and is valid and subsisting during the Program/Offer Period.

"Card Holder/s" shall mean such customer/s to whom a Card has been issued and who is authorized to hold the Card and who has received the communication of the Program from ICICI Bank with respect to the Program by way of e-mailer/ SMS/notification/Welcome Letter as per the discretion of ICICI Bank.

Offer is applicable only on ICICI Bank Expressions Debit Card that are issued from 1st Jan, 2025 to 31st Mar, 2025.

To qualify for this offer, Customer has to use ICICI Bank Expressions Debit Card to do total spends on mentioned payment categories as per communicated and get free voucher.

"Offer Period" shall refer to period from the date when customer upgraded the ICICI Bank Expressions Debit card till 31st March, 2025. “Retail Purchase” shall mean such purchase, which has been made by the Debit Card Holder/s by swiping the ICICI Bank Expressions Debit Card on any bank’s electronic data capture terminal during the Promo Period. Cash withdrawals on ATMs will not be an eligible transaction for the program.

"Debit Card Payment" shall mean such purchase, which has been made by the Debit Card Holder/s by using the ICICI Bank Expressions Debit Card on any Retailer outlet or E-commerce site or online merchant payment gateway entering card details during the Offer Period.

Cash withdrawals on ATMs will not be an eligible transaction for the program.

"Program" or "Offer" shall mean payments done using ICICI Bank Expressions Debit Card to get Cashback is as per communication.

Offer Period: from card upgrade (upgraded to ICICI Bank Expressions Debit Card) date till 31st March, 2025. "Primary Terms and Conditions" shall mean the terms and conditions applicable to the Card in addition to these Terms and Conditions.

"Void Transaction" shall mean any transaction wherein the transaction has taken place but has been cancelled by the Retail or online Merchant prior to settlement with ICICI Bank.

Voucher shall be given only for those who have made total spends as per communicated and met the offer criteria using ICICI Bank Expressions Debit Card within Offer Period.

The eligible customers shall be announced within 60 days of the end of the Program Period

Upon the Card Holder/s fulfilling the offer requisites, as per the offer Terms and Conditions, the voucher will be sent to customer’s email ID within 60 working days of the end of the offer period.

A Cardholder will be entitled to voucher (only once) corresponding to the total of Debit Card Purchases (Ecom / POS purchases) by the Cardholder during the Offer Period.

The Offer is applicable for the customers who have upgraded to ICICI Bank Expressions Debit Card from 1st Jan, 2025 to 31st Mar, 2025 only and not valid for void transactions.

The offer is not valid with wallet upload, ATM cash withdrawal, insurance or mutual fund payments, tax payments will not be considered

In case of a cancelled transaction, and post cancellation of transaction, the total Retail or Online Purchases by the Cardholder during the offer period becoming less the eligible spends as defined for each customer set, cashback amount would be debited from the cardholder’s account if cashback has been given already.

Acceptance of the voucher by the Debit Card Holder/s constitutes permission for ICICI Bank and its Affiliates to use the Debit Card Holder/s name, photograph, other details which are furnished to ICICI Bank, voice and comments for advertising and promotional purposes in any medium without being liable to pay any additional charges to the Debit Card Holder/s.

No queries will be entertained 90 days after the closure date of the Offer.

The participation in the Program is entirely voluntary and it is understood, that the participation by the Debit Card Holder/s shall be deemed to have been made on a voluntary basis.

If the Debit Card Holder/s ceases to be the Debit Card Holder/s at any time during the currency of the Program, all the benefits under the Program shall lapse and shall not be available to the Debit Card Holder/s.

All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.

All communication/ notices with regard to this Program should be addressed to "ICICI Bank Limited, ICICI Phone Banking Center, ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda, Serilingampally, Hyderabad – 500032, India.

In all matters relating to the Program, the decision of ICICI Bank shall be final and binding in all respects.

These Terms shall be in addition to and not in substitution/ derogation to the Primary Terms and Conditions governing the Debit Card of ICICI Bank. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the Primary Terms and Conditions.

ICICI Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Debit Card Holder/s under the Program.

CICI Bank reserves the right to modify/ change all or any of the terms applicable to the Program without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Program without assigning any reasons or without any prior intimation whatsoever.

ICICI Bank reserves the right to disqualify any Merchant Establishment or Debit Card Holder/s from the benefits of the Program if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card at an ICICI Bank terminal.

The Program is not available wherever prohibited and/ or on merchandise/ products/ services for which such programs cannot be offered for any reason whatsoever.